Rent to own Homes in Palm Harbor, FL

Waterfront homes! Palm Harbor is right on the Gulf, with a beautiful shoreline and great beachfront rent to own houses! Crystal Beach and Pop Stansell Park are some of the best places to enjoy the Florida sun.

Palm Harbor, FL is a great place for affordable rent-to-own homes! With a median household income of over $61,572 and a median rent of $1,373, the Palm Harbor, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Palm Harbor, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Palm Harbor, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
3779 LAKE SHORE DR
Rent To Own
Lake St. George
Single Family Home
Palm Harbor, FL 34684
3
3
1322 ft2
1987
1495 INDIANA AVE
Rent To Own
 
Single Family Home
Palm Harbor, FL 34683
3
2
1653 ft2
1984
1065 TARTAN DR #C
Rent To Own
Highland Lakes
Townhouse/Condo
Palm Harbor, FL 34684
2
2
1391 ft2
1983
4555 SERENITY TRL
Rent To Own
 
Single Family Home
Palm Harbor, FL 34685
4
3
3143 ft2
1998
1969 N BETTY LN
Rent To Own
 
Single Family Home
Clearwater, FL 33755
4
2
1556 ft2
1951
1 of 20 4030 CHESSWOOD DR
Rent To Own
Buena Vista Melody Manor
Single Family Home
Holiday, FL 34691
2
1
816 ft2
1966
10215 128TH TER
Rent To Own
 
Single Family Home
Largo, FL 33773
3
1
1176 ft2
1973
1 of 4 8584 111th Street North
Rent To Own
 
Multifamily (2 - 4 Units)
Seminole, FL 33772
1
1
1000 ft2
1977
3305 EHRLICH RD
Rent To Own
 
Single Family Home
Tampa, FL 33618
3
2
1395 ft2
1964
18610 Gulf Blvd
Rent To Own
 
Townhouse/Condo
Indian Shores, FL 33785
2
2
1130 ft2
1974
320 173RD AVE E
Rent To Own
 
Single Family Home
North Redington Beach, FL 33708
3
3
2645 ft2
1959
(Undisclosed Address)
Rent To Own
Old Seminole Heights
Single Family Home
Tampa, FL 33604
3
2
1340 ft2
3221 16TH ST N
Rent To Own
Magnolia Heights
Single Family Home
Saint Petersburg, FL 33704
2
1
918 ft2
1949
4820 16TH AVE N
Rent To Own
Disston Heights
Single Family Home
Saint Petersburg, FL 33713
2
1
996 ft2
1952
3450 7TH AVE N
Rent To Own
United Central
Single Family Home
Saint Petersburg, FL 33713
3
1
1190 ft2
1945
1311 GRAY ST S
Rent To Own
Gulfport
Single Family Home
Gulfport, FL 33707
3
3
1391 ft2
1950
1320 Pasadena Ave S
Rent To Own
 
Townhouse/Condo
South Pasadena, FL 33707
2
2
1030 ft2
1984
New
1 of 197 143 94th Ave
Rent To Own
Sunset Beach
Townhouse/Condo
Treasure Island, FL 33706
2
2
1060 ft2
1974
1 of 58 7871 Sailboat Key Blvd S
Rent To Own
 
Townhouse/Condo
South Pasadena, FL 33707
1
1
915 ft2
1981
New
1 of 159 8470 W Gulf Blvd
Rent To Own
Sunset Beach
Townhouse/Condo
Treasure Island, FL 33706
1
1
590 ft2
1974
1 of 49 7882 Sailboat Key Blvd S
Rent To Own
 
Townhouse/Condo
South Pasadena, FL 33707
2
2
1200 ft2
1991
Hot
4700 WESSEX WAY
Rent To Own
 
Single Family Home
Land O Lakes, FL 34639
3
2
1630 ft2
2003
Wayside Ct
Rent To Own
 
Single Family Home
Spring Hill, FL 34606
5
3
2215 ft2
1 of 93 6083 Bahia Del Mar Cir
Rent To Own
 
Townhouse/Condo
St Petersburg, FL 33715
2
2
1170 ft2
1992
Eldridge Rd
Rent To Own
 
Single Family Home
Spring Hill, FL 34608
3
2
1540 ft2
3096 DELTONA BLVD
Rent To Own
 
Single Family Home
Spring Hill, FL 34606
3
2
1630 ft2
2003
11477 TRUMBULL DR
Rent To Own
 
Single Family Home
Spring Hill, FL 34609
3
3
3030 ft2
1982
Sunflower Dr
Rent To Own
 
Single Family Home
Spring Hill, FL 34606
4
2
2038 ft2
Hot
7538 FOREST MERE DR
Rent To Own
 
Single Family Home
Riverview, FL 33578
3
2
2069 ft2
2011
1 of 21 Riddle Dr
Rent To Own
 
Single Family Home
Spring Hill, FL 34609
3
2
1555 ft2
1 of 20 2429 Pier Dr.
Rent To Own
 
Multifamily (2 - 4 Units)
Ruskin, FL 33570
2
2
1920 ft2
2005
907 COASTAL HAMMOCK AVE
Rent To Own
 
