Rent to own Homes in White Bear Lake, MN

Initially a resort town for Minneapolis-based vacationers, White Bear Lake still holds the natural beauty and recreational appeal that made it such a popular getaway in the late 1800s. The close-knit community is home to 23,797 residents as well as several stunning parks, an eclectic array of downtown boutiques, and Minnesota's finest community college. Described by current residents as the City of Lakes and Legends, White Bear Lake's friendly atmosphere is the epitome of Minnesota Nice.

White Bear Lake, MN is a great place for affordable rent-to-own homes! With a median household income of over $70,981 and a median rent of $1,215, the White Bear Lake, MN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in White Bear Lake, MN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out White Bear Lake, MN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
107 WILKIN ST
Rent To Own
West Seventh
Single Family Home
Saint Paul, MN 55102
3
2
1548 ft2
1880
1 of 25 304 138TH AVE
Rent To Own
 
Single Family Home
Houlton, WI 54082
4
3
2653 ft2
2007
6337 GIRARD AVE S
Rent To Own
CARAG
Single Family Home
Minneapolis, MN 55423
2
3
1380 ft2
1940
6319 W 32ND ST
Rent To Own
Lenox
Single Family Home
Minneapolis, MN 55416
1
1
612 ft2
1926
2515 MANITOU IS
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
4
5340 ft2
1949
New
2683 SUMAC RDG
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
3
1626 ft2
1977
New
3794 HOWARD AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1023 ft2
1953
New
2669 ROTH PL
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1899 ft2
1963
1 of 48 1678 Village Trl E
Rent to Own Eligible
 
Townhouse/Condo
Maplewood, MN 55109
3
3
2530 ft2
2006
2106 BLOMQUIST AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1217 ft2
1953
New
3711 LITTLE LINDEN CURV
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
1
1240 ft2
1993
1683 VILLAGE TRL E #515
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
3
3
1852 ft2
2007
4481 GRACE ST
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
1
738 ft2
1949
1416 PINEFIELD CT
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
4
3
1915 ft2
1991
New
3416 MCKNIGHT RD N
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1977 ft2
1963
1678 VILLAGE TRL E #1
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
3
4
2288 ft2
2006
1806 9TH ST
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
2
1
680 ft2
1947
1224 BAY CV
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
2
1193 ft2
1994
1934 11TH ST
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
4
2
1742 ft2
1979
New
4603 SHADY LN
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
3
1178 ft2
1894
1 of 30 4829 DILLON ST
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1864 ft2
1960
New
4531 LINCOLN AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
3
2998 ft2
1888
3143 Manitou Dr
Rent to Own Eligible
 
Townhouse/Condo
White Bear Lake, MN 55110
3
1
1327 ft2
1991
1 of 26 1818 3RD ST
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1781 ft2
1947
New
4133 HILLAIRE RD
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
1
1339 ft2
1973
New
1682 VILLAGE TRL E #1
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
3
4
2295 ft2
2006
New
1 of 24 2415 MAYFAIR AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
3
1156 ft2
1968
1 of 5 1579 COUNTY ROAD D E
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
2
2
1240 ft2
2002
New
3912 WHITE BEAR AVE N
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
2
1604 ft2
1963
1 of 24 1783 TONY CT
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
2
1733 ft2
1997
New
1 of 30 3932 BELLAIRE AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
2
1
960 ft2
1958
2535 S SHORE BLVD
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
5
3
2744 ft2
1913
4675 BALD EAGLE AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
2
1
838 ft2
1900
2584 SUMAC RDG
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
2
1478 ft2
1979
1670 Village Trl E
Rent to Own Eligible
 
Townhouse/Condo
Maplewood, MN 55109
3
2
2058 ft2
2007
1735 BIRCH LAKE AVE
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
3
3
1531 ft2
1957
New
2111 ROTH PL
Rent to Own Eligible
 
Single Family Home
Saint Paul, MN 55110
4
2
1885 ft2
1955
1722 LINDEN CV
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55110
2
2
1195 ft2
1997
New
1632 LEGACY PKWY E #1228
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
3
3
1760 ft2
2007
639 WOODLAND DR
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55115
2
2
1458 ft2
1999
1249 MAJESTIC AVE #316
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55109
3
3
1598 ft2
2009
1037 POND VIEW CT
Rent to Own Eligible
 
Townhouse/Condo
Saint Paul, MN 55127
2
1
1015 ft2
1987
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Popular Zip Codes in White Bear Lake, MN

55110 rent to own homes

Buying a Home in White Bear Lake, MN

White Bear Lake, MN is seeing rapid growth and White Bear Lake, MN's' housing market remains not optimal with an average home price that is 11% above the 2024 national average. White Bear Lake, MN is part of Ramsey county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Ramsey is 1.05% which is above the national average, which is 0.99%.

Median Home Price in White Bear Lake, MN

Median Rent in White Bear Lake, MN

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in White Bear Lake, MN

Vibrant downtown area! Although it possesses plenty of suburban staples, White Bear Lake is also home to a unique and very nostalgic downtown area. Residents have the opportunity to support local boutiques and cafes all while enjoying the homey feel of a bygone era. Popular stores include the Bear Patch Quilting Co. and the Avalon Gift Shoppe.

Frequent community events! Community is incredibly important in White Bear Lake. Residents are always friendly, but they become especially close while attending the town's many local events. Marketfest, a shopping, food and music extravaganza, takes place every Thursday evening between mid June and late July. Music is also the focus at the weekly Music with a Side of Apres Lakeside Live, which features local artists. Every Friday, neighborhood residents gather to purchase fresh produce and other unique items at the weekly farmers market.

Plenty of restaurants to choose from! Members of the White Bear Lake community loving eating out. From Rudy's Redeye Grill to the Bear Town Bar and Grill, there is always a new and exciting restaurant to explore.

Gorgeous scenery! The city of White Bear Lake is named, of course, for the gorgeous lake on its western border. This is just one of several pristine lakes located in and around the suburb, which is also home to Bald Eagle Lake, Otter Lake, Birch Lake and Goose Lake. Lovely natural scenery is also abundant at Tamarack Nature Center and the Bald Eagle-Otter Lake Regional Park.

Beautiful homes! White Bear Lake was originally regarded as something of a resort town for those hoping to escape the hustle and bustle of Minneapolis and St. Paul. Several historic homes such as the Fillebrown House and the Leip House are still standing. The more recently built properties are also beautiful, with many homes for sale overlooking the area's many gorgeous lakes.

Low vacancy rate! Minnesotans are clamoring to live in the Lakewood Hills Apartments and the Pinehurst Apartments, but they are also eager to take advantage of White Bear Lake's rent to own opportunities. The vacancy rate for homes and apartments is low, with only 3.69 percent of houses currently vacant.