Rent to own Homes in Ramsey, IL

Ramsey, IL is a great place for affordable rent-to-own homes! With a median household income of over $31,875 and a median rent of $709, the Ramsey, IL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ramsey, IL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ramsey, IL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
616 W EDWARDS ST
Rent To Own
 
Single Family Home
Vandalia, IL 62471
3
3
1900 ft2
1926
Hot
103 N WALNUT ST
Rent To Own
 
Single Family Home
Saint Elmo, IL 62458
4
4
2496 ft2
1895
1 of 22 851 MULBERRY GROVE RD
Rent To Own
 
Single Family Home
Mulberry Grove, IL 62262
3
2
1568 ft2
1901
Hot
705 W MAIN ST
Rent To Own
 
Single Family Home
Taylor Springs, IL 62089
3
1
1200 ft2
1915
1 of 22 1424 W SUNSET DR
Rent To Own
 
Single Family Home
Taylorville, IL 62568
3
2
1400 ft2
1969
1 of 5 911 HAWLEY ST
Rent To Own
 
Single Family Home
Taylorville, IL 62568
2
1
775 ft2
1950
1 of 44 602 HALLER DR
Rent To Own
 
Single Family Home
Pocahontas, IL 62275
4
2
2970 ft2
2002
New
212 W NORTH THIRD ST
Auction
 
Single Family Home
Oconee, IL 62553
4
1
1385 ft2
1914
110 N ELM ST
Short Sale
 
Single Family Home
Vandalia, IL 62471
3
2
956 ft2
1925
Hot
1839 W JOHNSON ST
REO Foreclosure
 
Single Family Home
Vandalia, IL 62471
3
2
1560 ft2
1996
1 of 17 1304 W SAINT LOUIS AVE
Auction
 
Single Family Home
Vandalia, IL 62471
5
2
2070 ft2
1945
Hot
425 S MAPLE ST
REO Foreclosure
 
Single Family Home
Nokomis, IL 62075
2
1
900 ft2
1900
5 CHIPPEWA RUN
REO Foreclosure
 
Single Family Home
Pana, IL 62557
3
4
2424 ft2
1995
412 N CEDAR ST
Fannie Mae/Freddie Mac
 
Single Family Home
Nokomis, IL 62075
1
1
858 ft2
1900
171 N WESTERN AVE
REO Foreclosure
 
Single Family Home
Nokomis, IL 62075
3
2
1216 ft2
2009
514 S WALNUT ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
3
2
1120 ft2
1950
5 E 6TH ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
2
2
896 ft2
1893
1 of 12 311 MAPLE ST
Auction
 
Single Family Home
Pana, IL 62557
3
2
832 ft2
1900
205 S HICKORY ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
3
2
956 ft2
1890
701 E 3RD ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Pana, IL 62557
3
3
688 ft2
1920
204 KITCHELL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Pana, IL 62557
4
3
1080 ft2
1890
106 W 3RD ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
4
2
704 ft2
1900
New
700 E 2ND ST
Auction
 
Single Family Home
Pana, IL 62557
3
2
666 ft2
1890
101 S SHERIDAN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Pana, IL 62557
3
3
448 ft2
1920
310 W 2ND ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
3
3
1080 ft2
1925
Hot
3 CEDAR ST
REO Foreclosure
 
Single Family Home
Pana, IL 62557
3
2
1650 ft2
1920
New
702 LINCOLN ST
Auction
 
Single Family Home
Pana, IL 62557
2
3
1584 ft2
1925
New
713 N POPLAR ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Pana, IL 62557
3
2
1202 ft2
1920
405 N WOOD ST
REO Foreclosure
 
Single Family Home
Mulberry Grove, IL 62262
3
1
1304 ft2
1882
105 SOUTH ST
Fannie Mae/Freddie Mac
 
Single Family Home
Coffeen, IL 62017
3
1
975 ft2
1968
609 W 1ST ST
REO Foreclosure
 
Single Family Home
Coffeen, IL 62017
2
1
954 ft2
1900
612 S CENTRAL ST
REO Foreclosure
 
Single Family Home
Coffeen, IL 62017
2
1
836 ft2
1900
111 W GRAND AVE
Auction
 
Single Family Home
Owaneco, IL 62555
1
3
1144 ft2
1930
1906 FREY AVE
REO Foreclosure
 
Single Family Home
Hillsboro, IL 62049
2
1
755 ft2
1940
1 of 3 1546 SALE BARN AVE
Auction
 
Single Family Home
Greenville, IL 62246
3
1
1216 ft2
1882
1509 WILLOW ST
Short Sale
 
Single Family Home
Greenville, IL 62246
2
2
1342 ft2
1993
Hot
205 BOWLES ST
REO Foreclosure
 
Single Family Home
Hillsboro, IL 62049
2
1
986 ft2
1930
1 of 10 506 MAPLE ST
Auction
 
Single Family Home
Greenville, IL 62246
3
1
999 ft2
1900
Hot New
409 E TREMONT ST
REO Foreclosure
 
Single Family Home
Hillsboro, IL 62049
3
2
1592 ft2
1942
611 N LOCUST ST
REO Foreclosure
 
Single Family Home
Greenville, IL 62246
3
1
1150 ft2
1900
327 N POPLAR ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Assumption, IL 62510
3
2
1 ft2
1910
New
1 of 4 1775 COUNTY HIGHWAY 26
Auction
 
Single Family Home
Shelbyville, IL 62565
3
2
1680 ft2
1996
1412 W SOUTH 3RD ST
Auction
 
Single Family Home
Shelbyville, IL 62565
2
1
791 ft2
1956
New
134 SUNSET PT
REO Foreclosure
 
Single Family Home
Greenville, IL 62246
3
3
2772 ft2
1900
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Buying a Home in Ramsey, IL

Ramsey, IL is seeing rapid growth and Ramsey, IL's' housing market remains optimal with an average home price that is -73% below the 2024 national average. Ramsey, IL is part of Fayette county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Fayette is 1.48% which is above the national average, which is 0.99%.

Median Home Price in Ramsey, IL

Median Rent in Ramsey, IL

Rent to own homes offer low monthly payments and flexible terms.