Rent to own Homes in St. James, MD

St. James, MD is a great place for affordable rent-to-own homes! With a median household income of over $84,434 and a median rent of $1,097, the St. James, MD rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. James, MD. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. James, MD rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
13216 FAIRFAX RD
Rent To Own
Fountainhead Orchard Hills
Single Family Home
Hagerstown, MD 21742
4
3
2460 ft2
1952
5070 CHARLES TOWN RD
Rent To Own
 
Single Family Home
Kearneysville, WV 25430
1
1
510 ft2
1943
1961 SULLY CT
Rent To Own
 
Single Family Home
Winchester, VA 22601
4
3
2461 ft2
2002
12006 Sky Blue Dr
Rent To Own
 
Single Family Home
Germantown, MD 20874
4
3
2020 ft2
1989
12006 Wisteria Dr
Rent To Own
 
Single Family Home
Germantown, MD 20874
4
3
1320 ft2
1989
New
18323 COLLEGE RD
Rent to Own Eligible
St. James
Single Family Home
Hagerstown, MD 21740
3
1
1161 ft2
1960
1 of 60 9940 STEPHANIE LN
Rent to Own Eligible
St. James
Single Family Home
Hagerstown, MD 21740
3
3
2400 ft2
1997
1 of 61 17916 LYLES DR
Rent to Own Eligible
St. James
Single Family Home
Hagerstown, MD 21740
4
4
3357 ft2
2006
1 of 61 9455 MORNING DEW DR
Rent to Own Eligible
St. James
Single Family Home
Hagerstown, MD 21740
4
3
2832 ft2
2013
1 of 51 9603 MORNING DEW CT
Rent to Own Eligible
St. James
Single Family Home
Hagerstown, MD 21740
4
4
4720 ft2
2005
1 of 40 10326 BRIDLE CT
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21740
3
3
1958 ft2
2006
1 of 28 16702 STERLING RD
Rent to Own Eligible
Halfway
Single Family Home
Williamsport, MD 21795
3
3
1944 ft2
1988
1 of 60 17224 SPIELMAN RD
Rent to Own Eligible
 
Single Family Home
Fairplay, MD 21733
4
4
3536 ft2
2003
1 of 60 10811 BOWER AVE
Rent to Own Eligible
Halfway
Townhouse/Condo
Williamsport, MD 21795
3
2
1152 ft2
1990
1 of 75 10910 ROESSNER AVE
Rent to Own Eligible
Halfway
Single Family Home
Hagerstown, MD 21740
3
2
1446 ft2
2008
1 of 12 8648 DOWNSVILLE PIKE
Rent to Own Eligible
 
Single Family Home
Williamsport, MD 21795
4
2
1548 ft2
1928
1 of 23 7914 ABBOTT DR
Rent to Own Eligible
 
Single Family Home
Boonsboro, MD 21713
3
2
2148 ft2
1987
1 of 102 16533 TAMMANY LN
Rent to Own Eligible
Halfway
Single Family Home
Williamsport, MD 21795
4
3
2175 ft2
1969
1 of 76 11032 LINCOLN AVE
Rent to Own Eligible
Halfway
Single Family Home
Hagerstown, MD 21740
3
1
1350 ft2
1953
1 of 57 16342 SPIELMAN RD
Rent to Own Eligible
 
Single Family Home
Williamsport, MD 21795
2
1
1154 ft2
1857
1 of 166 1045 POPE AVE
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
1
1200 ft2
1976
1 of 25 838 SPRUCE ST
Rent to Own Eligible
South End
Townhouse/Condo
Hagerstown, MD 21740
4
1
1420 ft2
1910
1 of 55 11412 MANSE RD
Rent to Own Eligible
Halfway
Single Family Home
Hagerstown, MD 21740
2
1
1338 ft2
1957
1 of 46 15 HEBB RD
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
4
2
1710 ft2
1920
1 of 59 22 EMMERT RD
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
2
1
900 ft2
1956
1 of 62 2224 BEVERLY DR
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
2
1394 ft2
1990
1 of 61 105 S ARTIZAN ST
Rent to Own Eligible
Williamsport
Single Family Home
Williamsport, MD 21795
2
2
1208 ft2
1823
1 of 61 112 S ARTIZAN ST
Rent to Own Eligible
Williamsport
Single Family Home
Williamsport, MD 21795
3
2
1700 ft2
1898
1 of 55 720 NAPLES DR
Rent to Own Eligible
East End
Townhouse/Condo
Hagerstown, MD 21740
2
2
1288 ft2
2002
1 of 38 320 S CLEVELAND AVE
Rent to Own Eligible
East End
Single Family Home
Hagerstown, MD 21740
3
1
1170 ft2
1942
New
1 of 23 128 Wishing Star Ct
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21740
3
2
1220 ft2
2000
1 of 49 1850 ABBEY LN
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21740
3
2
1260 ft2
1979
1 of 114 8402 OLD NATIONAL PIKE
Rent to Own Eligible
 
Single Family Home
Boonsboro, MD 21713
3
1
1725 ft2
1852
1 of 60 16 WILLARD ST
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21740
3
2
1532 ft2
1997
1 of 60 441 WESTMINSTER CT
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
4
3
2176 ft2
1996
1 of 92 434 WESTMINSTER CT
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
3
1872 ft2
1995
1 of 27 17557 TAYLORS LANDING RD
Rent to Own Eligible
 
Single Family Home
Sharpsburg, MD 21782
3
1
1646 ft2
1968
1 of 51 334 VISTA ST
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
1
1428 ft2
1906
New
525 N MULBERRY ST
Rent to Own Eligible
We Care
Townhouse/Condo
Hagerstown, MD 21740
3
1
1399 ft2
1910
1 of 55 17217 W WASHINGTON ST
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
2
1861 ft2
1958
1 of 97 12204 BUCKY AVE
Rent to Own Eligible
 
Single Family Home
Hagerstown, MD 21740
3
1
960 ft2
1987
1 of 30 82 Sunbrook Ln
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21742
2
2
1130 ft2
1999
218 Sunbrook Ln
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21742
2
2
1140 ft2
2000
212 Sunbrook Ln
Rent to Own Eligible
 
Townhouse/Condo
Hagerstown, MD 21742
2
2
1211 ft2
2000
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Buying a Home in St. James, MD

St. James, MD is seeing rapid growth and St. James, MD's' housing market remains not optimal with an average home price that is 26% above the 2024 national average. St. James, MD is part of Washington county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Washington is 0.78% which is below the national average, which is 0.99%.

Median Home Price in St. James, MD

Median Rent in St. James, MD

Rent to own homes offer low monthly payments and flexible terms.