Rent to own Homes in Stillwater, MN

Situated on the St. Croix river along the eastern border with Wisconsin, Stillwater is considered to be the legislative birthplace of Minnesota since it hosted the first convention to establish statehood in 1848. At that time, well-to-do fur traders and lumbermen made up most of the town's population of 600. Today, Stillwater remains a relatively affluent community and is a wonderful place to visit or to call home.

Stillwater, MN is a great place for affordable rent-to-own homes! With a median household income of over $91,947 and a median rent of $1,084, the Stillwater, MN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Stillwater, MN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Stillwater, MN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 25 304 138TH AVE
Rent To Own
 
Single Family Home
Houlton, WI 54082
4
3
2653 ft2
2007
107 WILKIN ST
Rent To Own
West Seventh
Single Family Home
Saint Paul, MN 55102
3
2
1548 ft2
1880
4141 3RD ST NE #106
Rent To Own
 
Townhouse/Condo
Minneapolis, MN 55421
1
1
738 ft2
1986
6337 GIRARD AVE S
Rent To Own
CARAG
Single Family Home
Minneapolis, MN 55423
2
3
1380 ft2
1940
14620 GARRETT AVE #211
Rent To Own
 
Townhouse/Condo
Saint Paul, MN 55124
1
1
720 ft2
1980
6319 W 32ND ST
Rent To Own
Lenox
Single Family Home
Minneapolis, MN 55416
1
1
612 ft2
1926
2273 PINEHURST LN
Rent to Own Eligible
 
Townhouse/Condo
Stillwater, MN 55082
2
1
930 ft2
1988
1 of 17 461 HARVEST GRN
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2620 ft2
2003
712 ANDERSON ST W
Rent to Own Eligible
Holcombes
Single Family Home
Stillwater, MN 55082
4
2
1996 ft2
1890
350 MAIN ST N #316
Rent to Own Eligible
Downtown Stillwater
Townhouse/Condo
Stillwater, MN 55082
2
2
929 ft2
2006
302 ECHO LN
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
3
2
1395 ft2
1962
New
219 RUTHERFORD RD
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
4
2562 ft2
2002
6201 SAINT CROIX TRL N
Rent to Own Eligible
Oak Park Heights
Single Family Home
Stillwater, MN 55082
2
2
1030 ft2
1976
New
6101 PARIS AVE N #12
Rent to Own Eligible
Oak Park Heights
Townhouse/Condo
Stillwater, MN 55082
2
2
960 ft2
1970
901 TOWNE CIR
Rent to Own Eligible
 
Townhouse/Condo
Stillwater, MN 55082
3
2
1119 ft2
1994
1 of 5 609 WILLARD ST W
Rent to Own Eligible
Holcombes
Single Family Home
Stillwater, MN 55082
3
2
2792 ft2
1880
1 of 51 2303 HILL CT
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2776 ft2
2019
1 of 25 2672 HIDDEN VALLEY LN
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
3
2
1774 ft2
1973
3185 MAUREEN LN
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
5
3
2860 ft2
2009
New
501 MAIN ST N STE 415
Rent to Own Eligible
Downtown Stillwater
Townhouse/Condo
Stillwater, MN 55082
2
4
1662 ft2
2006
New
630 MAIN ST N #201C
Rent to Own Eligible
Downtown Stillwater
Townhouse/Condo
Stillwater, MN 55082
2
2
1178 ft2
2006
New
1222 MACEY WAY
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2906 ft2
2004
1 of 32 501 Main St N
Rent to Own Eligible
Downtown Stillwater
Townhouse/Condo
Stillwater, MN 55082
2
2
1508 ft2
2006
1 of 102 2307 HILL CT
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2776 ft2
2019
1 of 39 650 Main St N
Rent to Own Eligible
Downtown Stillwater
Townhouse/Condo
Stillwater, MN 55082
2
2
1427 ft2
2006
1 of 75 2316 HILL CT
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2776 ft2
2019
New
618 MYRTLE ST W
Rent to Own Eligible
Greeley
Single Family Home
Stillwater, MN 55082
3
3
2427 ft2
1882
1 of 46 805 ABBOTT ST W
Rent to Own Eligible
Holcombes
Single Family Home
Stillwater, MN 55082
4
2
3430 ft2
1879
9633 PAWNEE AVE
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
4
2654 ft2
1991
New
210 4TH AVE N
Rent to Own Eligible
Bayport
Single Family Home
Bayport, MN 55003
3
1
1816 ft2
1921
688 INSPIRATION PL
Rent to Own Eligible
Bayport
Single Family Home
Bayport, MN 55003
4
3
2278 ft2
2021
New
1 of 101 4117 MONARCH CT
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
5
4
2702 ft2
2017
1 of 25 3840 OSGOOD AVE N
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
3
2780 ft2
1987
3887 PARADISE CV N
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
5
5
3283 ft2
2013
1 of 18 10204 67TH LN N
Rent to Own Eligible
Grant
Single Family Home
Stillwater, MN 55082
4
3
2204 ft2
1977
New
11801 32ND ST N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
4
3
2519 ft2
2016
10833 38TH TRL N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
4
3
3033 ft2
2019
3153 NORCREST AVE N
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
5
5
4315 ft2
2014
1 of 26 9476 51ST ST N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
4
3
3718 ft2
2001
4034 KOKANEE LN N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
2
2
1645 ft2
2020
12178 ARCOLA TRL N
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
5
2341 ft2
2021
New
1904 ANNIKA DR N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
3
3
1856 ft2
2018
14770 130TH ST N
Rent to Own Eligible
 
