Rent to own Homes in Laguna Beach, FL

Laguna Beach, FL is a great place for affordable rent-to-own homes! With a median household income of over $66,265 and a median rent of $1,060, the Laguna Beach, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Laguna Beach, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Laguna Beach, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
117 Glades Turn Panama
Rent To Own
Panama City Beach
Single Family Home
Panama City Beach, FL 32407
3
2
1636 ft2
1993
1 of 12 2401 15th st west
Rent To Own
Hursts Replat
Multifamily (2 - 4 Units)
Panama City, FL 32405
8
2
2628 ft2
1952
917 ROSEMONT DR
Rent To Own
Huntingdon Estates
Single Family Home
Panama City, FL 32405
3
2
1869 ft2
1976
1 of 71 144 Spires Ln
Rent To Own
 
Single Family Home
Santa Rosa Beach, FL 32459
1
1
726 ft2
2800 WOODMERE DR
Rent To Own
Forest Park East
Single Family Home
Panama City, FL 32405
4
4
3224 ft2
1991
New
707 W 8th St
Rent To Own
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
4
2
1642 ft2
1974
3303 COUNTRY CLUB DR
Rent To Own
Country Club Harbour Estates
Single Family Home
Lynn Haven, FL 32444
3
4
3919 ft2
1990
110 Swan Rd
Rent To Own
 
Single Family Home
Panama City, FL 32404
3
2
1646 ft2
1962
Hot
1 of 8 200 HUGH THOMAS DR
Rent To Own
Grimes Callaway Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
2557 ft2
1988
Hot
102 TERRA COTTA WAY
Rent To Own
Crystal Beach
Single Family Home
Destin, FL 32541
4
4
2939 ft2
2008
209 ROSE LN
Rent to Own Eligible
Laguna Beach Estates
Single Family Home
Panama City Beach, FL 32413
2
2
1798 ft2
2021
1105 PROSPECT PROMENADE #2230
Rent to Own Eligible
Wild Heron
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1688 ft2
2004
23223 FRONT BEACH RD #501
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
2
1026 ft2
1970
86 CHARLES
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
3
2381 ft2
2007
169 LOG LANDING ST
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
3
0 ft2
2021
284 BEACHSIDE DR
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
3
1996 ft2
2001
1 of 91 21520 FRONT BEACH RD
Rent to Own Eligible
Riviera Beach
Single Family Home
Panama City Beach, FL 32413
4
4
2560 ft2
2003
New
305 TWIN LAKES DR
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
1
924 ft2
1958
203 SHASTA ST
Rent to Own Eligible
Kiska Beach
Single Family Home
Panama City Beach, FL 32413
4
2
1248 ft2
1978
311 WISTERIA LN
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
3
4
2132 ft2
2005
180 BELAIRE DR
Rent to Own Eligible
Santa Monica
Single Family Home
Panama City Beach, FL 32413
2
2
1442 ft2
1971
21624 CARIBBEAN LN
Rent to Own Eligible
Riviera Beach
Single Family Home
Panama City Beach, FL 32413
2
2
1496 ft2
1975
392 WALTON ROSE LN
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
3
3072 ft2
2002
New
114 CARILLON MARKET ST #313
Rent to Own Eligible
Carillon Beach
Townhouse/Condo
Panama City Beach, FL 32413
1
1
530 ft2
2007
1 of 17 22522 Front Beach Rd
Rent to Own Eligible
Shores Subdivision
Single Family Home
Panama City Beach, FL 32413
2
3
1140 ft2
1983
205 LAGUNA ST
Rent to Own Eligible
Laguna Beach
Single Family Home
Panama City Beach, FL 32413
3
2
1146 ft2
2022
1 of 41 1112 Prospect Promenade
Rent to Own Eligible
Wild Heron
Townhouse/Condo
Panama City Beach, FL 32413
4
4
2365 ft2
2004
1105 PROSPECT PROMENADE #2130
Rent to Own Eligible
Wild Heron
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1714 ft2
2004
37 SUGAR LOAF ALY
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
4
2601 ft2
2018
21401 HILLTOP AVE
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
1
1135 ft2
1991
10140 CO HIGHWAY 30A 20
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
2
2
1194 ft2
2000
128 LA VALENCIA CIR
Rent to Own Eligible
La Valencia Beach Resort
Single Family Home
Panama City Beach, FL 32413
3
3
2099 ft2
1999
10140 CO HIGHWAY 30A 11
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
2
2
1230 ft2
2002
431 LA VALENCIA CIR
Rent to Own Eligible
La Valencia Beach Resort
Single Family Home
Panama City Beach, FL 32413
3
4
2606 ft2
2004
23223 FRONT BEACH RD
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
3
983 ft2
1970
1 of 49 19947 Front Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1824 ft2
1981
221 SAND OAK BLVD
Rent to Own Eligible
Panama City Beach
Single Family Home
Panama City Beach, FL 32413
3
3
1560 ft2
2010
21144 S LAKEVIEW DR
Rent to Own Eligible
Gulf VIsta
Single Family Home
Panama City Beach, FL 32413
3
2
2108 ft2
1995
222 2ND ST
Rent to Own Eligible
Sunnyside On The Gulf
Single Family Home
Panama City Beach, FL 32413
2
1
624 ft2
1952
21504 FRONT BEACH RD #6
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
5
5
2639 ft2
2006
New
21320 Front Beach Rd
Rent to Own Eligible
Sunnyside On The Gulf
Single Family Home
Panama City Beach, FL 32413
2
3
1408 ft2
1981
212 CORTO PL
Rent to Own Eligible
Laguna Beach On The Gulf Of Mexico
Single Family Home
Panama City Beach, FL 32413
3
2
1259 ft2
2021
New
128 KELLY ST
Rent to Own Eligible
Riviera Beach
Single Family Home
Panama City Beach, FL 32413
4
2
2503 ft2
1971
22951 ANN MILLER RD
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
3
3
1534 ft2
2022
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Buying a Home in Laguna Beach, FL

Laguna Beach, FL is seeing rapid growth and Laguna Beach, FL's' housing market remains not optimal with an average home price that is 13% above the 2024 national average. Laguna Beach, FL is part of Bay county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bay is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Laguna Beach, FL

Median Rent in Laguna Beach, FL

Rent to own homes offer low monthly payments and flexible terms.