Rent to own Homes in St. Joseph, MI

St. Joseph, MI is a great place for affordable rent-to-own homes! With a median household income of over $60,379 and a median rent of $791, the St. Joseph, MI rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Joseph, MI. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. Joseph, MI rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
6384 S Scottdale Rd
Rent To Own
 
Single Family Home
Berrien Springs, MI 49103
2
2
960 ft2
2214 S STATE ST #107
Rent To Own
St. Joseph
Townhouse/Condo
Saint Joseph, MI 49085
2
2
1601 ft2
2017
2551 ESSEX CT
Rent To Own
District 10
Townhouse/Condo
Saint Joseph, MI 49085
2
2
1431 ft2
1978
Hot
1 of 4 480 OHIO ST
Rent To Own
District 1a
Single Family Home
Benton Harbor, MI 49022
3
1
1088 ft2
1930
1 of 20 11159 Red Arrow Hwy Lot81
Rent To Own
 
Multifamily (2 - 4 Units)
Bridgman, MI 49106
3
2
1420 ft2
2011
Hot
1 of 20 15315 BOYLE LAKE RD
Rent To Own
 
Single Family Home
Buchanan, MI 49107
3
2
2324 ft2
1965
8556 LAKE AVE
Rent To Own
 
Single Family Home
Watervliet, MI 49098
3
2
1359 ft2
1960
1 of 4 4th st
Rent To Own
 
Multifamily (2 - 4 Units)
Buchanan, MI 49107
4
4
2770 ft2
1989
1 of 24 116 S DETROIT ST
Rent To Own
 
Single Family Home
Buchanan, MI 49107
4
3
2555 ft2
1900
Hot
1 of 51 2216 JANICE ST
Rent To Own
 
Single Family Home
Niles, MI 49120
3
3
1717 ft2
2016
66903 NORTH ST
Rent To Own
 
Single Family Home
Dowagiac, MI 49047
4
1
1325 ft2
1950
1 of 21 141 TURFWAY PARK
Rent To Own
 
Single Family Home
Niles, MI 49120
5
4
2600 ft2
2017
1 of 25 16220 Stones Throw Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Union Pier, MI 49129
4
3
3449 ft2
2019
210 N 7TH ST
Rent To Own
 
Single Family Home
Niles, MI 49120
3
2
1419 ft2
1880
1 of 7 5627 E 1000 N
Rent To Own
 
Single Family Home
La Porte, IN 46350
6
3
5746 ft2
1920
1 of 17 1995 BRIAR RD
Rent To Own
 
Single Family Home
Niles, MI 49120
7
5
6200 ft2
2005
2330-A W Bertrand Road
Rent To Own
 
Single Family Home
Niles, MI 49120
5
5
5130 ft2
2005
72861 8th Avenue
Rent To Own
 
Single Family Home
South Haven, MI 49090
7
7
4300 ft2
33230 Co Rd 687
Rent To Own
 
Single Family Home
Bangor, MI 49013
5
2
2500 ft2
1900
33230 CR 687
Rent To Own
 
Single Family Home
Bangor, MI 49013
5
2
2500 ft2
1900
Hot
1 of 19 121 S GRIFFITH ST
Rent To Own
 
Single Family Home
New Buffalo, MI 49117
2
2
1280 ft2
2009
Hot
72157 BEACON CT
Rent To Own
 
Townhouse/Condo
South Haven, MI 49090
3
3
1120 ft2
2017
1 of 27 71627 COUNTY ROAD 681
Rent To Own
 
Single Family Home
Hartford, MI 49057
2
1
1430 ft2
1900
306 COURTLAND ST
Rent To Own
 
Single Family Home
Dowagiac, MI 49047
4
4
6800 ft2
Hot
208 W DIVISION ST
Rent To Own
 
Single Family Home
Dowagiac, MI 49047
1
1
3500 ft2
7341 BEACHVIEW DR
Rent To Own
 
Single Family Home
South Haven, MI 49090
4
4
2814 ft2
2022
7717 LAKEVIEW TER
Rent To Own
 
Single Family Home
South Haven, MI 49090
3
1
1200 ft2
2001
60383 WILBUR HILL RD
Rent To Own
 
Single Family Home
Dowagiac, MI 49047
3
4
1825 ft2
1971
1 of 17 1125 N IOWA ST
Rent To Own
Lincoln Way West Gateway
Single Family Home
South Bend, IN 46628
4
1
1374 ft2
1882
110 W St Joseph Street
Rent To Own
 
Single Family Home
Lawrence, MI 49064
3
2
4806 ft2
1903
3820 BROOKSIDE DR
Rent To Own
 
Single Family Home
Michiana Shores, IN 46360
2
2
1300 ft2
1981
1 of 42 70090 BRUSH RD
Rent To Own
 
Single Family Home
Niles, MI 49120
4
4
4059 ft2
2001
Hot
1 of 17 610 S MEADE ST
Rent To Own
Westside
Single Family Home
South Bend, IN 46619
2
1
792 ft2
1925
1 of 26 704 CORBY BLVD
Rent To Own
Northeast South Bend
Single Family Home
South Bend, IN 46617
3
2
1890 ft2
1916
Hot
1 of 18 553 SASSAFRASS DR
Rent To Own
 
Single Family Home
Coldwater, MI 49036
2
2
1272 ft2
1967
Hot
1 of 28 2725 ANZIO AVE
Rent To Own
Edison Park
Single Family Home
South Bend, IN 46615
3
1
950 ft2
1952
Hot
1 of 20 14408 COUNTY ROAD 215
Rent To Own
 
Single Family Home
Grand Junction, MI 49056
3
2
1300 ft2
1940
1 of 6 5977 E Division Rd.
Rent To Own
 
Multifamily (2 - 4 Units)
Laporte, IN 46350
3
3
3150 ft2
1987
129 PALAU AVE
Rent To Own
 
Single Family Home
Mishawaka, IN 46545
3
1
1301 ft2
1950
1 of 9 58791 46TH ST
Rent To Own
 
Single Family Home
Lawrence, MI 49064
2
2
1200 ft2
1974
1 of 32 1343 GARLAND RD
Rent To Own
Twyckenham Hills
Single Family Home
South Bend, IN 46614
4
4
3382 ft2
1957
Hot
1 of 18 1018 OHIO ST
Rent To Own
 
Single Family Home
La Porte, IN 46350
3
1
912 ft2
1976
1 of 63 22086 Forest Hall Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Cassopolis, MI 49031
4
3
3100 ft2
Hot
1 of 11 2605 GREENWOOD AVE
Rent To Own
Trail Creek
Single Family Home
Trail Creek, IN 46360
3
2
1792 ft2
1960
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Buying a Home in St. Joseph, MI

St. Joseph, MI is seeing rapid growth and St. Joseph, MI's' housing market remains optimal with an average home price that is -5% below the 2024 national average. St. Joseph, MI is part of Berrien county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Berrien is 1.17% which is above the national average, which is 0.99%.

Median Home Price in St. Joseph, MI

Median Rent in St. Joseph, MI

Rent to own homes offer low monthly payments and flexible terms.