Rent to own Homes in Punta Gorda, FL

Situated on the scenic Charlotte Harbor, Punta Gorda, FL, offers small town appeal in a picturesque setting. Nestled along Florida's south-central Gulf Coast, Punta Gorda is easily accessible via Interstate 75. This city of 17,000 boasts moderate year-round temperatures in the waterfront community. Outdoor enthusiasts and warm-weather lovers will see Punta Gorda as their dream city to call home. From outdoor exercising to waterfront shopping and dining, Punta Gorda encourages its residents to soak up the area's natural beauty.

Punta Gorda, FL is a great place for affordable rent-to-own homes! With a median household income of over $61,868 and a median rent of $1,152, the Punta Gorda, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Punta Gorda, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Punta Gorda, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
2000 Bal Harbor Blvd
Rent To Own
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
2
1517 ft2
2000
21093 INDIANA AVE
Rent To Own
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
3
1
851 ft2
1960
1 of 21 Lake Worth Blvd
Rent To Own
O'hara
Single Family Home
Pt Charlotte, FL 33948
3
2
1188 ft2
1338 WILMETTE ST
Rent To Own
Port Charlotte
Single Family Home
Punta Gorda, FL 33980
2
2
1330 ft2
1984
2628 NE 5TH AVE
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
4
2
2104 ft2
2006
1 of 20 NW 25th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
4
2
1757 ft2
NE 20th Ave
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1782 ft2
1 of 21 NE 16th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1302 ft2
1 of 21 NW 9th Street
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
3
2
1268 ft2
1 of 11 Evergreen Rd
Rent To Own
 
Single Family Home
Fort Myers, FL 33967
4
2
1223 ft2
84 E NORTH SHORE AVE
Rent To Own
 
Single Family Home
North Fort Myers, FL 33917
3
2
1301 ft2
1952
67 W NORTH SHORE AVE
Rent To Own
 
Single Family Home
North Fort Myers, FL 33903
3
2
1803 ft2
1950
1 of 10 SW 22nd St
Rent To Own
 
Single Family Home
Cape Coral, FL 33991
3
2
1627 ft2
314 SE 21ST LN
Rent To Own
 
Single Family Home
Cape Coral, FL 33990
3
2
1659 ft2
1998
SE 32nd Ter
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
2
2
1353 ft2
SW 38th St
Rent To Own
 
Single Family Home
Cape Coral, FL 33914
3
2
1377 ft2
Ford St
Rent To Own
 
Single Family Home
Fort Myers, FL 33916
3
1
1200 ft2
New
1551 Beach Rd
Rent To Own
 
Townhouse/Condo
Englewood, FL 34223
2
2
1070 ft2
1981
1651 Beach Rd
Rent To Own
 
Townhouse/Condo
Englewood, FL 34223
2
2
1222 ft2
1982
1 of 47 4220 SE 8TH PL
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
4
4
2411 ft2
1975
New
43997 Boardwalk Loop
Rent To Own
 
Townhouse/Condo
Punta Gorda, FL 33982
2
2
1154 ft2
2023
1 of 37 4719 SE 17th Pl
Rent To Own
 
Townhouse/Condo
Cape Coral, FL 33904
2
2
1124 ft2
1984
Hot
1 of 6 6754 CANDLEWOOD DR
Rent To Own
Cypress Lake
Single Family Home
Fort Myers, FL 33919
3
2
1964 ft2
1964
1652 S HERMITAGE RD
Rent To Own
Cypress Lake
Single Family Home
Fort Myers, FL 33919
4
2
1650 ft2
1971
1 of 47 12521 Kelly Sands Way
Rent To Own
Kelly Greens Golf And Country Club
Townhouse/Condo
Fort Myers, FL 33908
2
2
1184 ft2
1988
11170 Caravel Cir
Rent To Own
Cinnamon Cove
Townhouse/Condo
Fort Myers, FL 33908
2
2
1043 ft2
1985
Hot
840 QUEEN RD
Rent To Own
South Venice
Single Family Home
Venice, FL 34293
2
1
946 ft2
1955
27th St SW
Rent To Own
 
