Rent to own Homes in Springfield, FL

Springfield, FL is a great place for affordable rent-to-own homes! With a median household income of over $40,103 and a median rent of $948, the Springfield, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Springfield, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Springfield, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
110 Swan Rd
Rent To Own
 
Single Family Home
Panama City, FL 32404
3
2
1646 ft2
1962
2800 WOODMERE DR
Rent To Own
Forest Park East
Single Family Home
Panama City, FL 32405
4
4
3224 ft2
1991
Hot
1 of 8 200 HUGH THOMAS DR
Rent To Own
Grimes Callaway Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
2557 ft2
1988
917 ROSEMONT DR
Rent To Own
Huntingdon Estates
Single Family Home
Panama City, FL 32405
3
2
1869 ft2
1976
3303 COUNTRY CLUB DR
Rent To Own
Country Club Harbour Estates
Single Family Home
Lynn Haven, FL 32444
3
4
3919 ft2
1990
1 of 12 2401 15th st west
Rent To Own
Hursts Replat
Multifamily (2 - 4 Units)
Panama City, FL 32405
8
2
2628 ft2
1952
117 Glades Turn Panama
Rent To Own
Panama City Beach
Single Family Home
Panama City Beach, FL 32407
3
2
1636 ft2
1993
3809 E 4TH CT
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32401
3
1
1121 ft2
1966
New
1 of 30 5326 PEPPERTREE CT
Rent to Own Eligible
Peppertree
Single Family Home
Panama City, FL 32404
3
2
1237 ft2
1992
1320 N EAST AVE #101
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32401
1
1
695 ft2
1985
New
2606 WILLOW BROOK DR
Rent to Own Eligible
Avondale Estates
Single Family Home
Panama City, FL 32404
4
3
1578 ft2
2006
4940 S LAKEWOOD DR
Rent to Own Eligible
Lakewood
Single Family Home
Panama City, FL 32404
3
2
1470 ft2
1959
644 HELEN AVE
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32401
4
2
1597 ft2
2018
1110 WAVE AVE
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32404
3
3
1416 ft2
1965
1 of 115 511 BOB LITTLE RD
Rent to Own Eligible
Martin Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
1320 ft2
1962
New
2303 COCOA AVE
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32405
3
2
1920 ft2
2019
New
420 HARLEM AVE
Rent to Own Eligible
East Springfield
Single Family Home
Panama City, FL 32401
3
2
1073 ft2
1945
1 of 34 2811 E 17TH ST
Rent to Own Eligible
Pine Tree Place
Single Family Home
Panama City, FL 32405
3
2
1213 ft2
1995
1 of 150 5204 JOSHUA LN
Rent to Own Eligible
Summer Lace
Single Family Home
Panama City, FL 32404
2
2
1386 ft2
2005
1 of 31 809 FLIGHT AVE
Rent to Own Eligible
Towne & Country Lake Estates
Single Family Home
Panama City, FL 32404
3
2
1611 ft2
1987
New
2731 E 14TH ST
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32401
3
2
1228 ft2
2009
2929 WAKULLA AVE
Rent to Own Eligible
Highland City
Single Family Home
Panama City, FL 32404
3
1
1175 ft2
1951
1 of 28 5301 E HIGHWAY 22
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
3
2
1408 ft2
1959
1404 ALLEGHENY AVE
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32404
3
2
1976 ft2
1993
1320 N EAST AVE #109
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32401
2
2
1232 ft2
1985
523 S HIGHWAY 22 A
Rent to Own Eligible
Parker
Single Family Home
Panama City, FL 32404
2
2
1226 ft2
1985
5310 E 14TH ST
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32404
3
1
1169 ft2
1935
524 POWELL AVE
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32401
4
2
2992 ft2
1945
1320 N EAST AVE #302
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32401
2
2
844 ft2
1985
New
2608 LAUREL DR
Rent to Own Eligible
Avondale Estates
Single Family Home
Panama City, FL 32404
4
3
1764 ft2
2007
3548 BRENTWOOD PL
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32404
4
2
1859 ft2
2007
722 JOAN LN
Rent to Own Eligible
Towne & Country Lake Estates
Single Family Home
Panama City, FL 32404
3
2
1248 ft2
1993
1 of 93 5005 PARK ST
Rent to Own Eligible
Kendrick Manor
Single Family Home
Panama City, FL 32404
3
2
1951 ft2
1972
1 of 78 1217 BOB LITTLE RD
Rent to Own Eligible
Springfield
Single Family Home
Panama City, FL 32404
4
1
1360 ft2
1976
New
3003 E 11TH CT
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32401
3
2
1833 ft2
1985
New
409 N GRAY AVE
Rent to Own Eligible
Pinecrest Addition To Panama City
Townhouse/Condo
Panama City, FL 32401
5
4
2379 ft2
1951
New
1605 N EAST AVE
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32405
4
2
2438 ft2
1955
1 of 103 404 SPRING AVE
Rent to Own Eligible
Pinecrest Addition To Panama City
Single Family Home
Panama City, FL 32401
2
1
864 ft2
1930
1 of 49 121 PARKER VILLAGE CIR
Rent to Own Eligible
Parker
Single Family Home
Panama City, FL 32404
2
2
1296 ft2
1994
340 N GRAY AVE
Rent to Own Eligible
Pinecrest Addition To Panama City
Single Family Home
Panama City, FL 32401
3
1
1212 ft2
1940
1320 N EAST AVE #306
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32401
1
1
695 ft2
1985
5626 N LAKEWOOD DR
Rent to Own Eligible
Callaway
Single Family Home
Panama City, FL 32404
3
2
1479 ft2
1969
1 of 78 5129 PARK ST
Rent to Own Eligible
Kendrick Manor
Single Family Home
Panama City, FL 32404
3
2
1825 ft2
1977
226 SENECA AVE
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
3
2
1734 ft2
2020
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Buying a Home in Springfield, FL

Springfield, FL is seeing rapid growth and Springfield, FL's' housing market remains optimal with an average home price that is -45% below the 2024 national average. Springfield, FL is part of Bay county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bay is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Springfield, FL

Median Rent in Springfield, FL

Rent to own homes offer low monthly payments and flexible terms.