Rent to own Homes in Cortland, NY

Cortland, the namesake of the county seat, is a city with a thriving downtown, recreational opportunities, and a vibrant university. The city is a crossroads for important arterial highways, including U.S. Route 11 and Interstate 81. Route 13 is one of the busiest local highways in New York State. It junctions in Cortland and is an important connection between the nearby cities of Syracuse and Binghamton.

Cortland, NY is a great place for affordable rent-to-own homes! With a median household income of over $48,859 and a median rent of $765, the Cortland, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cortland, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cortland, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
16 JEFFERSON ST
Rent To Own
 
Single Family Home
Auburn, NY 13021
2
2
1160 ft2
1850
1 of 40 6992 North Glen Haven Road (LAKE FRONT)
Rent To Own
 
Multifamily (2 - 4 Units)
Skaneateles, NY 13152
3
2
2000 ft2
1995
1 of 11 1299 COUNTY ROUTE 115
Rent To Own
 
Single Family Home
Lindley, NY 14858
4
2
1475 ft2
1940
Hot
1 of 19 2359 OTISCO VALLEY RD
Rent To Own
 
Single Family Home
Marietta, NY 13110
5
4
2700 ft2
1840
116 LAKE ST
Rent To Own
University Hill
Townhouse/Condo
Ithaca, NY 14850
9
6
4657 ft2
1985
1 of 9 120 RIDGECREST RD
Rent To Own
South Hill
Single Family Home
Ithaca, NY 14850
3
1
1254 ft2
1952
Hot
3331 STATE ROUTE 91
Rent To Own
 
Single Family Home
Jamesville, NY 13078
2
1
644 ft2
1954
1 of 33 1685 Newark Valley-Maine Road
Rent To Own
 
Multifamily (2 - 4 Units)
Newark Valley, NY 13811
4
2
2400 ft2
1984
Hot
1 of 24 61 GUNDERMAN RD
Rent To Own
 
Single Family Home
Ithaca, NY 14850
3
1
1430 ft2
1975
Hot
1 of 32 2635 MILL ST
Rent To Own
 
Single Family Home
New Woodstock, NY 13122
4
2
2077 ft2
1830
1 of 25 4668 AQUA DR
Rent To Own
 
Single Family Home
Marcellus, NY 13108
4
2
1785 ft2
1973
Hot
1 of 23 496 HAYTS RD
Rent To Own
 
Single Family Home
Ithaca, NY 14850
3
1
960 ft2
1989
1 of 13 67 Sunnyfield Dr.
Rent To Own
 
Multifamily (2 - 4 Units)
Owego, NY 13827
3
2
1360 ft2
Hot
1 of 17 205 CANTERBURY DR
Rent To Own
Fairmount
Single Family Home
Camillus, NY 13031
4
3
1844 ft2
1965
Hot
1 of 21 8 CRICKET LN
Rent To Own
Lyndon
Single Family Home
Fayetteville, NY 13066
4
3
2384 ft2
1983
Hot
1 of 22 229 WELLINGTON RD
Rent To Own
Dewitt
Single Family Home
Syracuse, NY 13214
3
2
1764 ft2
1937
1 of 18 307 MAPLE RD
Rent To Own
Westvale
Single Family Home
Syracuse, NY 13219
3
2
1764 ft2
1950
Hot
104 N BROTZMAN RD
Rent To Own
 
Single Family Home
Castle Creek, NY 13744
1
1
1248 ft2
1973
Hot
1 of 27 611 W GRANGER RD
Rent To Own
Westvale
Single Family Home
Syracuse, NY 13219
4
2
1680 ft2
1963
1 of 20 126 E GENESEE ST
Rent To Own
Fayetteville
Multifamily (5+ Units)
Fayetteville, NY 13066
7
4
4325 ft2
1830
1 of 17 429 North Franklin Street 305
Rent To Own
Lakefront
Multifamily (2 - 4 Units)
Syracuse, NY 13204
1
1
1073 ft2
2001
Hot
1141 TEALL AVE
Rent To Own
 
Single Family Home
Syracuse, NY 13206
4
1
1536 ft2
1910
1 of 26 63 WARRICK RD
Rent To Own
 
Single Family Home
Endicott, NY 13760
6
3
4000 ft2
2007
Hot
1 of 22 802 DAY HOLLOW RD
Rent To Own
 
Single Family Home
Endicott, NY 13760
3
1
1260 ft2
1900
1 of 32 1807 BREWERTON RD
Rent To Own
Mattydale
Townhouse/Condo
Syracuse, NY 13211
4
4
1388 ft2
1915
Hot
1 of 43 150 SHETLAND PL
Rent To Own
 
