Rent to own Homes in Oto, IA

Oto, IA is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Oto, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oto, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 88
Hot
1 of 31 5406 WELLINGTON AVE
Rent To Own
Southern Hills
Single Family Home
Sioux City, IA 51106
3
3
2332 ft2
1970
1 of 17 107 GOLDEN DR
Rent To Own
Sergeant Bluff
Single Family Home
Sergeant Bluff, IA 51054
4
2
2200 ft2
1983
Hot
1 of 13 3908 GLENN AVE
Rent To Own
Southern Hills
Single Family Home
Sioux City, IA 51106
4
2
1845 ft2
1948
1 of 25 4622 CENTRAL ST
Rent To Own
Leeds
Single Family Home
Sioux City, IA 51108
4
3
3300 ft2
1978
505 S 2ND AVE
REO Foreclosure
 
Single Family Home
Anthon, IA 51004
3
2
1016 ft2
1900
1 of 72 304 N 5TH AVE
Auction
 
Single Family Home
Anthon, IA 51004
2
1
820 ft2
1930
418 9TH ST
REO Foreclosure
 
Single Family Home
Correctionville, IA 51016
4
1
1633 ft2
1920
1 of 23 1561 HIGHWAY 31
Auction
 
Single Family Home
Correctionville, IA 51016
2
1
936 ft2
1930
317 FRONT ST
REO Foreclosure
 
Single Family Home
Pierson, IA 51048
3
1
934 ft2
1935
1 of 15 116 S 4TH ST
Auction
 
Single Family Home
Moville, IA 51039
4
1
1358 ft2
1953
New
36813 STATE HIGHWAY 37
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Soldier, IA 51572
3
1
1091 ft2
2017
New
204 3RD ST
Auction
 
Single Family Home
Cushing, IA 51018
3
2
1884 ft2
1890
800 1ST ST
REO Foreclosure
 
Single Family Home
Battle Creek, IA 51006
5
1
1110 ft2
1900
New
310 S MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Kingsley, IA 51028
4
3
1102 ft2
1975
New
214 TILDEN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Kingsley, IA 51028
2
1
1152 ft2
1920
518 3RD ST
Auction
 
Single Family Home
Onawa, IA 51040
4
1
852 ft2
1973
New
418 12TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Onawa, IA 51040
6
2
2618 ft2
2007
New
1975 325TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sloan, IA 51055
3
3
1788 ft2
1960
321 CEDAR ST
Auction
 
Single Family Home
Sloan, IA 51055
3
5
1877 ft2
2005
1 of 94 601 BEALL ST
REO Foreclosure
 
Single Family Home
Sloan, IA 51055
4
2
2133 ft2
1900
New
424 S KIEL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Holstein, IA 51025
3
2
1568 ft2
1900
1012 HOGREFE DR
REO Foreclosure
 
Single Family Home
Holstein, IA 51025
4
1
2487 ft2
1900
New
1 of 34 106 GREEN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Ida Grove, IA 51445
4
3
2044 ft2
1885
107 KING ST
Auction
 
Single Family Home
Ida Grove, IA 51445
2
1
736 ft2
1910
207 MOOREHEAD ST
REO Foreclosure
 
Single Family Home
Ida Grove, IA 51445
2
1
1656 ft2
1929
New
201 MOOREHEAD ST
REO Foreclosure
 
Single Family Home
Ida Grove, IA 51445
4
4
4076 ft2
1880
1 of 29 511 BARNES ST
REO Foreclosure
 
Single Family Home
Ida Grove, IA 51445
3
1
1784 ft2
1924
New
1 of 18 210 E MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Pisgah, IA 51564
1
1
892 ft2
1900
6510 MORNINGSIDE AVE
Auction
 
Single Family Home
Sioux City, IA 51106
1
1
1299 ft2
1948
401 WINDSOR WAY
Auction
Sergeant Bluff
Single Family Home
Sergeant Bluff, IA 51054
4
7
2250 ft2
2004
New
1 of 20 420 CONISTON CIR
Pre-Foreclosure (Lis Pendens)
Sergeant Bluff
Single Family Home
Sergeant Bluff, IA 51054
3
6
1624 ft2
2002
New
19 ELM ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schleswig, IA 51461
2
1
1163 ft2
1885
6682 CORRECTIONVILLE RD
Auction
 
Single Family Home
Sioux City, IA 51106
3
4
1610 ft2
2010
New
1 of 46 402 1ST ST
Pre-Foreclosure (Lis Pendens)
Sergeant Bluff
Single Family Home
Sergeant Bluff, IA 51054
2
2
1268 ft2
1974
New
2215 S OLIVE ST
Pre-Foreclosure (Lis Pendens)
The East End
Single Family Home
Sioux City, IA 51106
3
1
1642 ft2
1930
413 D ST
Auction
Sergeant Bluff
Single Family Home
Sergeant Bluff, IA 51054
4
4
1399 ft2
2011
New
2033 S CYPRESS ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sioux City, IA 51106
4
2
1968 ft2
1951
1 of 5 5120 GARRETSON AVE
Auction
 
Single Family Home
Sioux City, IA 51106
3
2
912 ft2
1967
New
1 of 32 2726 S PALMETTO ST
Pre-Foreclosure (Lis Pendens)
Southern Hills
Single Family Home
Sioux City, IA 51106
3
2
1536 ft2
1930
5061 ORLEANS AVE
Auction
 
Single Family Home
Sioux City, IA 51106
2
1
967 ft2
1909
1 of 4 1833 S POMEGRANITE ST
Auction
 
Single Family Home
Sioux City, IA 51106
2
1
948 ft2
1925
New
1 of 18 2318 S CLINTON ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sioux City, IA 51106
3
4
1107 ft2
1920
New
1 of 31 2534 S PATTERSON ST
Pre-Foreclosure (Lis Pendens)
Southern Hills
Single Family Home
Sioux City, IA 51106
5
4
1676 ft2
1997
New
1 of 9 1719 S HENNEPIN ST
Auction
 
Single Family Home
Sioux City, IA 51106
3
4
1337 ft2
1920
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Buying a Home in Oto, IA

Oto, IA is seeing rapid growth and Oto, IA's' housing market remains optimal with an average home price that is -85% below the 2024 national average. Oto, IA is part of Woodbury county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Woodbury is 1.57% which is above the national average, which is 0.99%.

Median Home Price in Oto, IA

Median Rent in Oto, IA

Rent to own homes offer low monthly payments and flexible terms.