Rent to Own Homes in Winter Haven, FL

This close-knit, scenic town has so much to offer, including gorgeous waters, lots of warm sunshine, smiling people and many historic neighborhoods to discover. Winter Haven features shopping venues, upscale restaurants, bakeries and cafes and over 50 beautiful lakes to enjoy. That's including the famed, popular Chain of Lakes, Lake Eloise, Lake Lulu and Lake Howard. The wildlife that tourists can find at the lakes include regal bald eagles, alligators and great blue herons.

Winter Haven, FL is a great place for affordable rent-to-own homes! With a median household income of over $48,560 and a median rent of $946, the Winter Haven, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Winter Haven, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 Winter Haven, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
New
1 of 27 1499 Avenue H SW
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33880
1,172 Sqft | Built in 1974
New
1 of 26 842 Avenue I NE
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33881
1,370 Sqft | Built in 1946
New
1 of 20 4726 Osprey Way
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33881
1,576 Sqft | Built in 2017
164 Whitman Rd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33884
1,502 Sqft | Built in 1965
1 of 44 221 Aidans Lndg
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Haines City, FL 33844
2,019 Sqft | Built in 2018
3638 Dovetail Ln S
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Lakeland, FL 33812
1,325 Sqft | Built in 1985
2233 Magnolia St E
2 Beds, 1 Bath
Rent To Own
Country Club Estates
Single Family Home
Lakeland, FL 33801
Hot
1 of 30 313 Salamanca Rd
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Davenport, FL 33837
1,702 Sqft | Built in 2015
Rent to own homes offer low monthly payments and flexible terms
Hot
1503 Tradewinds Ave
3 Beds, 1 Bath
Rent To Own
Crystal Lake
Single Family Home
Lakeland, FL 33801
1,046 Sqft | Built in 1962
7401 Wisteria Ln
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Lake Wales, FL 33898
2,961 Sqft | Built in 1973
1102 Sugartree Dr S
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Lakeland, FL 33813
3,016 Sqft | Built in 1985
Hot
747 Lakehurst St
3 Beds, 1 Bath
Rent To Own
Lakeshore
Single Family Home
Lakeland, FL 33805
1,068 Sqft | Built in 1948
New
1 of 45 244 Bella Verano Way
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Davenport, FL 33897
1,997 Sqft | Built in 2019
1 Carmona Way
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Kissimmee, FL 34758
1,969 Sqft | Built in 1988
1 of 86 8820 Bay Villa Ct
4 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Orlando, FL 32836
3,711 Sqft | Built in 1985
7914 Summer Ridge Pl
5 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Orlando, FL 32819
3,903 Sqft | Built in 1998
Hot
361 Greenfield Rd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33884
2,066 Sqft | Built in 1984
6285 Halabrin Rd
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Haines City, FL 33844
4,210 Sqft | Built in 1984
8026 Wood Sage Dr
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Winter Garden, FL 34787
2,004 Sqft | Built in 2017
10944 Autumn Ln
4 Beds, 4.5 Baths
Rent To Own
 
Single Family Home
Clermont, FL 34711
4,501 Sqft | Built in 1994
266 Reese Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Saint Cloud, FL 34769
1,380 Sqft | Built in 2020
1 of 18 4132 Dunmore Dr
3 Beds, 2 Baths
Rent To Own
Lake Ashton Golf Club
Single Family Home
Lake Wales, FL 33859
2,093 Sqft | Built in 2003
1 of 20 1102 La Costa Lane West, Four Lakes Golf Club
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Winter Haven, FL 33881
1,820 Sqft | Built in 2000
1 of 12 2201 Avenue F NW
5 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33880
1,872 Sqft | Built in 1925
1 of 16 2121 9th Street SE
4 Beds, 4 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Winter Haven, FL 33884
3,140 Sqft | Built in 1993
1 of 25 1970 8th Ter SE
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33880
1,519 Sqft | Built in 1957
Hot
1 of 7 4712 Summerfield Cir
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33881
2,870 Sqft | Built in 2007
1 of 9 512 Pebble Springs Court Cypress Woods
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Winter Haven, FL 33884
1,773 Sqft | Built in 1993
1 of 12 273 Fairway Drive
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Winter Haven, FL 33881
1,045 Sqft | Built in 1987
Hot
1 of 31 205 36th St NW
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Winter Haven, FL 33880
1,876 Sqft | Built in 1964
507 Victoria Blvd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Auburndale, FL 33823
1,056 Sqft | Built in 1959
Hot
1 of 22 1202 Valencia Ln
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Auburndale, FL 33823
1,659 Sqft | Built in 1989
1 of 22 2140 Heron Dr
2 Beds, 2 Baths
Rent To Own
Waverly
Multifamily (2 - 4 Units)
Lake Wales, FL 33859
1,176 Sqft | Built in 1994
New
1 of 3 1105 Prado Grande Ave
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Haines City, FL 33844
840 Sqft | Built in 1958
1 of 79 5410 W Lake Wales Alturas Road
3 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Alturas, FL 33820
4,530 Sqft | Built in 1973
1 of 15 11503 State Rd. 60e.
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Lake Wales, FL 33898
2,330 Sqft | Built in 2019
13 Kelly Ln
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Auburndale, FL 33823
576 Sqft | Built in 1945
1 of 53 339 Wgto Tower Rd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Lake Alfred, FL 33850
2,042 Sqft | Built in 1999
1 of 14 322 Lookout Circle
4 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Auburndale, FL 33823
1,750 Sqft | Built in 2005
Hot
1 of 26 1627 Taylor Landing Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Bartow, FL 33830
1,954 Sqft | Built in 2012
1 of 21 317 Golf Crest Lane
2 Beds, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Davenport, FL 33837
1,000 Sqft | Built in 1979
Hot
1 of 11 640 E Wabash St
4 Beds, 1 Bath
Rent To Own
 
