Rent to own Homes in Ames, IA

Sports and Recreation! There are 36 parks and several places to engage in outdoor activities. Outdoor enthusiasts might want to check out the Ames Running Club or the Ames Departments of Parks and Recreation, which oversees over 1,300 acres of park land.

Ames, IA is a great place for affordable rent-to-own homes! With a median household income of over $50,783 and a median rent of $944, the Ames, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ames, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ames, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
119 Kitty Hawk Loop
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Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1773 ft2
2025
120 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
3
2
1416 ft2
2025
124 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1773 ft2
2025
126 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1684 ft2
2025
117 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
3
2
1416 ft2
2025
118 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1773 ft2
2025
122 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1684 ft2
2025
116 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
3
2
1416 ft2
2025
115 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1773 ft2
2025
128 Kitty Hawk Loop
MORE DETAILS +
Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
3
2
1416 ft2
2025
200 Kitty Hawk Loop
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Rent to Own Eligible
 
Single Family Home
Enterprise, AL 36330
4
2
1773 ft2
2025
1 of 33 210 LINN ST
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Rent To Own
 
Single Family Home
Boone, IA 50036
3
2
1272 ft2
1920
1 of 57 1211 8TH ST
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Rent To Own
 
Single Family Home
Boone, IA 50036
3
2
1099 ft2
1880
715 LATROBE AVE
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Rent To Own
 
Single Family Home
Mc Callsburg, IA 50154
2
2
1192 ft2
1890
1447 285TH LN
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Rent To Own
 
Single Family Home
Madrid, IA 50156
3
2
0 ft2
1992
527 MONONA ST
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Rent To Own
 
Townhouse/Condo
Boone, IA 50036
9
6
0 ft2
1900
1 of 29 231 NE 62ND ST
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Rent To Own
 
Single Family Home
Ankeny, IA 50021
4
3
1410 ft2
2021
1 of 31 3099 NW IRVINEDALE DR
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Rent To Own
Northwest Ankeny
Townhouse/Condo
Ankeny, IA 50023
1
3
1169 ft2
2020
301 NE COUNTRY MEADOW DR
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Rent To Own
 
Single Family Home
Ankeny, IA 50021
3
3
1509 ft2
2022
11 4TH ST
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Rent To Own
 
Single Family Home
Collins, IA 50055
2
2
1152 ft2
1920
1 of 5 4103 SW WESTVIEW DR
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Rent To Own
Southwest Ankeny
Single Family Home
Ankeny, IA 50023
3
3
1496 ft2
2005
7395 NW 100TH ST
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Rent To Own
Johnston
Single Family Home
Johnston, IA 50131
7
7
6004 ft2
2020
4032 2ND AVE
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Rent To Own
Highland Park
Single Family Home
Des Moines, IA 50313
2
1
688 ft2
1941
3948 12TH ST
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Rent To Own
Oak Park
Single Family Home
Des Moines, IA 50313
2
1
875 ft2
1916
3301 52ND ST
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Rent To Own
Merle Hay
Single Family Home
Des Moines, IA 50310
3
2
1615 ft2
1949
511 BECKWITH AVE
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Rent To Own
Highland Park
Single Family Home
Des Moines, IA 50313
3
1
868 ft2
1910
1 of 10 2207 BEAVER AVE
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Rent To Own
Beaverdale
Single Family Home
Des Moines, IA 50310
3
1
1477 ft2
1925
2127 E 13TH ST
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Rent To Own
Union Park
Single Family Home
Des Moines, IA 50316
2
1
962 ft2
1906
1315 E 25TH ST
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Rent To Own
Accent
Single Family Home
Des Moines, IA 50317
4
1
692 ft2
1939
1 of 64 1300 E 34TH ST
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Rent To Own
Gray's Woods
Single Family Home
Des Moines, IA 50317
3
1
1096 ft2
1948
4000 UNIVERSITY AVE #7
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Rent To Own
Drake
Single Family Home
Des Moines, IA 50311
1
1
909 ft2
1918
3949 NW 181ST ST
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Rent To Own
Waukee
Single Family Home
Clive, IA 50325
5
3
2845 ft2
2023
1 of 5 3963 WESTGATE PKWY
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Rent To Own
Waukee
Single Family Home
Clive, IA 50325
5
3
1836 ft2
2023
2736 DEAN AVE
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Rent To Own
Fairground
Single Family Home
Des Moines, IA 50317
2
2
1368 ft2
1900
135 NW ALDERLEAF DR
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Rent To Own
 