Single Family Home
Ruskin, FL 33570
3
2
1662 ft2
2020
New
1 of 51 1651 Sand Key Estates Ct
Rent To Own
 
Townhouse/Condo
Clearwater, FL 33767
2
2
1530 ft2
1982
New
7420 BAY ISLAND DR S #172
Rent To Own
 
Townhouse/Condo
South Pasadena, FL 33707
2
2
1045 ft2
1973
2684 WALNUT DR
Rent to Own Eligible
Laurel Oak Country Woods
Townhouse/Condo
Palm Harbor, FL 34683
3
2
1415 ft2
1988
1 of 126 136 CARLYLE DR
Rent to Own Eligible
 
Single Family Home
Palm Harbor, FL 34683
4
2
2970 ft2
1961
1011 Dunrobin Dr
Rent to Own Eligible
Highland Lakes
Townhouse/Condo
Palm Harbor, FL 34684
2
2
1230 ft2
1979
1 of 124 1155 SKYE LN
Rent to Own Eligible
 
Single Family Home
Palm Harbor, FL 34683
5
5
6047 ft2
2004
1 of 2 2280 Shelly Dr
Rent to Own Eligible
Highland Lakes
Single Family Home
Palm Harbor, FL 34684
2
2
1000 ft2
1978
New
1 of 63 3080 ROBINWOOD LN
Rent to Own Eligible
Cobbs Landing
Single Family Home
Palm Harbor, FL 34684
4
2
1967 ft2
1990
1306 LENNOX RD E
Rent to Own Eligible
 
Townhouse/Condo
Palm Harbor, FL 34683
1
2
893 ft2
1981
2740 Whitebridge Dr
Rent to Own Eligible
 
Single Family Home
Palm Harbor, FL 34684
2
2
1000 ft2
1976
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Buying a Home in Palm Harbor, FL

Palm Harbor, FL is seeing rapid growth and Palm Harbor, FL's' housing market remains not optimal with an average home price that is 13% above the 2024 national average. Palm Harbor, FL is part of Pinellas county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Pinellas is 0.91% which is below the national average, which is 0.99%.

Median Home Price in Palm Harbor, FL

Median Rent in Palm Harbor, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 14 Reasons to Live in Palm Harbor

The Thirsty Marlin has the best seafood ever! Located in downtown Palm Harbor, this restaurant is very popular. Locals also love Peggy O'Neill's Irish Pub and Eatery, and there are many other fun bars and pubs in the area.

Home values are on the rise! Up 2% last year, and expected to rise another 5% in the near future, now is a great time to buy or rent to own in Palm Harbor.

So close to Tampa and St. Petersburg! The bay area has many attractions, the St. Pete Times Forum, the Tampa Theatre, the Florida Aquarium, and more. The Tampa International Airport is also only 30 minutes from Palm Harbor.

New construction on Lake Tarpon! This gorgeous lake is surrounded by live oak trees, and new developments on the west side are popping up. Great neighborhoods like Cypress Point and Cinnamon Hills are seeing new construction as well as an increase in rent to own homes.

Golfing! Palm Harbor is home to Innisbrook, one of the premier golf courses in the nation, attracting international golfing celebrities every year. There are also many other great golf courses in the area, including East Lake, Countryside, and Tarpon Woods. These communities have wonderful homes for rent.

All the beaches! The bay area has many of the best beaches in the state. Sand Key and Clearwater Beach are a quick drive down the shore and are known as two of the most popular travel destinations worldwide. Caladesi and Honeymoon Island are also right nearby!

Strachan's Homemade Ice Cream! It's so good, rated the best parlor in the bay area year after year. Sweet Caroline's bakery is also a local favorite. Palm Harbor has so many great local spots to enjoy with friends and family.

So close to Tarpon Springs! This neighboring community (only ten minutes up the highway), home of the famous Tarpon Springs Sponge Docks, is full of great shops and restaurants. Favorites include the Hellas bakery and Yianni's Greek grill.

The bay area hosts three major sports teams! The Rays, Lightning, Bucs play here throughout the year, and the New York Yankees also do their spring training at Steinbrenner Field. There are also many community sporting opportunities, and countless sports bars to enjoy the games with other fans.

An expanding rental market! Local real estate agents are renting more homes than ever, and the average rental price is under $1,100 and falling. Low prices (check out Boot Ranch and Beacon Groves!) combined with no state income tax makes Palm Harbor a very affordable place to enjoy the Sunshine State.

Health and wellness centers! Palm Harbor is a very health conscious community, so there are many spas and places of healing. Shambala Day Spa, Fountain of Youth, and La Bella Vita are just a few of the many great options in the area.

A shopping mecca! Tampa International, Countryside, and Bayshore malls are some of the best, but the bay area is home to over a hundred shopping malls and also has many huge thrift stores and antique shops.

Anclote Key Preserve is an offshore paradise! This beautiful state park can only be accessed by boat or ferry and is kept perfectly clean, giving it an untouched feel. The key is a great place to go for an afternoon getaway. The recently renovated Fred Howard Park is also nice if you want to enjoy the sand without leaving dry land.