Single Family Home
Bartow, FL 33830
2,416 Sqft | Built in 1924
Hot
1 of 13 1145 Lisa Ln
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Bartow, FL 33830
2,162 Sqft | Built in 1975
Hot
1 of 5 406 North Blvd W
3 Beds, 3 Baths
Rent To Own
North Shore
Single Family Home
Davenport, FL 33837
2,610 Sqft | Built in 1967
Sponsored Link

More Winter Haven, FL Property Resources

Rent to Own Homes in Cities Near Winter Haven, FL

Browse all rent to own homes in Florida

Buying a Home in Winter Haven, FL

Winter Haven, FL is seeing rapid growth and Winter Haven, FL's' housing market remains optimal with an average home price that is -25% below the 2022 national average. Winter Haven, FL is part of Polk county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Polk is 0.9% which is below the national average, which is 0.99%.

Median Home Price in Winter Haven, FL

Median Rent in Winter Haven, FL

Rent to own homes offer low monthly payments and flexible terms

Top 5 Reasons to Live in Winter Haven, Florida

Shop 'til you drop! This city has plenty of shopping malls and retail stores from which to choose. The city's Antique Mall Village is Winter Haven's largest, oldest mall and was established in 1920. There are also the Lake Alfred Antique Mall, Attic Gallery, Main Street House of Variety (which features antiques as well as new products like crafts and furniture) and a favorite of locals and tourists alike, Just Christmas. This store is in a beautiful 1920s farmhouse and offers all kinds of Christmas items, like collectibles, specialty lights, ornaments and much more. Some of the larger malls in Winter Haven include Lake Wales Shopping Center, Eagle Ridge Mall, Town Center, Bealls Outlet Stores and Liberty Square.

Check out the awesome vacancy rates! Winter Haven has one of the highest vacancy rates in the region, making it a breeze to find your dream home. According to the Century 21 website, the city's vacancy rate is around 2,658, with a little over 9,000 owned and 5,661 rented. Another perk is that Florida is one of the few states where residents don't pay income taxes. The Florida sales tax is only 6 percent and there are also no taxes on things like bonds, shares or mutual funds. If you are looking for a condo for rent, check out Magnolia Place. If you're in the market to buy a home, check out the neighborhoods around Palm Lane or Greenview Drive.

Outdoor lovers rejoice! This gorgeous city offers over 50 scenic lakes, including the famous and beautiful Chain of Lakes. These lakes contain a plethora of flora and fauna, including bald eagles, blue herons, alligators and much more. Fisherman flock to these lakes for great fishing opportunities. All of the Winter Haven lakes are world renowned for bass fishing, drawing many fishermen and anglers from across the country to try their hand at hooking these prize-winning fish. The city also has a few great golf courses, like Cypresswood Golf and Country Club and the Country Club of Winter Haven.

Check out the city's many fun attractions. Winter Haven features many great amusement parks, theaters and more, including: LEGOLAND Florida, Theatre Winter Haven (which offers a children's theater, great seats and wonderful props and costumes), the Auburndale Speedway and the beautiful Chain of Lakes Park. One of the most popular attractions is LEGOLAND Florida, which features (usually) short lines for rides, beautiful weather, an all-you-can-eat buffet and characters from "Lego Friends" and "Chima."

Enjoy low home prices. With a median home value of just $166k, houses in Winter Haven are quite affordable and range from large, single-family homes to more modest cottages. The city also has rent to own homes, condos, apartment buildings and lofts. The average rent in Florida is only $1,450, according to Zillow. For a rental home, search the neighborhoods around Harbor Drive or Cypress Gardens Boulevard. If you're looking for apartments, check out Carlton Arms of Winter Haven on Carlton Arms Boulevard.

Winter Haven, FL Frequently Asked Questions

Winter Haven, FL has a walk score of

Winter Haven, FL has a bike score of

The state tax rate is 0% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
Browse Rent-to-Own Locations Below
Browse All Rent to Own Listings