Rent to own Homes in Waterloo, NY

Waterloo, NY is a great place for affordable rent-to-own homes! With a median household income of over $58,255 and a median rent of $782, the Waterloo, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Waterloo, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Waterloo, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
16 JEFFERSON ST
Rent To Own
 
Single Family Home
Auburn, NY 13021
2
2
1160 ft2
1850
1 of 12 3563 New York 89
Rent To Own
 
Multifamily (2 - 4 Units)
Seneca Falls, NY 13148
4
2
4000 ft2
1 of 17 369 ELLIS POINT RD
Rent To Own
 
Single Family Home
Aurora, NY 13026
4
2
3000 ft2
1804
Hot
1 of 14 35 UNION ST
Rent To Own
 
Townhouse/Condo
Auburn, NY 13021
3
2
1676 ft2
1900
1 of 33 12147 Duck Lake Road ***NEWLY COMPLETED
Rent To Own
 
Multifamily (2 - 4 Units)
Red Creek, NY 13143
2
1
1350 ft2
1900
1 of 14 75 Onondaga Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Manchester, NY 14504
2
2
1120 ft2
2004
New
7120 BAYVIEW DR
Rent To Own
 
Single Family Home
Sodus Point, NY 14555
4
3
2595 ft2
1961
Hot
1 of 12 4203 ANGELA WAY
Rent To Own
 
Single Family Home
Canandaigua, NY 14424
6
4
2916 ft2
2006
Hot
106 CANANDAIGUA AVE
Rent To Own
 
Single Family Home
Canandaigua, NY 14424
3
2
936 ft2
1960
Hot
1 of 2 4839 VOORHEIS RD
Rent To Own
 
Single Family Home
Trumansburg, NY 14886
5
2
1952 ft2
1900
1 of 9 12648 NYS Rte 176
Rent To Own
 
Multifamily (2 - 4 Units)
Cato, NY 13033
3
1
0 ft2
1 of 24 9589 LAKESHORE DR
Rent To Own
 
Single Family Home
Hammondsport, NY 14840
2
2
928 ft2
1950
1 of 11 106 Tidd Circle
Rent To Own
 
Multifamily (2 - 4 Units)
Farmington, NY 14425
3
2
1344 ft2
1999
Hot
1 of 23 496 HAYTS RD
Rent To Own
 
Single Family Home
Ithaca, NY 14850
3
1
960 ft2
1989
1 of 25 6249 HAWKS RD
Rent To Own
 
Single Family Home
Naples, NY 14512
3
3
2400 ft2
1989
1 of 41 7683 FABER RD
Rent To Own
 
Single Family Home
Prattsburgh, NY 14873
5
2
1600 ft2
2002
1 of 11 25 COMSTOCK RD
Rent To Own
Village Of Baldwinsville
Single Family Home
Baldwinsville, NY 13027
4
3
2100 ft2
1955
116 LAKE ST
Rent To Own
University Hill
Townhouse/Condo
Ithaca, NY 14850
9
6
4657 ft2
1985
Hot
104 ITHACA RD
Rent To Own
Belle Sherman
Single Family Home
Ithaca, NY 14850
4
2
3464 ft2
1925
1 of 9 120 RIDGECREST RD
Rent To Own
South Hill
Single Family Home
Ithaca, NY 14850
3
1
1254 ft2
1952
New
4521 SUMMIT PKWY
Rent To Own
 
Single Family Home
Canandaigua, NY 14424
3
2
1456 ft2
1987
Hot
12 BARHAM AVE
Short Sale
 
Single Family Home
Waterloo, NY 13165
3
1
1040 ft2
1952
Hot
58 INSLEE ST
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
3
2
1435 ft2
1940
101 VIRGINIA ST
REO Foreclosure
 
Townhouse/Condo
Waterloo, NY 13165
5
3
3693 ft2
1855
Hot
3 CLARK ST
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
2
2
1631 ft2
1920
Hot
38 SWIFT ST
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
3
2
1497 ft2
1920
New
1 of 5 42 WALNUT ST N
Auction
 
Single Family Home
Waterloo, NY 13165
4
2
2601 ft2
1870
2071 COUNTY HOUSE RD
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
4
2
1888 ft2
1970
1906 POWDERLY RD
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
3
1
1701 ft2
1920
Hot
2478 REED RD
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
4
1
2176 ft2
1920
New
1 of 110 230 FALL ST
Auction
 
Single Family Home
Seneca Falls, NY 13148
4
3
1686 ft2
1951
19 VAN RENSSALAER ST
REO Foreclosure
 
Single Family Home
Seneca Falls, NY 13148
4
3
2072 ft2
1999
28 PLEASANT ST
REO Foreclosure
 
Single Family Home
Seneca Falls, NY 13148
4
1
1144 ft2
1900
Hot
13 JOHN ST
Short Sale
 
Single Family Home
Seneca Falls, NY 13148
3
1
1538 ft2
1920
Hot
7 SENECA CIR
REO Foreclosure
 
Single Family Home
Seneca Falls, NY 13148
3
1
999 ft2
1954
New
55 WASHINGTON ST
REO Foreclosure
 
Townhouse/Condo
Seneca Falls, NY 13148
5
2
2333 ft2
1850
58 BORDER CITY RD
REO Foreclosure
 
Single Family Home
Waterloo, NY 13165
8
3
2520 ft2
1920
2393 County Road #124
REO Foreclosure
 
Single Family Home
Fayette, NY 13065
3
1
1106 ft2
1900
1933 STATE ROUTE 14
REO Foreclosure
 
Single Family Home
Geneva, NY 14456
3
2
1404 ft2
2000
New
58 WADSWORTH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Geneva, NY 14456
2
1
972 ft2
1900
New
3001 N GENESEE ST
Auction
 
Single Family Home
Geneva, NY 14456
3
2
1417 ft2
1930
21 CLINTON ST
REO Foreclosure
 
Single Family Home
Geneva, NY 14456
2
1
1084 ft2
1900
Hot
1963 HAYES RD
REO Foreclosure
 
Single Family Home
Geneva, NY 14456
4
2
1920 ft2
1974
28 FOLGER ST
REO Foreclosure
 
Single Family Home
Geneva, NY 14456
3
2
2160 ft2
1980
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Buying a Home in Waterloo, NY

Waterloo, NY is seeing rapid growth and Waterloo, NY's' housing market remains optimal with an average home price that is -58% below the 2024 national average. Waterloo, NY is part of Seneca county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Seneca is 2.86% which is above the national average, which is 0.99%.

Median Home Price in Waterloo, NY

Median Rent in Waterloo, NY

Rent to own homes offer low monthly payments and flexible terms.