Rent to own Homes in Chatham, NY

Chatham, NY is a great place for affordable rent-to-own homes! With a median household income of over $53,802 and a median rent of $947, the Chatham, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Chatham, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Chatham, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
4294 Us Route 20
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
178 CHURCH ST
Rent to Own Eligible
 
Single Family Home
Canaan, CT 06018
4
2
1864 ft2
1900
70 Church St
Rent to Own Eligible
 
Townhouse/Condo
Canaan, CT 06018
3
2
1080 ft2
1990
164 BELDEN ST
Rent to Own Eligible
 
Single Family Home
Falls Village, CT 06031
5
5
5541 ft2
1936
New
12 MINNELUTA TRL
Rent to Own Eligible
 
Single Family Home
Sharon, CT 06069
2
1
884 ft2
1927
107 ROUTE 126
Rent to Own Eligible
 
Single Family Home
Falls Village, CT 06031
3
2
1514 ft2
1950
1 of 39 34 JACKSON HILL RD
Rent to Own Eligible
 
Townhouse/Condo
Sharon, CT 06069
3
3
1592 ft2
1970
454 LOON MEADOW DR
Rent to Own Eligible
 
Single Family Home
Norfolk, CT 06058
3
3
2192 ft2
1956
New
361 WINCHESTER RD
Rent to Own Eligible
 
Single Family Home
Winsted, CT 06098
3
2
1500 ft2
1953
New
337 LEDGE DR
Rent to Own Eligible
 
Townhouse/Condo
Torrington, CT 06790
2
2
1612 ft2
1977
Hot
1 of 22 9 HOUSEMAN AVE
Rent To Own
 
Single Family Home
Chatham, NY 12037
3
2
2200 ft2
1920
1 of 12 24 ALBANY TPKE
Rent To Own
 
Single Family Home
Old Chatham, NY 12136
4
2
1920 ft2
1874
1 of 18 2069 New York 295
Rent To Own
 
Multifamily (2 - 4 Units)
Canaan, NY 12029
5
2
2100 ft2
1381 U.S. 9
Rent To Own
 
Multifamily (2 - 4 Units)
Toms River, NJ 08755
3
1
964 ft2
1948
1 of 15 58 TROLLEY WAY
Rent To Own
 
Single Family Home
Nassau, NY 12123
2
1
683 ft2
1945
89 S Main St
Rent To Own
 
Single Family Home
West Coxsackie, NY 12192
5
4
4042 ft2
1677 Juliane Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Castleton, NY 12033
4
3
2184 ft2
1985
517 STATE ST
Rent To Own
 
Townhouse/Condo
Hudson, NY 12534
3
3
1680 ft2
1800
New
1 of 6 1321 SLEEPY HOLLOW RD
Rent To Own
 
Single Family Home
Athens, NY 12015
3
2
1040 ft2
1997
1 of 12 7 CHESTNUT ST
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
3
1
1614 ft2
1875
1 of 30 11 PARK WAY
Rent To Own
 
Townhouse/Condo
Castleton On Hudson, NY 12033
8
5
7500 ft2
2005
1 of 19 85 Fox Run Road
Rent To Own
 
Multifamily (2 - 4 Units)
Athens, NY 12015
4
4
2660 ft2
1985
1 of 21 555 OVERLOOK RD
Rent To Own
 
Single Family Home
Hillsdale, NY 12529
3
3
2583 ft2
2008
1 of 2 51 2ND ST
Rent To Own
 
Single Family Home
Athens, NY 12015
3
2
1632 ft2
1900
Hot
1 of 2 5411 S STEPHENTOWN RD
Rent To Own
 
Single Family Home
Stephentown, NY 12168
3
1
900 ft2
2000
278 Van Wies Point Road
Rent To Own
 
Single Family Home
Bethlehem, NY 12158
3
2
2383 ft2
1935
Hot
1 of 22 78 SPRING ST
Rent To Own
 
Single Family Home
Catskill, NY 12414
4
4
3135 ft2
1840
1 of 15 Locust Street
Rent To Own
 
Multifamily (2 - 4 Units)
Rensselaer, NY 12144
4
2
1800 ft2
1950
Hot
1 of 4 941 6TH ST
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
3
1
1434 ft2
1874
1 of 12 1023 WASHINGTON AVE
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
4
3
2091 ft2
1986
1 of 65 12 SCOTT PL
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
4
3
2383 ft2
2008
1 of 53 52 EGMONT CT
Rent To Own
 
Single Family Home
Delmar, NY 12054
4
3
2303 ft2
2002
Hot
1 of 2 60 TWILLER ST
Rent To Own
Delaware Avenue
Single Family Home
Albany, NY 12209
3
2
1375 ft2
1930
Hot
1 of 19 821 HAMPTON PLACE BLVD
Rent To Own
 
Townhouse/Condo
Troy, NY 12180
2
2
1000 ft2
1989
6 LOCHVUE DR
Rent To Own
 
Single Family Home
Wynantskill, NY 12198
4
2
2332 ft2
2017
1 of 10 155 LAUREL ST
Rent To Own
 
Single Family Home
Lee, MA 01238
3
2
1744 ft2
1896
1 of 17 460 PAWLING AVE
Rent To Own
Eastside
Multifamily (5+ Units)
Troy, NY 12180
4
4
4200 ft2
1880
1 of 4 4 ASPINWALL RD
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
3
2038 ft2
1951
1 of 4 100 Pleasantview Dr
Rent To Own
 
Multifamily (2 - 4 Units)
Elizaville, NY 12523
1
1
800 ft2
1960
1 of 41 18 PATROON PL
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
3
1639 ft2
1965
Hot
1 of 22 275 TAMPA AVE
Rent To Own
Buckingham Lake - Crestwood
Single Family Home
Albany, NY 12208
3
2
1300 ft2
1953
1 of 15 1315 and 1317 15th Street
Rent To Own
The Hill
Multifamily (2 - 4 Units)
Troy, NY 12180
7
5
2050 ft2
1 of 15 1 REGAL CT
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
1
1200 ft2
1963
Hot
1 of 12 103 SAND CREEK RD
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1286 ft2
1895
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Buying a Home in Chatham, NY

Chatham, NY is seeing rapid growth and Chatham, NY's' housing market remains not optimal with an average home price that is 2% above the 2024 national average. Chatham, NY is part of Columbia county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Columbia is 1.62% which is above the national average, which is 0.99%.

Median Home Price in Chatham, NY

Median Rent in Chatham, NY

Rent to own homes offer low monthly payments and flexible terms.