Rent to own Homes in Richfield Springs, NY

Richfield Springs, NY is a great place for affordable rent-to-own homes! With a median household income of over $39,300 and a median rent of $636, the Richfield Springs, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Richfield Springs, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Richfield Springs, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 86 2515 New York 28
Rent To Own
 
Multifamily (2 - 4 Units)
Oneonta, NY 13820
3
2
8944 ft2
1972
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
Hot
1 of 6 134 LOWER TODDSVILLE RD
Rent To Own
 
Single Family Home
Cooperstown, NY 13326
3
1
1800 ft2
1820
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
1 of 23 291 MAPLE VALLEY RD
Rent To Own
 
Single Family Home
Worcester, NY 12197
6
1
1800 ft2
Hot
1 of 12 210 GARFIELD ST
Rent To Own
North Utica
Single Family Home
Utica, NY 13502
2
1
1395 ft2
1953
1106 MAPLE ST
Rent To Own
West Utica
Townhouse/Condo
Utica, NY 13502
4
2
2084 ft2
1900
29 REID ST
Rent To Own
 
Single Family Home
Fort Plain, NY 13339
4
2
1970 ft2
1875
1 of 15 375 DUTCHTOWN RD
Rent To Own
 
Single Family Home
Dolgeville, NY 13329
3
1
1208 ft2
1858
Hot
1 of 27 3815 COUNTY HIGHWAY 18
Rent To Own
 
Single Family Home
New Berlin, NY 13411
6
3
2984 ft2
1840
782 SULPHUR SPRINGS RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
5
1
1902 ft2
1910
Hot
1 of 39 142 MATIS DR
Rent To Own
 
Single Family Home
Saint Johnsville, NY 13452
2
3
1496 ft2
2008
157 COUNTY HIGHWAY 47
Rent To Own
 
Single Family Home
Oneonta, NY 13820
1
1
728 ft2
1920
Hot
1 of 35 615 BUCK RD
Rent To Own
 
Single Family Home
Davenport, NY 13750
3
3
1900 ft2
1999
496 Simpson Rd
Rent To Own
 
Single Family Home
Remsen, NY 13438
3
2
1705 ft2
1957
Hot
1 of 38 6804 W HILL RD
Rent To Own
 
Single Family Home
Deansboro, NY 13328
3
2
1980 ft2
1888
1 of 27 1043 COUNTY ROAD 29
Rent To Own
 
Single Family Home
South New Berlin, NY 13843
3
1
1472 ft2
1900
1 of 42 6695 New York 5
Rent To Own
 
Multifamily (2 - 4 Units)
Vernon, NY 13476
3
2
1280 ft2
1974
1 of 25 25 Lake Shore Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Kortright, NY 13739
3
4
2184 ft2
2012
1 of 5 169 WOODLAND DR
Rent To Own
 
Single Family Home
Jefferson, NY 12093
2
1
1632 ft2
1985
1 of 9 49 LAKE ST
Rent To Own
 
Single Family Home
Stamford, NY 12167
4
2
1700 ft2
1898
1 of 50 304 MAPLE ST
Rent To Own
 
Multifamily (2 - 4 Units)
Rome, NY 13440
3
2
1850 ft2
1 of 31 124 VAN TASSEL LN
Rent To Own
 
Single Family Home
Rome, NY 13440
3
2
1440 ft2
2005
1 of 22 Kane Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Gilboa, NY 12076
1
1
1000 ft2
2019
1 of 45 45 School View Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Roxbury (Grand Gorge), NY 12434
4
3
1900 ft2
1991
60635 Saint Hwy #30
Rent To Own
 
Single Family Home
Grand Gorge, NY 12434
7
3
3716 ft2
1910
1 of 33 17 RIVER ST
REO Foreclosure
 
Single Family Home
Richfield Springs, NY 13439
3
1
1618 ft2
1900
New
1 of 5 206 MAIN ST
Auction
 
Single Family Home
Richfield Springs, NY 13439
6
3
3240 ft2
1860
Hot
1 of 10 181 SHERIDAN RD
Fannie Mae/Freddie Mac
 
Single Family Home
Richfield Springs, NY 13439
3
2
1787 ft2
1971
2547 COUNTY HIGHWAY 22
REO Foreclosure
 
Single Family Home
Richfield Springs, NY 13439
3
2
960 ft2
1990
1 of 36 137 HILLSIDE DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Richfield Springs, NY 13439
4
2
1730 ft2
1940
New
1 of 41 450 DUGAN RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Richfield Springs, NY 13439
3
1
1026 ft2
1964
New
7383 STATE HWY 28
REO Foreclosure
 
Single Family Home
Schuyler Lake, NY 13457
3
1
1946 ft2
1900
New
147 COUNTY HIGHWAY 29A
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Springfield Center, NY 13468
3
2
1256 ft2
1950
1 of 3 2583 STATE ROUTE 168
Auction
 
Single Family Home
Mohawk, NY 13407
2
1
1008 ft2
1900
1 of 72 111 JORDANVILLE RD
Auction
 
Single Family Home
Ilion, NY 13357
4
2
2569 ft2
1900
1288 CHYLE RD
REO Foreclosure
 
Single Family Home
Jordanville, NY 13361
4
2
1504 ft2
1900
New
1 of 29 40 COLUMBIA ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Mohawk, NY 13407
3
1
1414 ft2
1947
154-156 WEST ST
Auction
 
Townhouse/Condo
Ilion, NY 13357
4
3
2083 ft2
1856
New
1 of 61 31 RICHFIELD ST
Auction
 
Single Family Home
Ilion, NY 13357
4
2
1572 ft2
1909
New
1 of 84 448 OTSEGO ST
Auction
 
Single Family Home
Ilion, NY 13357
4
3
1943 ft2
1975
2223 NY State 28
REO Foreclosure
 
Single Family Home
Mohawk, NY 13407
3
1
1226 ft2
1954
Hot
58 MAPLE PL
REO Foreclosure
 
Single Family Home
Ilion, NY 13357
3
1
1366 ft2
1925
New
1 of 15 332 OTSEGO ST
Auction
 
Single Family Home
Ilion, NY 13357
4
2
2000 ft2
1910
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Neighborhoods in Richfield Springs, NY

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Popular Zip Codes in Richfield Springs, NY

13439 rent to own homes

Buying a Home in Richfield Springs, NY

Richfield Springs, NY is seeing rapid growth and Richfield Springs, NY's' housing market remains optimal with an average home price that is -51% below the 2024 national average. Richfield Springs, NY is part of Otsego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Otsego is 1.59% which is above the national average, which is 0.99%.

Median Home Price in Richfield Springs, NY

Median Rent in Richfield Springs, NY

Rent to own homes offer low monthly payments and flexible terms.