Rent to own Homes in Ocean City, FL

Ocean City, FL is a great place for affordable rent-to-own homes! With a median household income of over $48,003 and a median rent of $1,032, the Ocean City, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ocean City, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ocean City, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
102 TERRA COTTA WAY
Rent To Own
Crystal Beach
Single Family Home
Destin, FL 32541
4
4
2939 ft2
2008
1 of 31 7472 Sunset Harbor Dr
Rent To Own
 
Single Family Home
Navarre, FL 32566
3
3
1186 ft2
1999
Hot
6351 HERONWALK DR
Rent To Own
 
Single Family Home
Gulf Breeze, FL 32563
3
2
1910 ft2
2003
1 of 71 144 Spires Ln
Rent To Own
 
Single Family Home
Santa Rosa Beach, FL 32459
1
1
726 ft2
New
1 of 91 4474 PIEDMONT WAY
Rent To Own
 
Single Family Home
Milton, FL 32583
4
2
1869 ft2
2007
324 DAVENPORT RD
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
2
2
1400 ft2
1979
6 STEWART CIR
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
3
2
1524 ft2
1956
1 of 25 104 ALDEN DR
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
3
2
1800 ft2
1961
1 of 50 810 Eglin Pkwy NE
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
3
4
2484 ft2
1985
1 of 23 605 Colonial Dr
Rent to Own Eligible
Wright
Townhouse/Condo
Fort Walton Beach, FL 32547
2
2
1000 ft2
1975
305 WOODROW ST NE
Rent to Own Eligible
Wright
Townhouse/Condo
Fort Walton Beach, FL 32547
4
2
2496 ft2
1964
1 of 25 617 SPENCER DR
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
2
1862 ft2
1968
1 of 98 2364 TWIN BAY VW
Rent to Own Eligible
 
Single Family Home
Fort Walton Beach, FL 32547
4
3
3682 ft2
1968
New
308 Woodrow St NE
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
2
3
1260 ft2
1982
New
511 PELHAM ST
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
3
2
2389 ft2
1967
15 RICKEY AVE
Rent to Own Eligible
Ocean City
Townhouse/Condo
Fort Walton Beach, FL 32547
8
4
3575 ft2
1974
1 of 25 2197 TOPAZ CT
Rent to Own Eligible
Ocean City
Single Family Home
Fort Walton Beach, FL 32547
3
2
1832 ft2
1998
Hot New
1200 BEACHVIEW DR NE
Rent to Own Eligible
Bayview
Single Family Home
Fort Walton Beach, FL 32547
3
2
1821 ft2
1960
New
103 SHORT ST
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
4
3
1932 ft2
2024
214 MARSHALL DR NE
Rent to Own Eligible
Garniers Beach
Single Family Home
Fort Walton Beach, FL 32547
2
1
862 ft2
1950
34 CINDERELLA LN NW
Rent to Own Eligible
Kenwod
Single Family Home
Fort Walton Beach, FL 32547
4
3
2184 ft2
1973
583 MOONEY RD NE
Rent to Own Eligible
Kenwod
Single Family Home
Fort Walton Beach, FL 32547
3
2
2368 ft2
1967
New
1 of 44 248 BEACHVIEW DR NE
Rent to Own Eligible
 
Single Family Home
Fort Walton Beach, FL 32547
3
1
1290 ft2
1951
New
621 LLOYD ST
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
2
1500 ft2
1984
1 of 3 41 OAKDALE RD NW
Rent to Own Eligible
Kenwod
Single Family Home
Fort Walton Beach, FL 32547
4
2
2082 ft2
1968
New
45 CINDERELLA LN NW
Rent to Own Eligible
Kenwod
Single Family Home
Fort Walton Beach, FL 32547
4
2
2098 ft2
1977
946 ASHLEY LN #B
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
3
1320 ft2
1994
946 ASHLEY LN #C
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
2
3
1672 ft2
1994
1 of 43 614 FAIRWAY AVE NE
Rent to Own Eligible
Kenwod
Single Family Home
Fort Walton Beach, FL 32547
3
3
1829 ft2
1967
1 of 79 903 LIGHTHOUSE POINT RD
Rent to Own Eligible
Wright
Single Family Home
Ft Walton Beach, FL 32547
4
2
3555 ft2
1997
940 Central Ave
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
2
1320 ft2
1994
1 of 43 220 BEACHVIEW DR NE
Rent to Own Eligible
Garniers Beach
Single Family Home
Fort Walton Beach, FL 32547
3
1
949 ft2
1951
1 of 47 949 HOLBROOK CIR
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
2
2
1718 ft2
1992
522 Parkview Rd NW
Rent to Own Eligible
Wright
Townhouse/Condo
Fort Walton Beach, FL 32547
2
3
1324 ft2
1984
1 of 13 817 HOLBROOK CIR
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
2
2
1600 ft2
1980
828 HOLBROOK CIR
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
2
1972 ft2
1982
1 of 24 207 GIRARD AVE NW
Rent to Own Eligible
South Bayou
Single Family Home
Fort Walton Beach, FL 32548
4
3
1887 ft2
1985
164 FERRY RD NE
Rent to Own Eligible
Ferry Park
Single Family Home
Fort Walton Beach, FL 32548
2
2
1386 ft2
1965
162 FERRY RD NE
Rent to Own Eligible
Ferry Park
Single Family Home
Fort Walton Beach, FL 32548
2
2
1564 ft2
1965
1 of 23 858 HOLBROOK CIR
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
2
2
1973 ft2
1986
1 of 95 353 SUDDUTH CIR NE
Rent to Own Eligible
Ferry Park
Single Family Home
Fort Walton Beach, FL 32548
3
3
1870 ft2
1963
1 of 144 107 HANDS COVE LN
Rent to Own Eligible
Woodland Shores
Single Family Home
Shalimar, FL 32579
4
3
2750 ft2
1987
2 WARWICK DR
Rent to Own Eligible
Woodland Shores
Single Family Home
Shalimar, FL 32579
4
2
2186 ft2
1959
402 YANCEY ST
Rent to Own Eligible
Wright
Single Family Home
Fort Walton Beach, FL 32547
3
2
1919 ft2
2015
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Buying a Home in Ocean City, FL

Ocean City, FL is seeing rapid growth and Ocean City, FL's' housing market remains optimal with an average home price that is -9% below the 2024 national average. Ocean City, FL is part of Okaloosa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Okaloosa is 0.65% which is below the national average, which is 0.99%.

Median Home Price in Ocean City, FL

Median Rent in Ocean City, FL

Rent to own homes offer low monthly payments and flexible terms.