Rent to own Homes in Cumberland, MD

Cumberland is a city in Allegany County, Maryland. Cumberland is the county seat of Allegany and one of the largest cities in the area. It has a population of about 20,500 according to the most recent census. The city covers a land area of about 10 square miles and has a history that stretches back to the Revolutionary War. It continued to serve as a major regional city into the 1800s, and still has plenty to offer its local residents today.

Cumberland, MD is a great place for affordable rent-to-own homes! With a median household income of over $40,888 and a median rent of $693, the Cumberland, MD rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cumberland, MD. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cumberland, MD rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
85 Bass Wood Dr
Rent To Own
 
Single Family Home
Ridgeley, WV 26753
3
2
980 ft2
1 of 48 905 YALE ST
Rent to Own Eligible
 
Single Family Home
Cumberland, MD 21502
5
4
3288 ft2
2011
New
1 of 24 106 HIGH LN
Rent to Own Eligible
 
Single Family Home
Cumberland, MD 21502
3
2
2796 ft2
1965
1 of 82 31 RICHARD WAY
Rent to Own Eligible
 
Single Family Home
Cumberland, MD 21502
3
2
2992 ft2
1959
14208 KINGS GROVE RD
Rent to Own Eligible
 
Single Family Home
Ellerslie, MD 21529
2
2
2240 ft2
1969
New
1 of 25 51 WRIGHT ST
Rent to Own Eligible
 
Single Family Home
Frostburg, MD 21532
3
2
1702 ft2
1860
1 of 60 90 WASHINGTON ST
Rent to Own Eligible
 
Single Family Home
Frostburg, MD 21532
3
2
1408 ft2
1930
1 of 60 21505 HOUT LN NE
Rent to Own Eligible
 
Single Family Home
Flintstone, MD 21530
3
2
2675 ft2
1961
1 of 33 1121 MAIN ST
Rent to Own Eligible
 
Single Family Home
Berlin, PA 15530
3
2
1526 ft2
1967
501 BRIDGE ST
Rent to Own Eligible
 
Single Family Home
Shanksville, PA 15560
2
3
8468 ft2
1906
200 SUMMIT RD
Rent to Own Eligible
 
Single Family Home
Central City, PA 15926
2
1
2227 ft2
1980
5172 Forest Ave
Rent to Own Eligible
 
Single Family Home
Bedford, PA 15522
3
1
1384 ft2
2007
New
220 HILLTOP RD
Rent to Own Eligible
 
Single Family Home
Friedens, PA 15541
3
1
1040 ft2
1964
1 of 68 507 SUNNYSIDE RD
Rent to Own Eligible
 
Single Family Home
Bedford, PA 15522
3
1
1482 ft2
1950
New
161 BARRON ST
Rent to Own Eligible
 
Single Family Home
Friedens, PA 15541
3
3
1184 ft2
1996
New
1311 TERRILIN DR
Rent to Own Eligible
 
Single Family Home
Somerset, PA 15501
3
2
1664 ft2
2012
255 W SANNER ST
Rent to Own Eligible
 
Single Family Home
Somerset, PA 15501
3
2
1642 ft2
1958
155 IMPERIAL RD
Rent to Own Eligible
 
Single Family Home
Hidden Valley, PA 15502
5
3
2550 ft2
1990
5142 SUMMIT DR
Rent to Own Eligible
 
Townhouse/Condo
Hidden Valley, PA 15502
3
3
2105 ft2
2009
1803 EAGLES RIDGE CT
Rent to Own Eligible
 
Townhouse/Condo
Hidden Valley, PA 15502
3
2
1078 ft2
1989
New
5148 SUMMIT DR
Rent to Own Eligible
 
Townhouse/Condo
Hidden Valley, PA 15502
3
3
2166 ft2
2021
New
5320 SUMMIT DR
Rent to Own Eligible
 
Townhouse/Condo
Hidden Valley, PA 15502
2
3
1352 ft2
1989
New
318 S FRANKLIN AVE
Rent to Own Eligible
 
Single Family Home
Somerset, PA 15501
5
3
2984 ft2
1880
New
239 MILL RIDGE RD
Rent to Own Eligible
 
