Rent to own Homes in Garfield, NJ

At the junction of the Passaic and Saddle Rivers sits the town of Garfield. The land the town resides on was once the stomping grounds of the Algonquin Indians, but in 1679 Jacques Cortelyou fell in love with the region. He negotiated a sale with the Indians for 5,320 acres of land to build a settlement. As the years passed, the town would eventually be named Garfield after President James A. Garfield. Today, Garfield boasts a population of a little over 30,000 residents.

Garfield, NJ is a great place for affordable rent-to-own homes! With a median household income of over $64,242 and a median rent of $1,355, the Garfield, NJ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Garfield, NJ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Garfield, NJ rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
328 UNION AVE
Rent To Own
Wood Ridge
Single Family Home
Wood Ridge, NJ 07075
4
2
2450 ft2
1946
1 of 24 26 Clinton Street Unit 1A
Rent To Own
 
Multifamily (2 - 4 Units)
Belleville, NJ 07109
1
1
0 ft2
1970
6010 Boulevard E #64
Rent To Own
West New York
Single Family Home
West New York, NJ 07093
2
2
1535 ft2
518-536 Gregory Ave #B201
Rent To Own
 
Single Family Home
Weehawken, NJ 07086
1
1
700 ft2
241 W 108TH ST #4C
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10025
1
1
750 ft2
1911
366 BLACK OAK RIDGE RD
Rent To Own
 
Single Family Home
Wayne, NJ 07470
3
2
1808 ft2
1940
20 LEXINGTON HL #10
Rent To Own
Kips Bay
Townhouse/Condo
Harriman, NY 10926
2
2
960 ft2
1985
1 of 14 225 E 34TH ST
Rent To Own
Murray Hill
Townhouse/Condo
New York, NY 10016
2
2
1110 ft2
2007
343 E 74th St PENTHOUSE 1D
Rent To Own
Upper East Side
Single Family Home
New York, NY 10021
3
4
1862 ft2
1987
1 of 15 400 E 67TH ST
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10065
2
3
1418 ft2
2005
401 E 60TH ST #4C
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10022
5
5
3500 ft2
2000
5900 ARLINGTON AVE #21B
Rent To Own
North Riverdale
Townhouse/Condo
Bronx, NY 10471
4
2
1580 ft2
1962
57 FRONT ST #704
Rent To Own
DUMBO
Townhouse/Condo
Brooklyn, NY 11201
2
2
1132 ft2
1899
529 GREEN ST
Rent To Own
Quality Hill
Townhouse/Condo
Elizabeth, NJ 07202
3
2
1104 ft2
1943
73-12 35th Ave #C6
Rent To Own
Northwestern Queens
Single Family Home
Jackson Heights, NY 11372
2
1
938 ft2
1940
268 BAY RIDGE AVE
Rent To Own
Bay Ridge and Fort Hamilton
Townhouse/Condo
Brooklyn, NY 11220
2
2
1384 ft2
2015
30A W Roselle Ave #A
Rent To Own
Roselle Park
Single Family Home
Roselle Park, NJ 07204
2
1
0 ft2
1945
6928 5th Ave #3
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
3
1
1100 ft2
1 of 5 100 Clarewood Drive
Rent To Own
Greenburgh
Multifamily (2 - 4 Units)
Hastings-On-Hudson, NY 10706
1
1
776 ft2
1925
9411 Shore Rd APT 5
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
2
1
1200 ft2
1960
Hot
663 LENOX RD
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1160 ft2
1920
Hot
1734 60TH ST
Rent To Own
Borough Park
Single Family Home
Brooklyn, NY 11204
3
2
2414 ft2
1905
24 OAKLAND AVE
Rent To Own
North Side
Single Family Home
Mount Vernon, NY 10552
4
4
2000 ft2
1930
28 HAMILTON AVE
Rent To Own
 