Single Family Home
Stillwater, MN 55082
4
4
2380 ft2
2002
1881 ANNIKA DR N
Rent to Own Eligible
Lake Elmo
Single Family Home
Lake Elmo, MN 55042
2
4
2612 ft2
2021
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Buying a Home in Stillwater, MN

Stillwater, MN is seeing rapid growth and Stillwater, MN's' housing market remains not optimal with an average home price that is 39% above the 2024 national average. Stillwater, MN is part of Washington county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Washington is 0.96% which is below the national average, which is 0.99%.

Median Home Price in Stillwater, MN

Median Rent in Stillwater, MN

Rent to own homes offer low monthly payments and flexible terms.

Top 7 Reasons to Live in Stillwater, MN

It's nestled along the beautiful St. Croix river! The St. Croix river is a protected waterway and one of the cleanest rivers in the country. At the confluence of the St. Croix and the Mississippi, about 20 miles south of Stillwater, there is a striking visual line where the two meet - blue on the St. Croix side and mud brown on the Mississippi side.

Home values are on the rise! According to the US Census Bureau, the median price of a home in Stillwater is nearly 30 percent higher than the state average, and house sales over the past two years have been particularly strong, with over 1,000 homes sold. Look for homes near the Stillwater Country Club or the Oak Glen Golf Course!

Affordable rental rates! Despite the strong housing market, renting a home, condo or apartment in Stillwater is still very affordable with a median rental rate of just under $1,000 per month. This makes Stillwater a very attractive market for rent to own homes. Call up Quality Moving & Storage or Two Men and a Truck to help move your stuff into your home.

It's a history-lover's dream! Dotted among the steep hills of downtown Stillwater are a few historical gems, including the Washington County Courthouse, the Chicago, Milwaukee and St. Paul Freight House, and a quartet of fully-restored 1850's residences lining 4th Street in what was the original downtown.

It boasts a thriving art scene! Residents and visitors can browse a variety of art in one of several downtown galleries, such as the Art Guild or Tamarack House galleries, or at the Fall Colors Fine Art and Music Festival each October.

It's a haven for craft beer lovers! History, beautiful scenic environs and close proximity to a major bike pathway have created the perfect conditions for a thriving craft brewing industry in Stillwater. The long-established and much loved Lift Bridge Brewing Company has some competition now, with relative newcomer Maple Island Brewing open for business.

It's an outdoor enthusiasts dream! From kayaking along the St. Croix river, to biking for miles along paved city pathways, to hiking the scenic Browns Creek trail, Stillwater offers something for everyone who loves to play outside!