Rent to own Homes in Jefferson City, MO

Sweet Treats! Delectable deserts come in all forms here. At BK Bakery find fresh, assorted pastry and some of the best cake you've likely had. Indulge in their stocked coffee bar while you nibble on delight. For a cool bite of sugar, step over to Central Dairy, where the house made frozen concoctions rival any others in town.

Jefferson City, MO is a great place for affordable rent-to-own homes! With a median household income of over $54,003 and a median rent of $653, the Jefferson City, MO rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Jefferson City, MO. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Jefferson City, MO rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 346
726-728 E High St
Rent To Own
Downtown
Single Family Home
Jefferson City, MO 65101
2
2
4969 ft2
1900
Hot
211 BOONVILLE RD
Rent To Own
 
Single Family Home
Jefferson City, MO 65109
3
1
1300 ft2
1962
Hot
1 of 39 303 THOMAS DR
Rent To Own
 
Single Family Home
Jefferson City, MO 65109
3
2
1515 ft2
2002
Hot
1 of 6 5921 LALISA TER
Rent To Own
 
Single Family Home
Jefferson City, MO 65101
3
2
2064 ft2
2020
Hot
1 of 15 1608 ANDRETTI CIR
Rent To Own
 
Single Family Home
Columbia, MO 65201
4
3
3046 ft2
2017
1 of 25 398 County Road 236
Rent To Own
 
Multifamily (2 - 4 Units)
Morrison, MO 65061
3
2
1747 ft2
2005
1 of 55 1312 Overhill Road
Rent To Own
 
Multifamily (2 - 4 Units)
Columbia, MO 65152
5
4
4226 ft2
1986
Hot
1607 COUNTRY SIDE LN
Rent To Own
White Gate
Single Family Home
Columbia, MO 65202
3
2
1181 ft2
1965
Hot
1 of 14 1814 BOYD LN
Rent To Own
Zaring
Single Family Home
Columbia, MO 65202
3
2
1100 ft2
1960
1321 RALEIGH DR
Rent To Own
Aubrun Hills
Townhouse/Condo
Columbia, MO 65202
3
2
1468 ft2
2004
1 of 14 40 light house dr
Rent To Own
 
Multifamily (2 - 4 Units)
Lake Ozark, MO 65049
2
2
750 ft2
1 of 67 1316 CASTLE CT
Rent To Own
 
Single Family Home
Osage Beach, MO 65065
3
3
2104 ft2
1979
1 of 3 30808 Windy Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Rocky Mount, MO 65072
4
4
2500 ft2
2019
116 REGATTA BAY CIR #2D
Rent To Own
 
Townhouse/Condo
Lake Ozark, MO 65049
3
3
1666 ft2
1988
700 BINGHAM RD
Rent To Own
 
Single Family Home
Boonville, MO 65233
3
2
992 ft2
1955
1 of 26 155 Chelsea Rose Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Sunrise Beach, MO 65079
3
3
1916 ft2
1990
1 of 20 59 SHADY OZARK LN
Rent To Own
 
Single Family Home
Sunrise Beach, MO 65079
3
2
2160 ft2
1974
307 GLAN TAI DR
Rent To Own
 
Single Family Home
Sunrise Beach, MO 65079
4
3
2776 ft2
1976
1 of 5 115 PIERCE ST
Auction
 