Single Family Home
Everett, PA 15537
3
2
2310 ft2
2003
680 MCKINLEY DR
Rent to Own Eligible
 
Single Family Home
Somerset, PA 15501
3
3
2394 ft2
1962
1090 W UNION ST
Rent to Own Eligible
 
Single Family Home
Somerset, PA 15501
3
1
1144 ft2
1952
1 of 25 260 BLUE JAY DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
2
2
2432 ft2
1992
1 of 149 157 HOOVER RD
Rent to Own Eligible
 
Single Family Home
Everett, PA 15537
2
1
1428 ft2
1967
1 of 56 1011 HEMLOCK RD
Rent to Own Eligible
 
Single Family Home
Grantsville, MD 21536
3
3
1400 ft2
1990
536 FLETCHER RD
Rent to Own Eligible
 
Single Family Home
Middletown, VA 22645
3
2
1224 ft2
1990
New
132 DUBLIN CT
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
3
2
1945 ft2
2006
3229 COPPER KETTLE HWY
Rent to Own Eligible
 
Single Family Home
Rockwood, PA 15557
3
1
2107 ft2
1955
1039 W MASTERS DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
5
3
3477 ft2
2018
1312 LAKEVIEW DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
4
2
1801 ft2
1971
122 COUNTRY CLUB DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
4
3
2986 ft2
2007
1 of 27 1733 CARPERS PIKE
Rent to Own Eligible
 
Single Family Home
Gore, VA 22637
3
2
1300 ft2
1986
1 of 62 105 OVERLOOK DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
3
2
1552 ft2
1985
1 of 97 134 LAKE HOLIDAY RD
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
3
3
2400 ft2
1993
1952 COLLINSVILLE RD
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
2
3
1455 ft2
New
180 PERSIMMON TREE LN
Rent to Own Eligible
 
Single Family Home
Gore, VA 22637
2
2
1382 ft2
1974
1 of 51 801 S LAKEVIEW DR
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
3
2
1950 ft2
2018
102 WATERSIDE LN
Rent to Own Eligible
 
Single Family Home
Cross Junction, VA 22625
4
4
1926 ft2
2005
1 of 182 130 WANDERING LN
Rent to Own Eligible
 
Single Family Home
Winchester, VA 22603
2
2
2432 ft2
2004
520 WINDING RIDGE LN
Rent to Own Eligible
 
Single Family Home
Winchester, VA 22603
3
3
2515 ft2
1976
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Buying a Home in Cumberland, MD

Cumberland, MD is seeing rapid growth and Cumberland, MD's' housing market remains optimal with an average home price that is -52% below the 2024 national average. Cumberland, MD is part of Allegany county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Allegany is 1.01% which is above the national average, which is 0.99%.

Median Home Price in Cumberland, MD

Median Rent in Cumberland, MD

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Cumberland, MD

Very affordable real estate market! The average price of homes for sale in Cumberland is well below the national average. This is especially true in neighborhoods like La Vale. For more diverse real estate options, Allegany Grove has plenty of homes available. If you know what you are looking for, you can find some rent to own opportunities as well.

Extremely spacious rental opportunities! There are plenty of affordable apartment complexes throughout Cumberland, most of them offering units at well below the national average. More importantly, these apartments offer plenty of space and all of the amenities you might look for in this type of unit. JFK Apartments and H and S Developments are both popular options for new residents. The cost of homes for rent is also quite reasonable if you know where to look.

Explore the local history! Since Cumberland has such an extensive history, there are plenty of historical places to visit. The Western Maryland Scenic Railroad operates out of Cumberland and gives tours of the area. The C&O Canal National Historical Park and Visitors Museum provides an interesting look into the past as well.

Participate in downtown events! The city of Cumberland offers plenty of local events for residents to enjoy. Among those events, there is a Thursday Farmers Market that is held at the Cumberland Mall. Each year the city also celebrates National Dance Day downtown, giving the residents an opportunity to cut loose and enjoy the community environment.

Appreciate the local artistic culture! Cumberland has a wide variety of options for local artists to get their work seen and appreciated. The Arts at Canal Place is a local gallery that showcases work from independent artists who are residents of the city. The Windsor Hall at Town Centre has a variety of events held throughout the year that give locals an opportunity to enjoy some performing arts.