Rent to own Homes in Jay, FL

Jay, FL is a great place for affordable rent-to-own homes! With a median household income of over $32,639 and a median rent of $966, the Jay, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Jay, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Jay, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
7960 ALGER RD
MORE DETAILS +
Rent To Own
 
Single Family Home
Century, FL 32535
3
2
1317 ft2
1954
4726 PIERCE LN
MORE DETAILS +
Rent To Own
 
Single Family Home
Milton, FL 32571
4
2
2325 ft2
2016
966 Brimwood Cir # 36A
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
1019 Brimwood Cir # 5D
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
950 Brimwood Cir # 40A
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
1034 Brimwood Cir # 19A
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
934 Brimwood Cir # 44A
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
535 Ketch Creek Dr # 5C
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
1035 Brimwood Cir # 1D
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2025
982 Brimwood Cir # 32A
MORE DETAILS +
Rent To Own
 
Single Family Home
Cantonment, FL 32533
3
2
1515 ft2
2024
1 of 9 4204 RED WING CT
MORE DETAILS +
Rent To Own
 
Single Family Home
Milton, FL 32571
3
2
1014 ft2
1976
3006 N 18TH AVE
MORE DETAILS +
Rent To Own
 
Single Family Home
Milton, FL 32583
3
3
1880 ft2
2022
2424 HIGHWAY 182
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
2
1950 ft2
1970
4050 HARRISON AVE
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
3
1776 ft2
1989
4145 GOLDFINCH LN
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
4
3408 ft2
2007
3757 ESCAMBIA AVE
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1581 ft2
1946
0000 Wiley Scott Rd
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
2
1776 ft2
2025
3422 Shell Rd
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
2
1684 ft2
2024
New
3250 Shell Rd
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1416 ft2
2024
1 of 11 3250 HIGHWAY 4
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
2329 ft2
1947
New
3216 Shell Rd
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1416 ft2
2024
4447 AZEL SCOTT LN
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1611 ft2
2004
5041 VINSON LN
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
2
2315 ft2
2004
4563 DARNEY RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
3
2016 ft2
1981
3050 SHELL RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1647 ft2
1990
3050 Shell Dr
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1647 ft2
1990
13148 HIGHWAY 89
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1594 ft2
2022
2304 TRUDY LN
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1898 ft2
2024
1 of 34 2750 NELSONTOWN RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
1
1320 ft2
1958
13072 CHUMUCKLA HWY
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
3
1872 ft2
1971
4081 N SIMMONS RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
2
1487 ft2
2007
1 of 8 3400 N SIMMONS RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
5
3
2415 ft2
1974
3677 HARVEST RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
3
1945 ft2
2007
3602 HAZEL GODWIN RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
2185 ft2
2006
11800 HIGHWAY 89
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1647 ft2
1966
2988 COBBTOWN RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1877 ft2
2021
Hot
786 TWIN BRIDGES RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Flomaton, AL 36441
3
1
1556 ft2
1971
2339 HARVEST RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
2
1563 ft2
2022
1 of 45 85 AZALEA RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Flomaton, AL 36441
5
3
2437 ft2
1969
1 of 85 3096 H CARR RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
3
1
1078 ft2
1962
New
2829C Bud Diamond Rd
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
3
0 ft2
2019
6000 HOSEA GILLMAN RD
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Milton, FL 32570
3
2
1731 ft2
1979
28414 HIGHWAY 31
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Flomaton, AL 36441
5
2
1600 ft2
1995
402 FRONT ST
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Century, FL 32535
3
2
1270 ft2
2018
Map
Sponsored Link

More Jay, FL Property Resources

Rent to own Homes in Cities Near Jay, FL

Browse all Rent to own Homes in Florida

Neighborhoods in Jay, FL

No neighborhoods found

Popular Zip Codes in Jay, FL

No zip codes found

Buying a Home in Jay, FL

Jay, FL is seeing rapid growth and Jay, FL's' housing market remains optimal with an average home price that is -63% below the 2025 national average. Jay, FL is part of Santa Rosa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Santa Rosa is 0.72% which is below the national average, which is 0.99%.

Median Home Price in Jay, FL

Median Rent in Jay, FL

Rent to own homes offer low monthly payments and flexible terms.