Single Family Home
Warners, NY 13164
3
2
2064 ft2
2011
Hot
1 of 5 3633 LYNDALE DR
Rent To Own
Endwell
Single Family Home
Endicott, NY 13760
3
2
1800 ft2
1957
Hot
1 of 24 301 MOHEGAN ST
Rent To Own
Lakeside
Single Family Home
Syracuse, NY 13209
3
3
1700 ft2
1997
1 of 22 115 N ROOSEVELT AVE
Rent To Own
Endicott Historic District
Single Family Home
Endicott, NY 13760
3
2
1765 ft2
1930
Hot
603 N NANTICOKE AVE
Rent To Own
Endicott
Single Family Home
Endicott, NY 13760
3
2
1189 ft2
1930
Hot
1 of 23 3617 WATSON BLVD
Rent To Own
Endwell
Single Family Home
Endicott, NY 13760
3
2
1582 ft2
1930
Hot
1 of 14 35 UNION ST
Rent To Own
 
Townhouse/Condo
Auburn, NY 13021
3
2
1676 ft2
1900
Hot
1 of 13 54 HOSPITAL HILL RD
Rent To Own
Chenango Bridge
Single Family Home
Binghamton, NY 13901
3
2
1600 ft2
1958
Hot
1 of 2 43 SAINT CHARLES ST
Rent To Own
Johnson City
Townhouse/Condo
Johnson City, NY 13790
6
3
2312 ft2
1943
Hot
1 of 50 1226 MEAD RD
Rent To Own
 
Single Family Home
Binghamton, NY 13901
5
2
1783 ft2
1961
31 LONGVIEW AVE
Rent To Own
 
Single Family Home
Binghamton, NY 13905
3
2
1248 ft2
1925
Hot
1 of 21 779 RIVER RD
Rent To Own
Chenango Bridge
Single Family Home
Binghamton, NY 13901
3
2
1144 ft2
1980
1 of 4 5494 STATE ROUTE 79
Rent To Own
 
Single Family Home
Port Crane, NY 13833
4
2
2240 ft2
2009
Hot
1 of 16 6133 QUARRY RD
Rent To Own
 
Single Family Home
Canastota, NY 13032
3
3
1638 ft2
1983
Hot
151 N GREENBUSH RD
Rent To Own
 
Single Family Home
Erin, NY 14838
3
2
2000 ft2
1970
Hot
1 of 11 587 NORTH RD
Rent To Own
 
Single Family Home
Binghamton, NY 13904
4
1
1344 ft2
1960
41 E COURT ST
Pre-Foreclosure (Lis Pendens)
 
Townhouse/Condo
Cortland, NY 13045
6
3
3146 ft2
1890
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13045 rent to own homes

Buying a Home in Cortland, NY

Cortland, NY is seeing rapid growth and Cortland, NY's' housing market remains optimal with an average home price that is -48% below the 2024 national average. Cortland, NY is part of Cortland county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Cortland is 2.89% which is above the national average, which is 0.99%.

Median Home Price in Cortland, NY

Median Rent in Cortland, NY

Rent to own homes offer low monthly payments and flexible terms.

Top 7 Reasons to Live in Cortland, NY

Historical points of interest! History buffs will quickly fall for Cortland. The whimsical 1890 House stone mansion on Tompkins Street houses historical exhibits within its 15,000 square foot interior. An octagonal house on North Church Street is another highlight. The Suggett House is headquarters for the Cortland County Historical Society and holds programs about local history throughout the year.

A town teeming with culture! There are many cultural activities to participate in for residents of Cortland. The State University of New York College at Cortland, or SUNY Cortland, is central to the city, with a wealth of activities and sports events for the community to enjoy. The nearby Cortland Repertory Theater boasts performances and festivals.

Residences with old-world charm! For those who prefer stately homes with old-fashioned charm a bevy of single-family dwellings are close to the university on West Court Street, while nearby Stevenson Street boasts quaint, classic houses. Cortland has enjoyed a rise in population since 2000 of more than two percent, so others agree about its appeal.

New York Jets! SUNY Cortland is host to the New York Jets Training Camp. No-cost tickets can be ordered directly from the Jets website and the event takes place at the SUNY Cortland Stadium Complex, nestled between Tompkins Street and Route 281.

A vibrant downtown! The Cortland Downtown Partnership oversees community activities year-round. A walk downtown is a step back in time, with the old-fashioned buildings and wide Main Street filled with restaurants, pubs and shops. The Community Restaurant has been a favorite for over 80 years and The Deli Downtown is another popular destination.

Diversified home types! There are many living options in Cortland, including rent to own homes. Central Avenue in Cortland offers single-family and multi-family houses from the turn of the 1900s. Walden Oaks Boulevard features newer construction in a neighborhood with more expansive lots.

Recreational activities abound! Greek Peak Mountain Resort offers skiing, the Waterfalls Spa, and Cascade Indoor Waterpark. Cortland's city parks include Randall Park, Yaman Park, and Suggett Park, which offer amenities for baseball, basketball, skateboarding, tennis, and swimming.