Rent to own Homes in Ridgeland, MS

Ridgeland, MS has a population of a little under 25,000 residents and has been experiencing positive growth during recent years. Locals often say that one of the best reasons to call Ridgeland home is the fact that the sun shines in the town nearly 365 days a year. The warm climate affords residents the ability to enjoy outdoor activities year round. It's also an ideal location for gardening and agriculture. The surrounding area boasts numerous pear orchards and strawberry farms.

Ridgeland, MS is a great place for affordable rent-to-own homes! With a median household income of over $60,296 and a median rent of $1,054, the Ridgeland, MS rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ridgeland, MS. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ridgeland, MS rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
4167 NAVAJO RD
Rent To Own
North East Jackson
Single Family Home
Jackson, MS 39211
4
2
1562 ft2
1960
132 WHIPPOORWILL RD
Rent To Own
 
Single Family Home
Brandon, MS 39047
4
3
2444 ft2
1975
3506 Martin Luther King Jr Dr
Rent To Own
North West Jackson
Single Family Home
Jackson, MS 39213
3
2
1008 ft2
3215 WOODVIEW DR
Rent To Own
South West Jackson
Single Family Home
Jackson, MS 39212
4
1
1400 ft2
1964
1 of 92 635 BERRIDGE DR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
5
4
4574 ft2
1999
Hot
115 CYPRESS DR
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
3
1
1908 ft2
1980
Hot
314 TRUNNELL RD
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
1
2670 ft2
1980
11 BREAKERS LN
Rent to Own Eligible
Ridgeland
Townhouse/Condo
Ridgeland, MS 39157
3
1
1583 ft2
1980
219 SAWBRIDGE DR
Rent to Own Eligible
Dinsmor
Single Family Home
Ridgeland, MS 39157
5
7
4161 ft2
1992
1 of 38 105 SILVERTREE XING
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
4
3
2922 ft2
1995
1 of 36 7174 COPPER RIDGE DR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
2
1516 ft2
1986
1 of 48 112 ARBOR RIDGE RD
Rent to Own Eligible
Dinsmor
Single Family Home
Ridgeland, MS 39157
3
2
2548 ft2
1990
229 KIOWA DR
Rent to Own Eligible
Natchez Trace Village
Single Family Home
Madison, MS 39110
4
1
3727 ft2
1970
1 of 101 208 NESBIT PL
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
5
4
4368 ft2
2009
1 of 32 706 GLEN BURN LN
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
2
1549 ft2
1991
1 of 64 206 WOODGREEN CT
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
2
2317 ft2
1990
1 of 88 235 BELLEWETHER PASS
Rent to Own Eligible
Dinsmor
Single Family Home
Ridgeland, MS 39157
4
4
3654 ft2
1997
1 of 100 212 SANTA ROSA CT
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
4
3
2765 ft2
1986
312 BEAVER CREEK DR
Rent to Own Eligible
Madison
Single Family Home
Ridgeland, MS 39157
3
2
1583 ft2
1985
1 of 32 421 BERKSHIRE DR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
3
4636 ft2
1999
402 FOREST LN
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
7
2398 ft2
1996
New
304 PLANTERS GRV
Rent to Own Eligible
Cottonwood
Single Family Home
Ridgeland, MS 39157
3
1
1457 ft2
1987
New
13 MALLARD POINTE CIR
Rent to Own Eligible
Ridgeland
Single Family Home
Madison, MS 39110
3
2
1642 ft2
1989
1 of 78 231 ARAPAHO LN
Rent to Own Eligible
Natchez Trace Village
Single Family Home
Madison, MS 39110
3
3
2481 ft2
1974
1 of 110 270 ONONDAGA TRL
Rent to Own Eligible
Natchez Trace Village
Single Family Home
Madison, MS 39110
4
3
2845 ft2
1975
1 of 100 3102 W TIDEWATER LN
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
5
4
2871 ft2
1983
1 of 40 548 SILVERSTONE DR
Rent to Own Eligible
Wright's Mill
Single Family Home
Madison, MS 39110
5
5
4928 ft2
2004
62 MOSS WOODS DR
Rent to Own Eligible
Northbay
Single Family Home
Madison, MS 39110
3
7
2038 ft2
1992
121 HIDDEN HILLS DR
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
3
7
2591 ft2
1993
New
550 POST RD #303
Rent to Own Eligible
Ridgeland
Townhouse/Condo
Ridgeland, MS 39157
2
1
1321 ft2
1975
New
2104 SILVER LN
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
3
5
3088 ft2
1994
New
145 NAPA VALLEY CIR
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
4
7
1686 ft2
1988
Hot
159 SUMAC DR
Rent to Own Eligible
Madison
Single Family Home
Madison, MS 39110
3
5
2388 ft2
1987
New
423 PINE BRAKE CIR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
7
2178 ft2
1994
1 of 48 148 OAKHURST TRL
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
5
3719 ft2
1997
1 of 84 307 CARR MEADOW DR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
3
2388 ft2
2008
1 of 50 321 TIMBER RIDGE DR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
2
1951 ft2
1985
1 of 48 386 RED EAGLE CIR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
3
2555 ft2
1994
1 of 70 416 WOLCOTT CIR
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
3
2
1776 ft2
1974
1 of 115 516 HEATHERSTONE CT
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
4
4960 ft2
1999
New
243 SUNNYBROOK RD
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
2
3
902 ft2
1960
1 of 52 613 WINTERIDGE PL
Rent to Own Eligible
Ridgeland
Single Family Home
Ridgeland, MS 39157
4
3
3027 ft2
1997
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Buying a Home in Ridgeland, MS

