Rent to own Homes in Port St. Joe, FL

Port St. Joe, FL is a great place for affordable rent-to-own homes! With a median household income of over $60,682 and a median rent of $1,121, the Port St. Joe, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Port St. Joe, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Port St. Joe, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
1 of 8 200 HUGH THOMAS DR
Rent To Own
Grimes Callaway Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
2557 ft2
1988
110 Swan Rd
Rent To Own
 
Single Family Home
Panama City, FL 32404
3
2
1646 ft2
1962
2800 WOODMERE DR
Rent To Own
Forest Park East
Single Family Home
Panama City, FL 32405
4
4
3224 ft2
1991
917 ROSEMONT DR
Rent To Own
Huntingdon Estates
Single Family Home
Panama City, FL 32405
3
2
1869 ft2
1976
1 of 12 2401 15th st west
Rent To Own
Hursts Replat
Multifamily (2 - 4 Units)
Panama City, FL 32405
8
2
2628 ft2
1952
3303 COUNTRY CLUB DR
Rent To Own
Country Club Harbour Estates
Single Family Home
Lynn Haven, FL 32444
3
4
3919 ft2
1990
New
707 W 8th St
Rent To Own
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
4
2
1642 ft2
1974
2558 MCKINNON ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
2752 ft2
1963
New
143 MONEY BAYOU DR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1152 ft2
2003
1 of 3 510 E FIRST ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
1
876 ft2
1965
191 PARROTHEAD WAY
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
5
5
4163 ft2
2018
121 BETTY DR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1372 ft2
2017
438 JONES HOMESTEAD RD
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
2
1958 ft2
2022
1207 PALM BLVD
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
1
1691 ft2
1968
3050 W HIGHWAY 98 #B16
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1200 ft2
2007
4370 EBBTIDE LN
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1276 ft2
1985
New
506 9TH ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
1
997 ft2
1997
149 SAPODILLA LN
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
7
8
4920 ft2
2020
3050 W HIGHWAY 98 #D140
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1200 ft2
2007
103 SAINT JOSEPH DR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
3
3100 ft2
1966
3050 W HIGHWAY 98 #B23
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1200 ft2
2007
803 GARRISON AVE
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
5
4
2777 ft2
1958
New
3050 W HIGHWAY 98 #D122
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
3
1200 ft2
2007
New
606 TIDE WATER DR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
2010 ft2
2019
104 PINWHEEL CT
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
3
3488 ft2
2013
870 BACKWATER RD
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
3
2134 ft2
2022
New
802 MARVIN AVE
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
2
1560 ft2
2005
New
108 SALT AIR CT
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1471 ft2
2018
149 AVENUE B
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
1
896 ft2
1962
1 of 29 138 ATLANTIC ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
2
3701 ft2
1973
6501 W HIGHWAY 98
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
3
1992 ft2
1988
New
125 SEA HAVEN DR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1865 ft2
2016
New
234 CORONADO ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
3
1600 ft2
2017
New
136 CORONADO ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1732 ft2
1992
1 of 21 248 COLUMBUS ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
4
2
1602 ft2
1939
244 CORTEZ ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
1
1
728 ft2
2016
253 CORTEZ ST
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1770 ft2
1988
1 of 83 7911 W HIGHWAY 98
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
5
5
4944 ft2
1995
9118 WENTLETRAP AVE
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
2
1144 ft2
1993
New
9115 W HIGHWAY 98
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
6
5
2970 ft2
2013
1 of 25 9146 STARFISH AVE
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
2
1050 ft2
2010
9330 W HIGHWAY 98
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
2
1
2574 ft2
1943
147 PARKSIDE CIR
Rent to Own Eligible
 
Single Family Home
Port Saint Joe, FL 32456
3
3
1377 ft2
1985
Hot
1 of 77 4 HIGHWAY 98
Rent to Own Eligible
 
Single Family Home
Mexico Beach, FL 32456
3
2
1236 ft2
1966
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Buying a Home in Port St. Joe, FL

Port St. Joe, FL is seeing rapid growth and Port St. Joe, FL's' housing market remains optimal with an average home price that is -1% below the 2024 national average. Port St. Joe, FL is part of Gulf county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Gulf is 0.68% which is below the national average, which is 0.99%.

Median Home Price in Port St. Joe, FL

Median Rent in Port St. Joe, FL

Rent to own homes offer low monthly payments and flexible terms.