Rent to own Homes in St. James, MI

St. James, MI is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in St. James, MI. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. James, MI rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 16 of 16
1 of 6 N6055 E. Milakokia Lake Road
Rent To Own
 
Multifamily (2 - 4 Units)
Gould City, MI 49838
1
1
300 ft2
1996
1 of 42 2217 US31 South
Rent To Own
 
Multifamily (2 - 4 Units)
Charlevoix, MI 49720
3
3
3000 ft2
1900
1201 STATE ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Charlevoix, MI 49720
4
2
1324 ft2
1869
512 MEADOW LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Charlevoix, MI 49720
2
2
1490 ft2
1958
7811 CORNELL RD
Auction
 
Single Family Home
Germfask, MI 49836
3
2
1656 ft2
0 Island Woods Garden Island View Roadlots 49 & 265 #&-625
Rent To Own
 
Single Family Home
Beaver Island, MI 49782
0
0
0 ft2
1 of 9 South Arm Road
Rent To Own
 
Multifamily (2 - 4 Units)
Beaver Island, MI 49782
0
0
0 ft2
38315 FREESOIL RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Beaver Island, MI 49782
0
0
0 ft2
4811 N STATE RD
REO Foreclosure
 
Single Family Home
Harbor Springs, MI 49740
0
2
1440 ft2
New
8380 SHRIGLEY RD
Auction
 
Single Family Home
Charlevoix, MI 49720
0
0
0 ft2
15608 KLOOSTER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Charlevoix, MI 49720
0
0
0 ft2
2592 DIXNER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Gulliver, MI 49840
0
0
0 ft2
2355 WASHINGTON ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Charlevoix, MI 49720
0
0
0 ft2
8275 SHRIGLEY RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Charlevoix, MI 49720
0
0
0 ft2
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Buying a Home in St. James, MI

St. James, MI is seeing rapid growth and St. James, MI's' housing market remains not optimal with an average home price that is 10% above the 2024 national average. St. James, MI is part of Charlevoix county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Charlevoix is 1.09% which is above the national average, which is 0.99%.

Median Home Price in St. James, MI

Median Rent in St. James, MI

Rent to own homes offer low monthly payments and flexible terms.