Rent to own Homes in Smyrna, NY

Smyrna, NY is a great place for affordable rent-to-own homes! With a median household income of over $31,875 and a median rent of $850, the Smyrna, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Smyrna, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Smyrna, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
407 DOING RD
Rent To Own
 
Single Family Home
Norwich, NY 13815
3
1
1134 ft2
1957
141 CRANDALL ST
Rent To Own
 
Single Family Home
Norwich, NY 13815
4
2
1700 ft2
1875
Hot
1 of 27 1043 COUNTY ROAD 29
Rent To Own
 
Single Family Home
South New Berlin, NY 13843
3
1
1472 ft2
1900
1 of 27 3815 COUNTY HIGHWAY 18
Rent To Own
 
Single Family Home
New Berlin, NY 13411
6
3
2984 ft2
1840
Hot
1 of 32 2635 MILL ST
Rent To Own
 
Single Family Home
New Woodstock, NY 13122
4
2
2077 ft2
1830
Hot
1 of 38 6804 W HILL RD
Rent To Own
 
Single Family Home
Deansboro, NY 13328
3
2
1980 ft2
1888
127 Willow Pl
Rent To Own
 
Single Family Home
Sherrill, NY 13461
3
2
1400 ft2
2022
1 of 5 State Route 7
Rent To Own
 
Multifamily (2 - 4 Units)
Sidney, NY 13838
3
6
8600 ft2
2000
Hot
1 of 34 410 BROAD ST
Rent To Own
 
Single Family Home
Oneida, NY 13421
4
3
2593 ft2
1880
1 of 42 6695 New York 5
Rent To Own
 
Multifamily (2 - 4 Units)
Vernon, NY 13476
3
2
1280 ft2
1974
Hot
1 of 16 6133 QUARRY RD
Rent To Own
 
Single Family Home
Canastota, NY 13032
3
3
1638 ft2
1983
33 CHURCH ST
Rent To Own
 
Single Family Home
Unadilla, NY 13849
1
1
912 ft2
1950
1 of 4 5494 STATE ROUTE 79
Rent To Own
 
Single Family Home
Port Crane, NY 13833
4
2
2240 ft2
2009
1106 MAPLE ST
Rent To Own
West Utica
Townhouse/Condo
Utica, NY 13502
4
2
2084 ft2
1900
Hot
3331 STATE ROUTE 91
Rent To Own
 
Single Family Home
Jamesville, NY 13078
2
1
644 ft2
1954
Hot
104 N BROTZMAN RD
Rent To Own
 
Single Family Home
Castle Creek, NY 13744
1
1
1248 ft2
1973
1 of 20 126 E GENESEE ST
Rent To Own
Fayetteville
Multifamily (5+ Units)
Fayetteville, NY 13066
7
4
4325 ft2
1830
Hot
1 of 12 210 GARFIELD ST
Rent To Own
North Utica
Single Family Home
Utica, NY 13502
2
1
1395 ft2
1953
Hot
1 of 28 1281 TYLER RD
Rent To Own
 
Single Family Home
Bridgeport, NY 13030
3
2
1527 ft2
1950
Hot
1 of 21 8 CRICKET LN
Rent To Own
Lyndon
Single Family Home
Fayetteville, NY 13066
4
3
2384 ft2
1983
Hot
1 of 22 229 WELLINGTON RD
Rent To Own
Dewitt
Single Family Home
Syracuse, NY 13214
3
2
1764 ft2
1937
1 of 58 2942 COUNTY HIGHWAY 23
Rent To Own
 
Single Family Home
Walton, NY 13856
8
4
4500 ft2
1904
6992 Dunk Hill Rd
Rent To Own
 
Single Family Home
Franklin, NY 13775
1
1
600 ft2
2022
28 FAIR ST
Rent To Own
 
Townhouse/Condo
Norwich, NY 13815
7
7
4250 ft2
1950
New
115 CROSS RD
Rent To Own
 
Single Family Home
Chenango Forks, NY 13746
2
1
875 ft2
1958
New
4 W MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Smyrna, NY 13464
4
2
2838 ft2
1840
New
1 of 24 9 PARSONS ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Earlville, NY 13332
3
2
1592 ft2
1927
1 of 40 74 N MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Earlville, NY 13332
3
2
1740 ft2
1870
335 COUNTY ROAD 23
REO Foreclosure
 
Single Family Home
Sherburne, NY 13460
4
1
1513 ft2
1900
New
487 COUNTY ROAD 16
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Plymouth, NY 13832
4
1
1242 ft2
1875
New
1 of 29 219 COUNTY ROAD 24
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Sherburne, NY 13460
2
2
1340 ft2
1850
New
1 of 4 322 FURMAN MILL RD
Auction
 
Single Family Home
Sherburne, NY 13460
5
4
3064 ft2
1900
7916 LARKIN RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Hubbardsville, NY 13355
3
3
2688 ft2
2004
669 COUNTY ROAD 29
Auction
 
Single Family Home
Norwich, NY 13815
3
2
2576 ft2
2004
1 of 72 2399 MEADOW LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Hamilton, NY 13346
4
3
2535 ft2
1981
1 of 54 111-113 GROTSINGER RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Norwich, NY 13815
2
2
974 ft2
1968
1 of 44 56 FAIR ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Norwich, NY 13815
3
2
2234 ft2
1910
New
1 of 53 1282 COUNTY ROAD 4
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Oxford, NY 13830
3
2
1680 ft2
2004
77 SHELDON ST
REO Foreclosure
 
Single Family Home
Norwich, NY 13815
5
2
1971 ft2
1900
Hot
7226 BUTTERNUT LN
REO Foreclosure
 
Single Family Home
Hamilton, NY 13346
4
2
2281 ft2
1975
1 of 37 10 DIAMOND ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Norwich, NY 13815
3
2
1436 ft2
1900
New
1 of 23 14 CONKEY AVE
Auction
 
Single Family Home
Norwich, NY 13815
3
2
1975 ft2
1928
17 CONKEY AVE
REO Foreclosure
 
Single Family Home
Norwich, NY 13815
3
2
2141 ft2
1900
21 FRANCIS AVE
REO Foreclosure
 
Single Family Home
Norwich, NY 13815
4
2
2144 ft2
1939
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Buying a Home in Smyrna, NY

Smyrna, NY is seeing rapid growth and Smyrna, NY's' housing market remains optimal with an average home price that is -78% below the 2024 national average. Smyrna, NY is part of Chenango county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Chenango is 2.35% which is above the national average, which is 0.99%.

Median Home Price in Smyrna, NY

Median Rent in Smyrna, NY

Rent to own homes offer low monthly payments and flexible terms.