Rent to own Homes in Pensacola, FL
Fly high! The National Naval Aviation Museum, the largest one of its kind in the world, and the Naval Air Station Pensacola are just southwest of Pensacola, as is the home of the Blue Angels flight demonstration team.
Pensacola, FL is a great place for affordable rent-to-own homes! With a median household income of over $56,199 and a median rent of $998, the Pensacola, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Pensacola, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More Pensacola, FL Property Resources
Rent to own Homes in Cities Near Pensacola, FL
- Allentown
- Avalon
- Bagdad
- Bellview
- Brent
- Cantonment
- Chumuckla
- Dickerson City
- East Milton
- Elberta
- Ensley
- Ferry Pass
- Floridatown
- Garcon Point
- Gonzalez
- Goulding
- Gulf Breeze
- Holley
- Lillian
- Mc David
- Milton
- Molino
- Mulat
- Myrtle Grove
- Navarre
- Navarre Beach
- Orange Beach
- Oriole Beach
- Pace
- Pea Ridge
- Pensacola
- Pensacola Station
- Perdido Beach
- Point Baker
- Roeville
- Seminole
- Tiger Point
- Wallace
- Warrington
- West Pensacola
- Woodlawn Beach
Neighborhoods in Pensacola, FL
Downtown rent to own homes Seville Historic District rent to own homes St. John's Coalition rent to own homes Westpointe Heritage rent to own homes Bay Cliff Estates rent to own homes Bayista Apts rent to own homes Baymarc rent to own homes Bayou Lane Estates rent to own homes Birchwood rent to own homes Brookside Townhomes rent to own homesBuying a Home in Pensacola, FL
Pensacola, FL is seeing rapid growth and Pensacola, FL's' housing market remains optimal with an average home price that is -8% below the 2025 national average. Pensacola, FL is part of Escambia county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Escambia is 0.76% which is below the national average, which is 0.99%.
Median Home Price in Pensacola, FL
Median Rent in Pensacola, FL
Top 11 Reasons to Live in Pensacola
Beautiful beaches! Who wouldn't want to rent to own property in paradise? Pensacola has white sand beaches, surrounding clear green water. Head over to Pensacola Beach and Santa Rosa Island for a day of fun in the sun.
Affordable rent! The average cost of a rental property in Pensacola is $863 per month. Add to that the relatively low monthly median cost of $130 for utilities, and you'd be hard-pressed to find a better beachfront bargain. Search for the best deals near Wiggins Lane and North Reus Street.
Home values are appreciating! Home values have increased .49% in the last year, which is good news for home owners who are in the market to list their homes for sale. Find your next home investment along Pleasant Grove or Bayou Boulevard.
High ownership and occupancy rates! With a 54% home ownership rate and a low 12% vacancy rate, it's apparent that the majority of people in Pensacola are there to stay. A welcoming 33% rental vacancy rate means rental homes are readily available in all neighborhoods, including Sunny Ridge and Woodland Heights.
Save more money to spend on entertainment! Residents have relatively low property taxes -- averaging $1,512 annually -- which leaves more money for enjoying the restaurants downtown, like Angus. More money in your pocket means more money to see a concert at Vinyl Music Hall.
Go outdoors! The Gulf Islands National Seashore is maintained by the National Park Service, and borders Pensacola to the east and west. It has been designated one of the top 25 best beaches in the world. Anyone looking for rent to own homes in Pensacola will find the beach hard to resist. Events throughout the year highlight the area's favorite pastimes of fishing, golfing, water sports and sailing. Enjoy a dolphin tour and watch as the playful porpoises cavort in the water.
Experience the culture! The fine and performing arts are alive and well in the Pensacola community. Take in a play at the Center for Fine and Performing Arts, or venture to the Historic District and tour the local art at the pink Quayside Gallery.
Explore history! Pensacola has a rich history, which is on display every day at the Historic Pensacola Village on East Church Street. The Pensacola Lighthouse has been lighting the way of seafarers since 1859, and the Arcadia Mill Archaeological Site and Museum showcases the 19th-century industries that were powered by water prior to technological advances.
So many places to shop! From upscale boutiques to antique malls, you're sure to find a spot to indulge your need for retail therapy. The unique Blue Moon Antique and Retro Mall features 65 dealers in 12,700 square feet. The large Cordova Mall features 140 high-end retail stores and restaurants.
Relax! Finish your days touring rent to own houses in the city with a little pampering. The Fusion Spa Salon is an Aveda salon, so you know you'll get treated well. If you need an entire weekend to unwind, try the luxurious Portofino Island Resort and Spa.
