Rent to own Homes in Cooperstown, NY

Cooperstown, NY is a great place for affordable rent-to-own homes! With a median household income of over $65,192 and a median rent of $1,081, the Cooperstown, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cooperstown, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cooperstown, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 86 2515 New York 28
Rent To Own
 
Multifamily (2 - 4 Units)
Oneonta, NY 13820
3
2
8944 ft2
1972
Hot
1 of 6 134 LOWER TODDSVILLE RD
Rent To Own
 
Single Family Home
Cooperstown, NY 13326
3
1
1800 ft2
1820
1 of 23 291 MAPLE VALLEY RD
Rent To Own
 
Single Family Home
Worcester, NY 12197
6
1
1800 ft2
157 COUNTY HIGHWAY 47
Rent To Own
 
Single Family Home
Oneonta, NY 13820
1
1
728 ft2
1920
Hot
1 of 35 615 BUCK RD
Rent To Own
 
Single Family Home
Davenport, NY 13750
3
3
1900 ft2
1999
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
1 of 25 25 Lake Shore Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Kortright, NY 13739
3
4
2184 ft2
2012
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
29 REID ST
Rent To Own
 
Single Family Home
Fort Plain, NY 13339
4
2
1970 ft2
1875
1 of 16 51830 STATE HIGHWAY 10
Rent To Own
 
Townhouse/Condo
Bloomville, NY 13739
6
4
2500 ft2
1900
Hot
1 of 27 3815 COUNTY HIGHWAY 18
Rent To Own
 
Single Family Home
New Berlin, NY 13411
6
3
2984 ft2
1840
1 of 9 49 LAKE ST
Rent To Own
 
Single Family Home
Stamford, NY 12167
4
2
1700 ft2
1898
1 of 5 169 WOODLAND DR
Rent To Own
 
Single Family Home
Jefferson, NY 12093
2
1
1632 ft2
1985
Hot
1 of 39 142 MATIS DR
Rent To Own
 
Single Family Home
Saint Johnsville, NY 13452
2
3
1496 ft2
2008
6992 Dunk Hill Rd
Rent To Own
 
Single Family Home
Franklin, NY 13775
1
1
600 ft2
2022
1 of 15 375 DUTCHTOWN RD
Rent To Own
 
Single Family Home
Dolgeville, NY 13329
3
1
1208 ft2
1858
1 of 27 1043 COUNTY ROAD 29
Rent To Own
 
Single Family Home
South New Berlin, NY 13843
3
1
1472 ft2
1900
Hot
1 of 12 210 GARFIELD ST
Rent To Own
North Utica
Single Family Home
Utica, NY 13502
2
1
1395 ft2
1953
1106 MAPLE ST
Rent To Own
West Utica
Townhouse/Condo
Utica, NY 13502
4
2
2084 ft2
1900
1 of 22 Kane Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Gilboa, NY 12076
1
1
1000 ft2
2019
1 of 58 2942 COUNTY HIGHWAY 23
Rent To Own
 
Single Family Home
Walton, NY 13856
8
4
4500 ft2
1904
1 of 45 45 School View Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Roxbury (Grand Gorge), NY 12434
4
3
1900 ft2
1991
Hot
33 CHURCH ST
Rent To Own
 
Single Family Home
Unadilla, NY 13849
1
1
912 ft2
1950
60635 Saint Hwy #30
Rent To Own
 
Single Family Home
Grand Gorge, NY 12434
7
3
3716 ft2
1910
Hot
1 of 38 6804 W HILL RD
Rent To Own
 
Single Family Home
Deansboro, NY 13328
3
2
1980 ft2
1888
1 of 5 State Route 7
Rent To Own
 
Multifamily (2 - 4 Units)
Sidney, NY 13838
3
6
8600 ft2
2000
1 of 40 46860 New York 30
Rent To Own
 
Multifamily (2 - 4 Units)
Halcottsville, NY 12438
4
2
2000 ft2
2010
1 of 7 2 WALNUT ST
Auction
 
Single Family Home
Cooperstown, NY 13326
2
1
1230 ft2
1951
New
25 SUSQUEHANNA AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cooperstown, NY 13326
2
2
1569 ft2
1885
Hot
1819 STATE HIGHWAY 166
Fannie Mae/Freddie Mac
 
Single Family Home
Cooperstown, NY 13326
4
2
1887 ft2
1900
69 W MAIN ST
REO Foreclosure
 
Single Family Home
Milford, NY 13807
4
2
2394 ft2
1905
New
83 W MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Milford, NY 13807
5
5
2736 ft2
1872
New
1 of 24 168 MOUNTAIN LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cooperstown, NY 13326
2
2
1756 ft2
1996
New
7383 STATE HWY 28
REO Foreclosure
 
Single Family Home
Schuyler Lake, NY 13457
3
1
1946 ft2
1900
1 of 15 1211 COUNTY HIGHWAY 46
Fannie Mae/Freddie Mac
 
Single Family Home
Oneonta, NY 13820
4
1
1860 ft2
1870
New
147 COUNTY HIGHWAY 29A
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Springfield Center, NY 13468
3
2
1256 ft2
1950
1 of 36 137 HILLSIDE DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Richfield Springs, NY 13439
4
2
1730 ft2
1940
2547 COUNTY HIGHWAY 22
REO Foreclosure
 
Single Family Home
Richfield Springs, NY 13439
3
2
960 ft2
1990
1 of 33 17 RIVER ST
REO Foreclosure
 
Single Family Home
Richfield Springs, NY 13439
3
1
1618 ft2
1900
New
1 of 5 206 MAIN ST
Auction
 
Single Family Home
Richfield Springs, NY 13439
6
3
3240 ft2
1860
Hot
1 of 10 181 SHERIDAN RD
Fannie Mae/Freddie Mac
 
Single Family Home
Richfield Springs, NY 13439
3
2
1787 ft2
1971
1 of 54 2282 STATE HIGHWAY 205
REO Foreclosure
 
Single Family Home
Mount Vision, NY 13810
3
1
1931 ft2
1925
1 of 14 904 County Highway 44
REO Foreclosure
 
Single Family Home
Milford, NY 13807
3
1
1530 ft2
New
395 SMOKEY AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schenevus, NY 12155
2
1
1700 ft2
1958
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Buying a Home in Cooperstown, NY

Cooperstown, NY is seeing rapid growth and Cooperstown, NY's' housing market remains not optimal with an average home price that is 60% above the 2024 national average. Cooperstown, NY is part of Otsego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Otsego is 1.59% which is above the national average, which is 0.99%.

Median Home Price in Cooperstown, NY

Median Rent in Cooperstown, NY

Rent to own homes offer low monthly payments and flexible terms.