Rent to own Homes in St. Thomas, MO

St. Thomas, MO is a great place for affordable rent-to-own homes! With a median household income of over $71,875 and a median rent of $513, the St. Thomas, MO rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Thomas, MO. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. Thomas, MO rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 163
Hot
1 of 6 5921 LALISA TER
Rent To Own
 
Single Family Home
Jefferson City, MO 65101
3
2
2064 ft2
2020
726-728 E High St
Rent To Own
Downtown
Single Family Home
Jefferson City, MO 65101
2
2
4969 ft2
1900
Hot
211 BOONVILLE RD
Rent To Own
 
Single Family Home
Jefferson City, MO 65109
3
1
1300 ft2
1962
Hot
1 of 39 303 THOMAS DR
Rent To Own
 
Single Family Home
Jefferson City, MO 65109
3
2
1515 ft2
2002
100 stonegate ave
Rent To Own
 
Single Family Home
Linn, MO 65051
3
2
1550 ft2
2022
1 of 86 19000 N-545 Cherokee Road
Rent To Own
 
Multifamily (2 - 4 Units)
Dixon, MO 65459
3
2
2952 ft2
2010
1 of 14 40 light house dr
Rent To Own
 
Multifamily (2 - 4 Units)
Lake Ozark, MO 65049
2
2
750 ft2
1 of 67 1316 CASTLE CT
Rent To Own
 
Single Family Home
Osage Beach, MO 65065
3
3
2104 ft2
1979
12500 S BEND RD
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65101
3
2
2937 ft2
2017
1 of 10 6525 TANNER BRIDGE RD
Auction
 
Single Family Home
Jefferson City, MO 65101
5
2
1945 ft2
1970
2413 MEADOWLARK LN
Auction
 
Single Family Home
Jefferson City, MO 65109
3
1
1120 ft2
1969
New
1 of 6 2419 STARLING DR
Auction
 
Single Family Home
Jefferson City, MO 65109
3
1
1006 ft2
1991
New
5704 DOVE LAKE RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65101
3
1
1476 ft2
1978
New
10812 MILLER ST
Pre-Foreclosure (NOD)
 
Single Family Home
Eugene, MO 65032
3
2
2482 ft2
2008
New
2419 YORKTOWN DR
Auction
 
Single Family Home
Jefferson City, MO 65109
3
2
1744 ft2
1980
1807 VALLEY HI RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
2
1
634 ft2
1930
1505 ROSEWOOD DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65101
3
2
1481 ft2
1960
New
1548 BALD HILL RD
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65101
3
2
1228 ft2
1968
1700 PROVIDENCE DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
3
2
1555 ft2
2007
New
4007 BUCKINGHAM PARK
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
3
2
1267 ft2
1998
1505 MARSHA LN
Auction
 
Single Family Home
Jefferson City, MO 65101
2
1
720 ft2
1955
New
1118 CORDELL ST
Pre-Foreclosure (NOD)
Downtown
Single Family Home
Jefferson City, MO 65101
3
1
1066 ft2
1968
1304 BALD HILL RD
Auction
 
Single Family Home
Jefferson City, MO 65101
4
1
1145 ft2
1948
New
1408 INGLENOOK DR
Auction
 
Single Family Home
Jefferson City, MO 65109
4
2
1823 ft2
1987
802 CARDINAL ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65101
3
1
1008 ft2
1978
710 CLARK AVE
Auction
Downtown
Single Family Home
Jefferson City, MO 65101
3
2
2196 ft2
1900
1215 EDGEWOOD DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
4
2
1548 ft2
1960
2210 MELODY DR
Auction
 
Single Family Home
Jefferson City, MO 65109
3
2
1075 ft2
1967
1600 S COUNTRY CLUB DR
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1982
4803 SCRUGGS STATION RD
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1981
4809 SCRUGGS STATION RD
Pre-Foreclosure (Lis Pendens)
 
Multifamily (5+ Units)
Jefferson City, MO 65109
8
4
4368 ft2
1981
New
1111 DARLENE DR
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
2
1
1008 ft2
1963
New
2541 SCENIC DR
Auction
Landwehr Hills
Single Family Home
Jefferson City, MO 65101
3
2
1118 ft2
1971
New
1 of 49 915 TANYA LYNN DR
Auction
 
Single Family Home
Jefferson City, MO 65109
3
2
2407 ft2
1983
1806 TOWER DR
Auction
 
Single Family Home
Jefferson City, MO 65109
3
1
1294 ft2
1960
2405 THERESA ST
Pre-Foreclosure (Lis Pendens)
Landwehr Hills
Single Family Home
Jefferson City, MO 65101
3
3
1350 ft2
1980
New
922 SOUTHWEST BLVD
Pre-Foreclosure (NOD)
 
Single Family Home
Jefferson City, MO 65109
3
2
1344 ft2
1964
816 PRIMROSE LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Jefferson City, MO 65109
4
2
2267 ft2
1979
New
1509 FAIRLAWN CT
Pre-Foreclosure (NOD)
Westview Heights
Single Family Home
Jefferson City, MO 65109
3
1
980 ft2
1974
New
812 BROADWAY
Auction
Downtown
Multifamily (5+ Units)
Jefferson City, MO 65101
4
4
2030 ft2
1955
807 BROADWAY
REO Foreclosure
Downtown
Single Family Home
Jefferson City, MO 65101
3
2
1587 ft2
1910
1610 JASPER LN
Pre-Foreclosure (Lis Pendens)
Westview Heights
Single Family Home
Jefferson City, MO 65109
3
1
1078 ft2
1983
1 of 5 115 PIERCE ST
Auction
 
Single Family Home
Jefferson City, MO 65101
2
1
988 ft2
1961
5507 BAGNALL DR
REO Foreclosure
Westview Heights
Single Family Home
Jefferson City, MO 65109
3
2
1034 ft2
1983
Map
Sponsored Link

More St. Thomas, MO Property Resources

Rent to own Homes in Cities Near St. Thomas, MO

Browse all Rent to own Homes in Missouri

Neighborhoods in St. Thomas, MO

No neighborhoods found

Popular Zip Codes in St. Thomas, MO

No zip codes found

Buying a Home in St. Thomas, MO

St. Thomas, MO is seeing rapid growth and St. Thomas, MO's' housing market remains optimal with an average home price that is -26% below the 2024 national average. St. Thomas, MO is part of Cole county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Cole is 0.89% which is below the national average, which is 0.99%.

Median Home Price in St. Thomas, MO

Median Rent in St. Thomas, MO

Rent to own homes offer low monthly payments and flexible terms.