Rent to own Homes in Brainerd, MN
While Brainerd is a relatively small town, with a population of just over 13,000, it has plenty to offer its residents. From lakefront and trails to plenty of dining, outdoor enthusiasts will enjoy the small town charm. The community is very engaged; even when the temperatures dip in the winter, neighbors still get together for events like the Enchanted Village at Paul Bunyan Land and Brainerd New Years Eve Dinner and Dance.
Brainerd, MN is a great place for affordable rent-to-own homes! With a median household income of over $36,699 and a median rent of $716, the Brainerd, MN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Brainerd, MN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
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Brainerd, MN is seeing rapid growth and Brainerd, MN's' housing market remains optimal with an average home price that is -41% below the 2024 national average. Brainerd, MN is part of Crow Wing county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Crow Wing is 0.63% which is below the national average, which is 0.99%.
Median Home Price in Brainerd, MN
Median Rent in Brainerd, MN
Top 6 Reasons to Live in Brainerd, MN
Live the lake life! A home in Brainerd means living a life surrounded by bodies of water. The landscape here is practically begging you to buy a boat. Rice Lake and Gilbert Lake both border Brainerd, and you can find dozens of other lakes for fishing, swimming, and jet skiing within a few miles of town.
A buyer's market! The housing prices in Brainerd are remaining fairly steady, sometimes declining a bit from week to week. This signals a great time for new homeowners to get into a property, whether it's a rent to own home or for sale outright. Homes along the Mississippi River and near Westgate Mall still offer plenty of amenities and a chance to build equity.
Bike-friendly trails! Brainerd is friendly to cyclists, with miles of bike trails for cyclists of all skill levels. The Paul Bunyan Trail takes you from Brainerd to Bemidji, and a 25-mile system of trails at Cuyuna Mountain Bike Trail System affords a more challenging ride.
Plenty of square feet up for grabs! Homes in Brainerd have generous floor plans, with houses along Miller Lake Road and Tamarac Trail offering more than 4,000 square feet. A wide selection of floor plans are also on the market, including properties with 5 bedrooms or more.
Small-town charm! While you can find plenty to do here, from outdoor activities to playing a game at Pirate Cove's Adventure Golf, it comes wrapped up in friendly, small-town charm. Not to be outdone by larger cities in the state, Brainerd still cultivates an active art scene. Head to the Franklin Art Center to see more than 30 artists' pottery, paintings, and more.
Let it snow! Brainerd sees more than its fair share of snow, making it a haven for anyone seeking a brisk winter and fun winter sports. Go ice fishing on Mud Lake, or spend an afternoon snowshoeing through Gregory Park.