Single Family Home
Sloatsburg, NY 10974
3
1
1221 ft2
1953
726 E 45TH ST
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1600 ft2
1920
67 HILLSIDE AVE
Rent To Own
Florham Park
Single Family Home
Florham Park, NJ 07932
3
2
1008 ft2
1925
1 of 40 140 AVENUE O
Rent To Own
Bensonhurst
Townhouse/Condo
Brooklyn, NY 11204
2
2
807 ft2
2011
1 of 12 1916 Ocean Ave, #10
Rent To Own
Midwood
Multifamily (2 - 4 Units)
Brooklyn, NY 11230
2
2
1151 ft2
2017
2131 Ocean Ave PH 7B
Rent To Own
Sheepshead Bay
Single Family Home
Brooklyn, NY 11229
3
3
1705 ft2
2019
2761 BATH AVE #3D
Rent To Own
Southern Brooklyn
Townhouse/Condo
Brooklyn, NY 11214
3
3
1153 ft2
1988
141-24 78th Avenue Avenue UNIT 2B
Rent To Own
Kew Garden Hills
Single Family Home
Flushing, NY 11367
3
1
0 ft2
1942
32 HOWELL AVE
Rent To Own
Fords
Single Family Home
Fords, NJ 08863
4
1
1368 ft2
1945
1 LYNNWOOD RD
Rent To Own
North Potters New Dover
Single Family Home
Edison, NJ 08820
3
3
2241 ft2
1968
98 CHRISTIE ST
Rent To Own
Menlo Park Valentine
Single Family Home
Edison, NJ 08820
4
2
2104 ft2
1968
239 ALBERT ST
Rent To Own
North Plainfield
Single Family Home
North Plainfield, NJ 07063
5
3
2400 ft2
1952
60 WAACKAACK AVE
Rent To Own
 
Single Family Home
Keansburg, NJ 07734
4
3
941 ft2
1938
1 of 37 80 MCEWEN ST
Rent To Own
 
Single Family Home
Warwick, NY 10990
2
1
1008 ft2
1915
1807 RIDGEVIEW CT
Rent To Own
Sayreville
Townhouse/Condo
Parlin, NJ 08859
3
2
0 ft2
1997
22 Lighthouse Point Rd
Rent To Own
 
Single Family Home
Highlands, NJ 07732
3
4
2227 ft2
2017
1 of 15 6 HIGHLAND AVE
Rent To Own
 
Single Family Home
Piscataway, NJ 08854
5
4
3270 ft2
1985
1 of 11 1401 44TH ST
Rent To Own
Meadowview
Single Family Home
North Bergen, NJ 07047
3
4
2012 ft2
2006
78 MACARTHUR AVE
Rent to Own Eligible
Garfield
Single Family Home
Garfield, NJ 07026
6
4
2156 ft2
1910
New
520 Victor St
Rent to Own Eligible
Saddle Brook
Townhouse/Condo
Saddle Brook, NJ 07663
2
2
1100 ft2
2001
1 of 17 80 Summer St
Rent to Own Eligible
Passaic
Townhouse/Condo
Passaic, NJ 07055
2
2
1238 ft2
1989
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07026 rent to own homes

Buying a Home in Garfield, NJ

Garfield, NJ is seeing rapid growth and Garfield, NJ's' housing market remains not optimal with an average home price that is 64% above the 2024 national average. Garfield, NJ is part of Bergen county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bergen is 1.76% which is above the national average, which is 0.99%.

Median Home Price in Garfield, NJ

Median Rent in Garfield, NJ

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Garfield, NJ

Always an event going on! Garfield offers plenty of community events. Every year, the YMCA hosts a Halloween extravaganza event that features a haunted house, games for all ages and a pumpkin decorating contest. The Garfield 4-H Garden Club also puts on the annual Harvest Fest, which features a bake sale with lots of treats and arts and crafts displays.

Ample sporting events! The Garfield Parks and Recreations Department sponsors the Garfield Babe Ruth League, which has ball games available for young and old. Besides baseball, the City of Garfield has several bouncy houses in the city for the little ones and adults to play in during the summer months..

Rising home prices! Garfield is an expensive place to live, with the average home costing 61 percent more than in other areas of New Jersey. Rising home prices helps spur home buyer confidence and encourage retail sales. The Westland Garden State Place is one of the major shopping malls in the area and usually has just about anything shoppers might want. The Bargain Thrift Store offers deals on secondhand items.

Plentiful apartment complexes! Many older Victorian homes in downtown Garfield have been converted into apartments. Sometimes the apartments are available for purchase under certain contractual rules and regulations. A rent to own option is often ideal for someone who wants to own their own apartment, condo or house. The subdivisions of Belmont and Garwood Acres are two areas in Garfield that feature apartment and home choices

Nature in the city! Parks abound in Garfield. The Belmont Hill neighborhood park provides views of the city while you enjoy a picnic. The 20th Century Park has trails and picnic tables.

Outdoor recreation! Community members or visitors might want to try their hand at fishing at the local Dahnert's Lake County Park. The Saddle River County Park has miles of biking trails that run through Garfield.