Rent to own Homes in Independence, KY

A small city and suburb of Cincinnati, Ohio, Independence is a bustling and historic town nestled along the Ohio River. With nearly 25,000 residents, there are plenty of parks and recreation to go around, with pretty Doe Run Lake offering locals an alternative to the river for varied wildlife and water activities. Independence was named one of the 50 safest cities in Kentucky, and is the 99th fastest growing city in the U.S.

Independence, KY is a great place for affordable rent-to-own homes! With a median household income of over $79,929 and a median rent of $949, the Independence, KY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Independence, KY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Independence, KY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
3167 SUMMITRUN DR
Rent To Own
 
Single Family Home
Independence, KY 41051
4
3
1833 ft2
2004
1719 Holman St
Rent To Own
Peaselburg
Single Family Home
Covington, KY 41011
3
1
1524 ft2
1910
4179 RIVER RD
Rent To Own
 
Single Family Home
Hebron, KY 41048
4
2
2908 ft2
1912
3076 PALMER PL
Rent To Own
Burlington
Townhouse/Condo
Burlington, KY 41005
3
4
1500 ft2
2014
New
277 VAN VOAST AVE
Rent To Own
Bellevue
Single Family Home
Bellevue, KY 41073
2
2
1152 ft2
1880
Manhattan Blvd #K
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
353 Manhattan Blvd #2B
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
2
1620 ft2
1338 6TH AVE
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
2
1146 ft2
1920
New
Manhattan Blvd #E
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
New
Manhattan Blvd #C
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
Manhattan Blvd #A
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
Manhattan Blvd #B
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
Manhattan Blvd #N
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1600 ft2
Manhattan Blvd #I
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
Manhattan Blvd #J
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
1204 GLENNA DR
Rent To Own
Central Delhi
Single Family Home
Cincinnati, OH 45238
2
2
1286 ft2
1950
Manhattan Blvd #M
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1600 ft2
Manhattan Blvd #H
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
Manhattan Blvd #L
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
Manhattan Blvd #F
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
Manhattan Blvd #G
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1484 ft2
Manhattan Blvd #D
Rent To Own
Dayton
Single Family Home
Dayton, KY 41074
2
3
1421 ft2
2132 GILBERT AVE
Rent To Own
Walnut Hills
Townhouse/Condo
Cincinnati, OH 45206
2
3
1244 ft2
1987
2046 CLAUDIA CT
Rent To Own
Mount Washington
Single Family Home
Cincinnati, OH 45230
2
2
1014 ft2
1957
4916 JAMESON ST
Rent To Own
Madisonville
Single Family Home
Cincinnati, OH 45227
2
1
933 ft2
1899
5506 STEWART AVE
Rent To Own
 
Single Family Home
Cincinnati, OH 45227
3
3
1206 ft2
1925
6611 HEARNE RD #97
Rent To Own
Dent
Townhouse/Condo
Cincinnati, OH 45248
1
1
608 ft2
1976
5050 KUGLER MILL RD
Rent To Own
Kenwood
Single Family Home
Cincinnati, OH 45236
4
2
2241 ft2
1940
10126 LINCOLN RD
Rent To Own
Camp Dennison
Single Family Home
Camp Dennison, OH 45111
3
1
1296 ft2
1977
1 of 25 7117 CLAWSON RIDGE CT
Rent To Own
 
Single Family Home
Liberty Twp, OH 45011
6
3
3068 ft2
1992
6020 GOSHEN RD
Rent To Own
 
Single Family Home
Goshen, OH 45122
3
1
960 ft2
1959
1649 TULEY RD
Rent To Own
 
Single Family Home
Fairfield Township, OH 45015
3
1
738 ft2
1948
2336 QUEEN MARY LN
Rent To Own
 
Single Family Home
Hamilton, OH 45013
3
3
1948 ft2
1961
716 POPLAR ST
Rent To Own
East Hamilton
Single Family Home
Hamilton, OH 45011
3
1
1056 ft2
1920
Hot
1 of 11 10746 CLEARLAKE WAY
Rent To Own
 
Multifamily (2 - 4 Units)
Independence, KY 41051
2
2
1200 ft2
2006
1 of 31 510 BIRCH RD
Rent To Own
 
Single Family Home
Covington, KY 41015
5
3
2000 ft2
1960
1 of 9 107 BLUFFSIDE DR
Rent To Own
South Covington
Single Family Home
Covington, KY 41017
3
1
900 ft2
1979
1 of 4 3388 Northway Drive
Rent To Own
Erlanger
Multifamily (2 - 4 Units)
Erlanger, KY 41018
4
3
0 ft2
Hot
1 of 23 882 ASHRIDGE CT
Rent To Own
Erlanger
Single Family Home
Erlanger, KY 41018
4
4
4514 ft2
2003
Hot
1 of 33 855 LAKERUN LN
Rent To Own
Erlanger
Single Family Home
Erlanger, KY 41018
5
4
3800 ft2
2016
Hot
1 of 29 648 BEDINGER ST
Rent To Own
Elsmere
Single Family Home
Elsmere, KY 41018
2
1
1092 ft2
1910
1 of 20 628 BRADDOCK CT
Rent To Own
Edgewood
Single Family Home
Edgewood, KY 41017
4
4
2695 ft2
1996
97 BELMONT CT
Rent To Own
 
Single Family Home
Florence, KY 41042
3
3
1690 ft2
1999
1 of 40 6177 Mapleridge Drive
Rent To Own
Taylor Mill
Multifamily (2 - 4 Units)
Taylor Mill, KY 41015
5
4
0 ft2
1993
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Popular Zip Codes in Independence, KY

41051 rent to own homes

Buying a Home in Independence, KY

Independence, KY is seeing rapid growth and Independence, KY's' housing market remains optimal with an average home price that is -17% below the 2024 national average. Independence, KY is part of Kenton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Kenton is 1.03% which is above the national average, which is 0.99%.

Median Home Price in Independence, KY

Median Rent in Independence, KY

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Independence, KY

Great parks, grand market! With a Farmers Market serving up the region's best produce and homemade baked goods from May through October, this city is committed to a healthy lifestyle for residents. To stay fit, parks like Pioneer Park and Lincoln Ridge provide plenty of room for exercise and picnicking on that farm-fresh produce.

Booming housing market! Rent to own houses are a solid option in a community where home values are rising. In fact, homes here average 86 percent higher than everywhere else in the state. Properties are available near attractive Fowler Creek, the center of town and near the vast wooded area of Kenton County Public Park along E. Mount Zion Road.

Variety of housing choices! Look for modest single-family homes and a wide variety of apartment and condo sizes near E. Mount Zion Road, or choose larger single-family houses and town homes in the neighborhood of Bank Lick.

Fine performances at Independence Amphitheater! Music on stage, outdoors? Check. How about outdoor movie screenings? The Amphitheater has both from spring to fall, featuring local talent in a tree lined outdoor setting. Before or after, grab a slice at LaRosa's Pizzeria, a local favorite.

Fun community events! This is a town with great spirit and a variety of entertaining events like Howl-o-Ween, an annual pet costume contest for Rover or Fluffy. In August, there's an annual Whatchamacallit Sale, a combination yard sale, craft show, and flea market. From jewelry to candles to art, there's a wide variety of whatever you want to call a great find.

Staying fit! This town is serious about keeping residents in good health. Recreation programs range from boot camp to yoga, Pilates to kickboxing. Keep the burn going by working on your swing at the Triple Crown Country Club or Lassing Point golf courses.