Ridgeland, MS is seeing rapid growth and Ridgeland, MS's' housing market remains optimal with an average home price that is -10% below the 2024 national average. Ridgeland, MS is part of Madison county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Madison is 0.66% which is below the national average, which is 0.99%.

Median Home Price in Ridgeland, MS

Median Rent in Ridgeland, MS

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Ridgeland, MS

Growing home values and ample shopping! Home values in Ridgeland are the fastest growing in the state. With such growth, ample shopping options have sprung up all over the town. The upscale Renaissance at Colony Park is home to stores like the Banana Republic. The Northpark Mall has stores such as JC Penney and Victoria's Secret.

Outdoor activities abound! The 444-mile National Park of the Natchez Trace Parkway runs through the heart of Ridgeland. The park is known for its boating, sailing, swimming and picnic sites. Right in the heart of Ridgeland is a 10-mile bike trail that intersects the Ross Barnett Reservoir Overlook and runs all the way to the Renaissance Shopping Center.

City parks are everywhere! The city of Ridgeland is known for its numerous city parks that offer the community ample space to play a game of baseball or soccer. The 17-court Ridgeland Tennis Center is open to the public. Freedom Ridge Park, Friendship Park and Wolcott Park all have playgrounds and sport fields.

Ample dining choices! Ridgeland is known for its numerous steak house restaurants. It is home to Ruth's Chris Steak House and Kathryn's Steaks and Seafood. Anyone with a craving for international cuisine can dine at the Amerigo Restaurant or the Ding How Asian Bistro.

When the sun sets, the nightlife kicks off! Community members looking for a place to dance can head to the Applesauce Dance Factory to take a spin at ballroom dancing. Hot Shots offers live music, dancing and pool tables.

Stable housing market spurs home buying! Approximately 44 percent of the homes in Ridgeland are owner occupied. The median house price is currently at around $168,800. Most owner occupied homes were obtained through traditional home loans, but there are some rent to own houses. A rent to own program allows renters to lock in the home's purchase price and usually allots a certain amount of each month's rent towards the home's future purchase. Rent to own homes are often hard to find, but they do exist the Ridgeland area. Locals seeking mortgage advice often turn to Prime Lending or Cornerstone Home Lending.