Rent to own Homes in St. Stephens, NC

St. Stephens, NC is a great place for affordable rent-to-own homes! With a median household income of over $53,559 and a median rent of $735, the St. Stephens, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Stephens, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out St. Stephens, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
1036 AUTUMN LN
Rent To Own
 
Single Family Home
Hickory, NC 28602
3
3
1437 ft2
1979
4914 THRONEBURG RD
Rent To Own
 
Single Family Home
Catawba, NC 28609
3
2
1008 ft2
1989
461 N TRADD ST
Rent To Own
 
Single Family Home
Statesville, NC 28677
2
1
728 ft2
1963
454 N TRADD ST
Rent To Own
 
Single Family Home
Statesville, NC 28677
2
1
700 ft2
1962
1 of 50 109 HARBOR COVE LN
Rent To Own
 
Single Family Home
Mooresville, NC 28117
4
3
2563 ft2
1999
311 NORTHWEST DR
Rent To Own
 
Townhouse/Condo
Davidson, NC 28036
2
2
869 ft2
1984
208 W LEE AVE
Rent To Own
Bessemer City
Single Family Home
Bessemer City, NC 28016
3
2
1154 ft2
1920
17540 HARBOR WALK DR
Rent To Own
Cornelius
Single Family Home
Cornelius, NC 28031
3
3
2124 ft2
2008
524 Jakes Ridge Ln
Rent To Own
 
Single Family Home
Mooresville, NC 28115
2
2
1151 ft2
2000
1 of 79 2808 25TH ST NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
2
1554 ft2
1998
1 of 45 152 CHIGGER RIDGE RD
Rent to Own Eligible
 
Single Family Home
Taylorsville, NC 28681
3
3
2323 ft2
1958
1 of 38 1524 20TH AVENUE PL NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
3
2487 ft2
2000
1 of 183 1510 46TH AVE NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
5
6
10060 ft2
1997
1 of 96 3640 WANDERING LN NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
6
5
4702 ft2
2008
1 of 97 1136 38TH AVE NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
4
3213 ft2
1998
1 of 86 3435 23RD ST NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
3
1882 ft2
1997
1 of 78 3321 23RD ST NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
4
3
1633 ft2
1979
New
2547 32ND AVE NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
1
1075 ft2
1969
1 of 98 1652 20TH AVENUE CT NE
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
2
2
1161 ft2
1995
1 of 76 5080 16TH STREET DR NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
3
4
4464 ft2
1980
1 of 104 2388 HOUNDS WAY
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
2
1711 ft2
2000
1 of 29 2340 18TH ST NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
3
2
1400 ft2
1960
1 of 38 4445 PIONEER DR
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
2
1
1025 ft2
1954
1924 30TH ST NE
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
2
1450 ft2
1966
1 of 96 2019 SUGAR MAPLE LN
Rent to Own Eligible
St. Stephens
Single Family Home
Conover, NC 28613
3
3
2323 ft2
1998
1096 22nd St NE
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
2
2
1140 ft2
1998
1 of 33 4759 CHARLOTTE ST
Rent to Own Eligible
St. Stephens
Single Family Home
Conover, NC 28613
2
1
848 ft2
1958
New
1 of 37 3791 SECTION HOUSE RD
Rent to Own Eligible
St. Stephens
Single Family Home
Hickory, NC 28601
3
2
1654 ft2
1960
3131 9TH STREET DR NE #46
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
3
2
1930 ft2
2001
3131 9TH STREET DR NE #14
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
3
2
1867 ft2
1997
1 of 25 4710 1ST ST NW
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
2
2
1400 ft2
1955
1 of 27 1415 20TH AVE NE
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
2
2
1056 ft2
1982
1 of 8 255 16TH STREET PL SE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28602
4
2
1496 ft2
1962
1 of 118 2180 13TH STREET CT NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
3
2359 ft2
1997
1 of 94 2025 13TH ST NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
2
1823 ft2
1960
Hot New
1327 F AVE SE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28602
2
1
1026 ft2
1963
127 SKYLINE ROAD EXT
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
3
3
2422 ft2
1971
1 of 46 1240 19TH AVE NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
3
2170 ft2
1973
New
1 of 48 2954 8TH STREET CT NE
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
3
3
2508 ft2
1988
New
5231 HALL ST
Rent to Own Eligible
 
Single Family Home
Conover, NC 28613
3
1
1400 ft2
1964
1 of 48 143 LEEWARD POINT LOOP
Rent to Own Eligible
 
Single Family Home
Taylorsville, NC 28681
3
3
4148 ft2
1975
801 WYNNSHIRE DR #D
Rent to Own Eligible
 
Townhouse/Condo
Hickory, NC 28601
4
3
2213 ft2
2011
1 of 37 424 PLAYERS RIDGE RD
Rent to Own Eligible
 
Single Family Home
Hickory, NC 28601
4
5
4511 ft2
2000
1 of 66 90 HAYDEN RD
Rent to Own Eligible
 
Single Family Home
Taylorsville, NC 28681
3
3
1674 ft2
1972
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Buying a Home in St. Stephens, NC

St. Stephens, NC is seeing rapid growth and St. Stephens, NC's' housing market remains optimal with an average home price that is -38% below the 2024 national average. St. Stephens, NC is part of Catawba county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Catawba is 0.66% which is below the national average, which is 0.99%.

Median Home Price in St. Stephens, NC

Median Rent in St. Stephens, NC

Rent to own homes offer low monthly payments and flexible terms.