Rent to own Homes in Independence, IA

Independence, IA is a great place for affordable rent-to-own homes! With a median household income of over $58,631 and a median rent of $744, the Independence, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Independence, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Independence, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
724 LINCOLN ST
Rent To Own
Common Grounds
Single Family Home
Waterloo, IA 50703
3
1
1460 ft2
1900
821 GROVE ST
Rent To Own
Washington Park
Single Family Home
Cedar Falls, IA 50613
4
3
560 ft2
1922
126 20TH ST NE
Rent To Own
Mound View
Single Family Home
Cedar Rapids, IA 52402
4
2
1596 ft2
1918
1 of 12 19 9TH AVE SE
Rent To Own
 
Single Family Home
Oelwein, IA 50662
2
2
1008 ft2
1948
Hot
1 of 11 4521 LAFAYETTE RD
Rent To Own
 
Single Family Home
Evansdale, IA 50707
3
2
1106 ft2
1951
Hot
1 of 23 2151 145TH AVE
Rent To Own
 
Single Family Home
Manchester, IA 52057
2
1
1204 ft2
2010
Hot
1 of 10 218 HIGHLAND AVE
Rent To Own
 
Single Family Home
Readlyn, IA 50668
3
3
1569 ft2
1952
Hot
1 of 33 112 W VINTON ST
Rent To Own
 
Single Family Home
Coggon, IA 52218
3
1
980 ft2
1940
1 of 15 1711 HAMMOND AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50702
3
1
1435 ft2
1955
Hot
1 of 19 1143 FOREST AVE
Rent To Own
Liberty Park
Single Family Home
Waterloo, IA 50702
2
1
954 ft2
1913
2475 315th St
Rent To Own
 
Single Family Home
Volga, IA 84401
3
3
3000 ft2
1995
1 of 16 750 N 7TH ST
Rent To Own
 
Single Family Home
Central City, IA 52214
4
2
1666 ft2
2016
1 of 20 160 BERKSHIRE RD
Rent To Own
 
Single Family Home
Waterloo, IA 50701
3
3
2001 ft2
1953
1 of 21 110 PRESTIEN DR
Rent To Own
 
Single Family Home
Denver, IA 50622
3
2
1650 ft2
1947
1 of 26 1161 Lakeview Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Buckingham, IA 50612
4
4
3200 ft2
1993
1 of 12 6932 ANSBOROUGH AVE
Rent To Own
 
Single Family Home
Waterloo, IA 50701
6
6
4818 ft2
2009
1 of 28 119 LANDAU CT
Rent To Own
 
Single Family Home
Robins, IA 52328
3
3
2589 ft2
1992
Hot
1 of 14 1416 ACACIA DR NE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52402
3
4
2588 ft2
1999
1 of 6 4006 CARDINAL CT
Rent To Own
College Square
Single Family Home
Cedar Falls, IA 50613
4
3
2404 ft2
1969
1 of 57 2925 CEDAR RIDGE DR NE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52402
5
4
3719 ft2
2000
2822 SUNNY LN
Rent To Own
Cedar Heights
Single Family Home
Cedar Falls, IA 50613
4
2
1370 ft2
1953
Hot
1 of 31 90 PARTRIDGE AVE
Rent To Own
 
Single Family Home
Marion, IA 52302
4
4
2958 ft2
2000
Hot
1 of 32 778 ARCHER DR
Rent To Own
 
Single Family Home
Marion, IA 52302
4
3
2317 ft2
2016
1 of 19 3232 HOMEWAY DR
Rent To Own
College Square
Single Family Home
Cedar Falls, IA 50613
5
3
3082 ft2
1961
1 of 16 6629 TERRAZZO DR NW
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52405
4
3
2518 ft2
1982
Hot
1013 12TH ST NE
Rent To Own
Cedar Lake
Single Family Home
Cedar Rapids, IA 52402
2
1
640 ft2
1915
Hot
1 of 34 116 HANOVER RD SW
Rent To Own
Cedar Hills
Single Family Home
Cedar Rapids, IA 52404
4
1
1500 ft2
1970
Hot
1159 K AVE NW
Rent To Own
Northwest Area
Single Family Home
Cedar Rapids, IA 52405
3
1
925 ft2
1895
1 of 21 800 19TH ST SE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52403
5
2
2346 ft2
1914
1 of 4 1825 WILSON AVE SW
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52404
3
2
1001 ft2
2000
1402 6TH AVE NE
REO Foreclosure
 
Single Family Home
Independence, IA 50644
2
2
960 ft2
2001
New
809 5TH AVE SW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Independence, IA 50644
2
4
1643 ft2
1910
1200 3RD ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Independence, IA 50644
3
3
1056 ft2
1977
1 of 5 705 8TH AVE NE
Auction
 
Single Family Home
Independence, IA 50644
4
2
1304 ft2
1914
1 of 23 301 6TH AVE SW
REO Foreclosure
 
Single Family Home
Independence, IA 50644
4
3
1513 ft2
1910
204 6TH AVE SE
REO Foreclosure
 
Single Family Home
Independence, IA 50644
2
2
480 ft2
1930
1 of 19 611 3RD AVE NE
Auction
 
Single Family Home
Independence, IA 50644
3
2
2424 ft2
1890
New
1 of 20 302 1ST AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Rowley, IA 52329
3
4
1296 ft2
1981
306 PERRY ST S
Auction
 
Single Family Home
Independence, IA 50644
1
1
888 ft2
1950
210 MADISON ST S
REO Foreclosure
 
Single Family Home
Hazleton, IA 50641
3
2
1262 ft2
1910
104 SOUTHLINE DR
REO Foreclosure
 
Single Family Home
Hazleton, IA 50641
3
2
1344 ft2
2002
1 of 10 244 5TH ST S
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winthrop, IA 50682
2
2
1064 ft2
1880
335 W KENNEDY ST
REO Foreclosure
 
Single Family Home
Winthrop, IA 50682
5
3
1596 ft2
1900
424 1ST ST S
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Winthrop, IA 50682
3
3
1328 ft2
1968
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Neighborhoods in Independence, IA

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Popular Zip Codes in Independence, IA

50644 rent to own homes

Buying a Home in Independence, IA

Independence, IA is seeing rapid growth and Independence, IA's' housing market remains optimal with an average home price that is -40% below the 2024 national average. Independence, IA is part of Buchanan county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Buchanan is 1.16% which is above the national average, which is 0.99%.

Median Home Price in Independence, IA

Median Rent in Independence, IA

Rent to own homes offer low monthly payments and flexible terms.