Rent to own Homes in Port Charlotte, FL

Rent well and prosper! Port Charlotte was recently voted one of the country's top places to retire by U.S. News & World Report. The average household income has increased by 32% since 2009, and a healthy 20% of residents choose to rent.

Port Charlotte, FL is a great place for affordable rent-to-own homes! With a median household income of over $50,255 and a median rent of $1,040, the Port Charlotte, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Port Charlotte, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Port Charlotte, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
20013 BEULE CT
Rent To Own
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
2
900 ft2
1985
1 of 21 Lake Worth Blvd
Rent To Own
O'hara
Single Family Home
Pt Charlotte, FL 33948
3
2
1188 ft2
21093 INDIANA AVE
Rent To Own
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
3
1
851 ft2
1960
1338 WILMETTE ST
Rent To Own
Port Charlotte
Single Family Home
Punta Gorda, FL 33980
2
2
1330 ft2
1984
2000 Bal Harbor Blvd
Rent To Own
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
2
1517 ft2
2000
1651 Beach Rd
Rent To Own
 
Townhouse/Condo
Englewood, FL 34223
2
2
1222 ft2
1982
Hot
840 QUEEN RD
Rent To Own
South Venice
Single Family Home
Venice, FL 34293
2
1
946 ft2
1955
2628 NE 5TH AVE
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
4
2
2104 ft2
2006
1 of 20 NW 25th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
4
2
1757 ft2
1 of 21 NW 9th Street
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
3
2
1268 ft2
NE 20th Ave
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1782 ft2
1 of 21 NE 16th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1302 ft2
1 of 11 Evergreen Rd
Rent To Own
 
Single Family Home
Fort Myers, FL 33967
4
2
1223 ft2
84 E NORTH SHORE AVE
Rent To Own
 
Single Family Home
North Fort Myers, FL 33917
3
2
1301 ft2
1952
67 W NORTH SHORE AVE
Rent To Own
 
Single Family Home
North Fort Myers, FL 33903
3
2
1803 ft2
1950
1 of 10 SW 22nd St
Rent To Own
 
Single Family Home
Cape Coral, FL 33991
3
2
1627 ft2
314 SE 21ST LN
Rent To Own
 
Single Family Home
Cape Coral, FL 33990
3
2
1659 ft2
1998
SW 38th St
Rent To Own
 
Single Family Home
Cape Coral, FL 33914
3
2
1377 ft2
SE 32nd Ter
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
2
2
1353 ft2
Ford St
Rent To Own
 
Single Family Home
Fort Myers, FL 33916
3
1
1200 ft2
1 of 45 4220 SE 8TH PL
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
4
4
2411 ft2
1975
1 of 65 4719 SE 17th Pl
Rent To Own
 
Townhouse/Condo
Cape Coral, FL 33904
2
2
1124 ft2
1984
1 of 151 6157 Midnight Pass Rd
Rent To Own
Siesta Key
Townhouse/Condo
Sarasota, FL 34242
2
1
690 ft2
1974
3045 LAKE RIDGE DR
Rent To Own
 
Townhouse/Condo
Sarasota, FL 34237
3
2
1437 ft2
1970
3223 N Lockwood Ridge Rd LOT 38
Rent To Own
Palm Terrace
Single Family Home
Sarasota, FL 34234
1
1
576 ft2
1974
1 of 376 1155 N GULFSTREAM AVE
Rent To Own
 
Townhouse/Condo
Sarasota, FL 34236
2
3
1920 ft2
1970
27th St SW
Rent To Own
 
Single Family Home
Lehigh Acres, FL 33973
3
2
1787 ft2
Venice Ave N
Rent To Own
Harris
Single Family Home
Lehigh Acres, FL 33971
4
3
2461 ft2
1 of 15 18150 BENDING WILLOW CT
Rent To Own
 