Single Family Home
Waukee, IA 50263
5
3
1909 ft2
2023
Hot
684 31ST ST
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Rent To Own
North of Grand
Single Family Home
Des Moines, IA 50312
4
2
2100 ft2
1906
7124 Ridge Rd
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Rent To Own
Arbor Peak
Single Family Home
Des Moines, IA 50312
5
2
1600 ft2
2023
2573 ONAWA ST
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Rent To Own
Chesterfield
Single Family Home
Des Moines, IA 50317
2
1
768 ft2
1918
2544 VALE ST
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Rent To Own
Chesterfield
Single Family Home
Des Moines, IA 50317
2
1
688 ft2
1955
329 E CRESTON AVE
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Rent To Own
Indianola Hills
Single Family Home
Des Moines, IA 50315
3
2
1768 ft2
1912
1 of 30 3313 SE 19TH ST
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Rent To Own
Pioneer Park
Single Family Home
Des Moines, IA 50320
3
3
1424 ft2
1990
542 BELLA ST
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Rent To Own
West Des Moines
Single Family Home
West Des Moines, IA 50266
2
2
1498 ft2
2022
Hot
1 of 33 4623 SE 5TH ST
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Rent To Own
South Park
Single Family Home
Des Moines, IA 50315
3
1
1104 ft2
1950
Hot
1010 W 5TH ST
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Rent To Own
 
Single Family Home
Perry, IA 50220
3
2
1488 ft2
1916
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Buying a Home in Ames, IA

Ames, IA is seeing rapid growth and Ames, IA's' housing market remains optimal with an average home price that is -2% below the 2026 national average. Ames, IA is part of Story county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Story is 1.33% which is above the national average, which is 0.99%.

Median Home Price in Ames, IA

Median Rent in Ames, IA

Rent to own homes offer low monthly payments and flexible terms.

Top 14 Reasons to Live in Ames

Lots of Museums! Ames is proud of its history and has museums and attractions dedicated to it. The Ames Historical Society presents exhibits and artifacts related to local and national history. The Boone and Scenic Valley Railroad and Museum offers train rides around the area as well as information about the history of the railroad in Ames.

Local Produce! The Main Street Farmers Market is open every Saturday during the spring and summer months and Black's Heritage Farms offers local events as well as the opportunity to pick local produce.

Music Lovers Unite! The Central Iowa Symphony offers local musicians the opportunity to play with professionals in live concerts and the Ames Town and Gown Chamber Music Association brings internationally acclaimed musicians to play small, intimate chamber music concerts.

Unique Opportunities! Aspiring artists may want to check out Creative Spirits Ames, a local artists' group that guides people who want to paint. Those who appreciate others' art may want to buy unique hand-blown glass pieces from Ciccotti Art Glass.

Museums and More! The Christian Petersen Art Museum, named after an artist in residence who used to teach at the university, features contemporary art works by a variety of artists. If you are more into history, the Farm House Museum pays homage to the farmers who worked the land before the university was built and the early university heads who lived in the farm house.

Dance, Dance, Dance! The Iowa Youth Ballet offers special performances and events for young talented dancers; aspiring dancers of all ages can take workshops and classes as well as attending performances at the Co'Motion Dance Theatre.

Plenty of rentals! 54% of Ames residents rent their homes. The median rental price in Ames is $635. Look to Downtown Ames and Melrose Park for some of these stellar rental options.

Going green! Ames understands the importance of nature and conservation. Reiman Gardens features live butterfly conservatories as well as 14 acres of preserved land outdoors. Tree, shrub and flower lovers can see hundreds of live plants at the Iowa Arboretum.

Low home costs! Homeowners in Ames pay a median price of approximately $119,000 for their homes. Finding homes for sale or rent to own homes in Little Hollywood or off of Main Street means you're right in the center of all the action!

Culture galore! Ames hosts plenty of cultural events throughout the year. The Main Street Cultural District hosts many of these events, including the annual 4th of July Parade and Oktoberfest. Ames also hosts the Maximum Music Festival every fall, which features acts in multiple venues across the state of Iowa; local musicians and musicians from around the nation and world are featured.

Rent or rent to own! Ames residents can save money by living in a rent to own home and putting their rent towards a down payment on the home they live in. Check out the areas of Suncrest or Somerset for great deals on new rent to own houses!

Low Cost Of Living! The cost of living in Ames is 93.8, less than average in America. This means you can hole up in nice neighborhoods in Ames, like Dayton Park and Country Gables.

Neighborhood Regulations Ames keeps neighborhoods quiet and safe with a variety of regulations about noise and parties. East Hickory Park and Gateway Green HIlls are two particularly peaceful 'hoods.