Rent to own Homes in Waverly, IA

Waverly, IA is a great place for affordable rent-to-own homes! With a median household income of over $65,701 and a median rent of $783, the Waverly, IA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Waverly, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Waverly, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 195
2111 VINE ST
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Rent To Own
North Cedar
Single Family Home
Cedar Falls, IA 50613
3
2
1440 ft2
2008
821 GROVE ST
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Rent To Own
Washington Park
Single Family Home
Cedar Falls, IA 50613
4
3
560 ft2
1922
Hot
724 LINCOLN ST
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Rent To Own
Common Grounds
Single Family Home
Waterloo, IA 50703
3
1
1460 ft2
1900
1 of 14 2822 SUNNY LN
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Rent To Own
Cedar Heights
Single Family Home
Cedar Falls, IA 50613
4
2
1370 ft2
1953
218 MULBERRY ST
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Rent To Own
Franklin Gateway
Townhouse/Condo
Waterloo, IA 50703
4
3
1684 ft2
1914
832 W 1ST ST
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Rent To Own
Church Row Historic
Townhouse/Condo
Waterloo, IA 50701
3
2
1347 ft2
1908
Hot
212 IRVING ST
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Rent To Own
 
Single Family Home
Waterloo, IA 50703
3
1
2024 ft2
1881
316 2ND ST SE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Waverly, IA 50677
4
2
1571 ft2
1900
517 1ST AVE NE
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REO Foreclosure
 
Single Family Home
Waverly, IA 50677
5
2
1816 ft2
1914
New
1 of 18 204 3RD AVE NW
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Waverly, IA 50677
3
2
1512 ft2
1919
517 NE 1st Avenue
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HUD Foreclosure
 
Single Family Home
Waverly, IA 50677
5
2
1816 ft2
1914
New
1007 E BREMER AVE
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Auction
 
Single Family Home
Waverly, IA 50677
5
2
1363 ft2
1920
2200 3RD AVE NW
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REO Foreclosure
 
Single Family Home
Waverly, IA 50677
2
1
1040 ft2
1970
1 of 10 2404 HILTON AVE
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Auction
 
Single Family Home
Waverly, IA 50677
3
2
1288 ft2
1999
123 W WATER ST
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REO Foreclosure
 
Single Family Home
Shell Rock, IA 50670
3
1
2180 ft2
1877
217 W PROSPECT ST
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REO Foreclosure
 
Single Family Home
Shell Rock, IA 50670
3
2
1398 ft2
1947
New
1109 LANTZ AVE
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Pre-Foreclosure (Lis Pendens)
North Cedar
Single Family Home
Cedar Falls, IA 50613
3
3
1092 ft2
1978
1318 WESTERN AVE
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Pre-Foreclosure (Lis Pendens)
North Cedar
Single Family Home
Cedar Falls, IA 50613
3
2
976 ft2
1966
Hot
2234 MINNETONKA DR
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REO Foreclosure
 
Single Family Home
Cedar Falls, IA 50613
4
3
2493 ft2
2001
927 W 1ST ST
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REO Foreclosure
 
Townhouse/Condo
Cedar Falls, IA 50613
3
3
1152 ft2
2020
Hot
930 W 1ST ST
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Short Sale
Santori Park
Townhouse/Condo
Cedar Falls, IA 50613
1
2
1508 ft2
1900
Hot
615 W 2ND ST
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REO Foreclosure
Overman Park
Single Family Home
Cedar Falls, IA 50613
3
1
1781 ft2
1919
Hot
416 COLLEGE ST
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REO Foreclosure
Santori Park
Single Family Home
Cedar Falls, IA 50613
3
1
1344 ft2
1920
503 OLIVE ST
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REO Foreclosure
Santori Park
Single Family Home
Cedar Falls, IA 50613
4
2
1462 ft2
1961
1014 W 9TH ST
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REO Foreclosure
Fairview
Single Family Home
Cedar Falls, IA 50613
2
1
983 ft2
1945
3241 LOGAN AVE
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
1
3
1260 ft2
1977
1681 OAKWOOD DR
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
3
1
825 ft2
1967
1 of 8 1522 LONGFELLOW AVE
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
3
1
900 ft2
1962
Hot
1554 WAKONDA DR
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
3
1
1056 ft2
1964
Hot
1402 LONGFELLOW AVE
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
2
1
1430 ft2
1961
Hot
2121 CALIFORNIA ST
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REO Foreclosure
Nw Cedar Heights
Single Family Home
Cedar Falls, IA 50613
2
2
962 ft2
1940
New
1617 HAWTHORNE DR
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Auction
Langskovs Oakland Park
Single Family Home
Cedar Falls, IA 50613
3
1
1024 ft2
1958
New
1 of 43 2426 ROWND ST
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Auction
Cedar Heights
Single Family Home
Cedar Falls, IA 50613
3
3
1550 ft2
1955
121 NIAGARA DR
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50701
3
2
1912 ft2
1965
Hot
1211 W PARKER ST
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
2
1
743 ft2
1939
3403 ROWND ST
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Short Sale
College Square
Single Family Home
Cedar Falls, IA 50613
3
2
1128 ft2
1941
Hot
607 KEYSTONE ST
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Short Sale
Good Shepherd
Single Family Home
Waterloo, IA 50703
3
1
920 ft2
1955
Hot
99 JOY DR
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50701
4
2
1486 ft2
1940
Hot
620 LAKESIDE ST
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REO Foreclosure
Good Shepherd
Single Family Home
Waterloo, IA 50703
2
1
920 ft2
1955
Hot
1720 LOGAN AVE
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REO Foreclosure
Gates Park
Single Family Home
Waterloo, IA 50703
3
2
1169 ft2
1940
New
1 of 5 423 GOODELL AVE
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Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Readlyn, IA 50668
2
3
1104 ft2
1956
1225 GRANDVIEW AVE
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REO Foreclosure
 
Single Family Home
Waterloo, IA 50703
3
2
1142 ft2
1916
Hot
3815 SPRUCE HILLS DR
MORE DETAILS +
REO Foreclosure
College Square
Single Family Home
Cedar Falls, IA 50613
3
2
1637 ft2
1968
New
743 NEWTON ST
MORE DETAILS +
Auction
Riverfront
Single Family Home
Waterloo, IA 50703
2
1
720 ft2
1946
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Buying a Home in Waverly, IA

Waverly, IA is seeing rapid growth and Waverly, IA's' housing market remains optimal with an average home price that is -19% below the 2025 national average. Waverly, IA is part of Bremer county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Bremer is 1.24% which is above the national average, which is 0.99%.

Median Home Price in Waverly, IA

Median Rent in Waverly, IA

Rent to own homes offer low monthly payments and flexible terms.