Single Family Home
Punta Gorda, FL 33982
4
3
2356 ft2
2010
New
641 SHARON CIR
Rent to Own Eligible
Edgewater
Single Family Home
Port Charlotte, FL 33952
3
2
1395 ft2
1958
Hot New
2588 STARLITE LN
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
1
1056 ft2
1962
Hot New
2337 ELKCAM BLVD
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
1
1204 ft2
1960
New
401 PALMETTO DR NE
Rent to Own Eligible
Edgewater
Single Family Home
Port Charlotte, FL 33952
2
2
609 ft2
1957
New
1249 GREEN OAK TRL
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33948
2
2
1364 ft2
1999
New
5116 ADMINISTRATION ST
Rent to Own Eligible
O'hara
Single Family Home
Port Charlotte, FL 33948
3
2
1919 ft2
2005
Hot New
22236 LASALLE RD
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
2
1053 ft2
1964
New
3405 LUCERNE TER
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
1
864 ft2
1958
New
1443 RED OAK LN
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33948
2
2
1364 ft2
2001
22315 HERNANDO AVE
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
3
1
1161 ft2
1963
2267 LEE TER
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
2
1613 ft2
1978
223 MARTIN DR NE
Rent to Own Eligible
Edgewater
Single Family Home
Port Charlotte, FL 33952
2
1
1026 ft2
1957
Hot New
20493 MIDWAY BLVD
Rent to Own Eligible
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
3
3
1786 ft2
1983
22333 EDGEWATER DR #C4
Rent to Own Eligible
Charlotte Harbor
Townhouse/Condo
Punta Gorda, FL 33980
3
2
1250 ft2
1974
143 LELAND ST SE
Rent to Own Eligible
Edgewater
Single Family Home
Port Charlotte, FL 33952
2
2
1568 ft2
1965
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Buying a Home in Port Charlotte, FL

Port Charlotte, FL is seeing rapid growth and Port Charlotte, FL's' housing market remains optimal with an average home price that is -18% below the 2024 national average. Port Charlotte, FL is part of Charlotte county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Charlotte is 0.96% which is below the national average, which is 0.99%.

Median Home Price in Port Charlotte, FL

Median Rent in Port Charlotte, FL

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Port Charlotte

Even the food is healthy! The Port Charlotte Farmer's Market held every Friday is where you can find locally-grown produce such as zucchini, pineapples, oranges and more. Enjoy live entertainment while you shop by local bands like 4Ever Erin and Steely Pan.

Enjoy a booming economy! According to the Sarasota Herald-Tribune, Port Charlotte's unemployment rate is decreasing, meaning more jobs for everyone. Future job growth is expected to be 28.08% over the next 10 years.

The history is fascinating! The first residents of Port Charlotte were paleo-Indians who hunted wooly mammoth just before the last Ice Age. This was when Port Charlotte was located further inland. After the sea levels rose came the Shell People, who were eventually wiped out by invading Spaniards. Finally, the Seminole Indians made their way Eastward and populated the area.

The taxes are manageable! The real estate taxes paid on homes with mortgages were just $1,496 in 2011, while property owners with paid mortgages were just $1,573. The sales tax everywhere in Florida is currently 6%.

Sports is alive! The Charlotte Stone Crabs are based in Port Charlotte. They are a minor league baseball team and are considered a feeder team for the Tampa Bay Rays. Fans can watch them play at Charlotte Sports Park, which also serves as the Tampa Bay Rays spring training location.

Make plenty of income! Median income in Port Charlotte is $116, 167 as of 2011. When you compare that to the median gross rent of only $945, that's a lot of discretionary spending money left over for recreation, savings and education costs. Because of that, lots of Port Charlotte residents choose the rent to own option for housing.

A strong real estate market! Home sales in Port Charlotte have been rising steadily since 2009, from less than 800 sales a year to more than 1,000 in 2013. That translates to plenty of houses to choose from on the market. Try rent to own homes or rent to own houses to find a house to buy with no money down.

Temperate climate! Port Charlotte has a warm, humid subtropical climate, and winters are mild. Residents celebrate the enjoyable climate with trips to Port Charlotte Beach Park and Kiwanis Park.

Spend your money here! There's plenty of shopping to do at the Port Charlotte Town Center, where one of the largest food courts is serving up delectable delights from around the world. Shop at Family Fusion, Aeropostale or Yankee Candles for all your gift-giving needs.

Different house styles! Architects like Thomas A. Huff and Bernard Rown design and build homes in Port Charlotte with backyard swimming pools and cages, architectural elements like arched doorways, and more.