Single Family Home
Lehigh Acres, FL 33973
3
2
1787 ft2
Venice Ave N
Rent To Own
Harris
Single Family Home
Lehigh Acres, FL 33971
4
3
2461 ft2
Fuchsia Rd
Rent To Own
San Carlos Park
Single Family Home
Fort Myers, FL 33967
3
2
1655 ft2
Hollywood St
Rent To Own
 
Single Family Home
Lehigh Acres, FL 33936
2
2
1287 ft2
1 of 18 18150 BENDING WILLOW CT
Rent To Own
 
Single Family Home
Punta Gorda, FL 33982
4
3
2356 ft2
2010
New
220 Coldeway Dr
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1120 ft2
1988
1250 W MARION AVE #133
Rent to Own Eligible
Fisherman's Village
Townhouse/Condo
Punta Gorda, FL 33950
3
2
2168 ft2
1997
821 KINGS CT
Rent to Own Eligible
 
Single Family Home
Punta Gorda, FL 33950
3
2
1779 ft2
2015
95 N Marion Ct
Rent to Own Eligible
 
Townhouse/Condo
Punta Gorda, FL 33950
3
2
2225 ft2
2006
1352 Rock Dove Ct
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1282 ft2
1984
390 BELAIRE CT
Rent to Own Eligible
Punta Gorda Isles
Single Family Home
Punta Gorda, FL 33950
2
3
1866 ft2
1975
197 TROPICANA DR #1522
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
3
2495 ft2
2004
3322 PURPLE MARTIN DR #135
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1381 ft2
2005
New
1518 SUZI ST
Rent to Own Eligible
Punta Gorda Isles
Single Family Home
Punta Gorda, FL 33950
3
2
1884 ft2
1995
New
3736 BORDEAUX DR
Rent to Own Eligible
Burnt Store Isles
Single Family Home
Punta Gorda, FL 33950
4
4
3514 ft2
1984
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Buying a Home in Punta Gorda, FL

Punta Gorda, FL is seeing rapid growth and Punta Gorda, FL's' housing market remains not optimal with an average home price that is 57% above the 2024 national average. Punta Gorda, FL is part of Charlotte county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Charlotte is 0.96% which is below the national average, which is 0.99%.

Median Home Price in Punta Gorda, FL

Median Rent in Punta Gorda, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Punta Gorda, FL

Waterside shopping and dining! Punta Gorda's Fisherman's Village offers something for everyone. The city's informal gathering spot, Fisherman's Village, serves as a secure marina for up to 100 boats. Residents can enjoy fresh seafood and refreshing cocktails at The Captain's Table or Harpoon Harry's. Shopping opportunities abound at Fisherman's Village as well, thanks to locally owned boutiques and art galleries. Fisherman's Village also offers an active event calendar featuring a holiday Festival of Lights, Fourth of July celebration and weekly live music.

Pathways for hikers, bikers, joggers and more! The Punta Gorda Pathways system features 18 miles of bicycle and pedestrian trails. A walk, jog or ride down the 3-mile Harbourwalk offers views of Veteran's Memorial Garden and an interactive fountain.

Historic downtown with plenty of activities! Historic downtown Punta Gorda offers scenic waterfront views as well as plenty of attractions. Grab a bite to eat at River City Grille. Relax and unwind at Spago Day Spa. The revitalized downtown's city murals that adorn downtown will give you a glimpse into the city's history.

Key West-style homes throughout downtown! Living near Punta Gorda's historic downtown district places residents in the heart of the city's vibrant culture. Historic homes in residential areas surrounding downtown feature tin-roofed homes with sprawling verandas. These homes will leave you feeling like you're living a few hours further south in Key West. Embrace the Old Florida atmosphere by living downtown and near local spots such as the Gilded Grape WInery or Blanchard House Museum.

Waterfront homes at many price points! Soak up the scenic beauty of Punta Gorda from your own backyard. Rent to own houses are available in many waterfront communities. Live adjacent to Twin Isles Country Club, or find a home in nearby Punta Gorda Isles, which makes Charlotte Harbor your own backyard. Both of these neighborhoods offer direct and canal front access to Charlotte Harbor.