Single Family Home
Jefferson City, MO 65101
2
1
988 ft2
1961
4809 SCRUGGS STATION RD
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1981
4803 SCRUGGS STATION RD
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1981
802 CARDINAL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65101
3
1
1008 ft2
1978
2405 THERESA ST
Pre-Foreclosure (Lis Pendens)
Landwehr Hills
Single Family Home
Jefferson City, MO 65101
3
3
1350 ft2
1980
1806 TOWER DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
3
1
1294 ft2
1960
1600 S COUNTRY CLUB DR
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1982
932 FAIRMOUNT BLVD
Pre-Foreclosure (Lis Pendens)
Downtown
Single Family Home
Jefferson City, MO 65101
3
2
2050 ft2
1915
807 BROADWAY
REO Foreclosure
Downtown
Single Family Home
Jefferson City, MO 65101
3
2
1587 ft2
1910
1548 BALD HILL RD
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65101
3
2
1228 ft2
1968
110 BOLTON DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
3
1
1240 ft2
1951
1111 OAK ST
Pre-Foreclosure (Lis Pendens)
Downtown
Single Family Home
Jefferson City, MO 65101
3
1
1029 ft2
1930
205 N LINCOLN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65101
3
2
1420 ft2
1947
1820 CEDAR HILL RD
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Jefferson City, MO 65109
6
4
1850 ft2
1970
1631 W MCCARTY ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
4
1
1470 ft2
1920
1601 PAYNE DR
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Jefferson City, MO 65101
4
2
1936 ft2
1955
922 SOUTHWEST BLVD
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
3
2
1344 ft2
1964
4007 BUCKINGHAM PARK
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
3
2
1267 ft2
1998
1118 CORDELL ST
Auction
Downtown
Single Family Home
Jefferson City, MO 65101
3
1
1066 ft2
1968
1111 DARLENE DR
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
2
1
1008 ft2
1963
2451 COUNTRY CLUB DR
REO Foreclosure
 
Townhouse/Condo
Jefferson City, MO 65109
2
2
1700 ft2
2004
1505 MARSHA LN
Auction
 
Single Family Home
Jefferson City, MO 65101
2
1
720 ft2
1955
2413 MEADOWLARK LN
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
3
1
1120 ft2
1969
816 PRIMROSE LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
4
2
2267 ft2
1979
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Buying a Home in Jefferson City, MO

Jefferson City, MO is seeing rapid growth and Jefferson City, MO's' housing market remains optimal with an average home price that is -26% below the 2024 national average. Jefferson City, MO is part of Cole county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Cole is 0.89% which is below the national average, which is 0.99%.

Median Home Price in Jefferson City, MO

Median Rent in Jefferson City, MO

Rent to own homes offer low monthly payments and flexible terms.

Top 9 Reasons to Live in Jefferson City

Pick up a skill! From music and singing courses at Jefferson City Music Academy to self defense tactics taught at the Aegis Institute, the town encourages extracurricular activity.

Alternative Well Being! Supplementing the western take on health is a growing trend and at Natural Connections Wellness Center and Spa locals can relax and focus on out of the box ideas for optimum healing. At 360 Wellness, health professionals guide the patient through an individualized plan set in motion to help them heal their mind and body in a more permanent manner.

Easy like Sunday morning! A light hike around the trails at the Runge Nature Center will provide a bit of exercise and a picturesque birds eye view of the wooded setting. For a longer stint nature side, set up camp at Finger Lakes State Park, solemn and exhilarating all at once, if you leave the electronics behind and saunter back to a simpler time full of bonfire s'mores and gentle kayak rides.

Arts and entertainment! Astounding music is provided by the Jefferson City Symphony, which preforms three concerts annually. The Little Theatre offers locals the chance to view unique staged productions year round at the Etta and Joseph Miller Preforming Arts Center.

First rate facades! Architecture in the town is worth a peek. Take a walking tour around town and make certain to shuffle by the Missouri State Governor's Mansion, once home to Harry Truman. The Missouri State Capitol is another must see and includes bronze statues, slick columns and a first floor full of paintings and elaborate decor.

Low Cost Housing! Rent to own homes in town are relatively inexpensive. Look to Scruggs to find median home values of $158,226, the highest in the city. In City Center one finds median home values of $76,847.

The Mighty Missouri! The Missouri River flows through town and to be situated close by, find rent to own options in Cole Junction or near St. Louis Road and Riverview Drive.

Affordable rental rates! For low cost rent seek rent to own houses near Missouri Boulevard and Ohio Street where rent, on average, is $500. Apache Flats and Plummer also offer reasonable rent, on average $607 a month.