Rent to own Homes in White Plains, NY

It's one of the best places to live. Money Magazine lauds the city as a top place to live because it's only 35 minutes from the amenities of New York City and boasts several corporate offices, including those of Heineken.

White Plains, NY is a great place for affordable rent-to-own homes! With a median household income of over $96,715 and a median rent of $1,781, the White Plains, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in White Plains, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out White Plains, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
24 OAKLAND AVE
Rent To Own
North Side
Single Family Home
Mount Vernon, NY 10552
4
4
2000 ft2
1930
1 of 5 100 Clarewood Drive
Rent To Own
Greenburgh
Multifamily (2 - 4 Units)
Hastings-On-Hudson, NY 10706
1
1
776 ft2
1925
5900 ARLINGTON AVE #21B
Rent To Own
North Riverdale
Townhouse/Condo
Bronx, NY 10471
4
2
1580 ft2
1962
241 W 108TH ST #4C
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10025
1
1
750 ft2
1911
73-12 35th Ave #C6
Rent To Own
Northwestern Queens
Single Family Home
Jackson Heights, NY 11372
2
1
938 ft2
1940
141-24 78th Avenue Avenue UNIT 2B
Rent To Own
Kew Garden Hills
Single Family Home
Flushing, NY 11367
3
1
0 ft2
1942
343 E 74th St PENTHOUSE 1D
Rent To Own
Upper East Side
Single Family Home
New York, NY 10021
3
4
1862 ft2
1987
401 E 60TH ST #4C
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10022
5
5
3500 ft2
2000
138 The Knoll UNIT 138
Rent To Own
 
Single Family Home
Syosset, NY 11791
3
3
2000 ft2
1982
6010 Boulevard E #64
Rent To Own
West New York
Single Family Home
West New York, NJ 07093
2
2
1535 ft2
1 of 14 225 E 34TH ST
Rent To Own
Murray Hill
Townhouse/Condo
New York, NY 10016
2
2
1110 ft2
2007
20 LEXINGTON HL #10
Rent To Own
Kips Bay
Townhouse/Condo
Harriman, NY 10926
2
2
960 ft2
1985
New
170 W 23rd St
Rent To Own
Chelsea
Townhouse/Condo
New York, NY 10011
1
1
600 ft2
1973
New
518-536 GREGORY AVE #B201
Rent To Own
 
Townhouse/Condo
Weehawken, NJ 07086
1
1
700 ft2
1988
328 UNION AVE
Rent To Own
Wood Ridge
Single Family Home
Wood Ridge, NJ 07075
4
2
2450 ft2
1946
Hot
1 of 8 173 FARMINGVILLE RD
Rent To Own
 
Single Family Home
Ridgefield, CT 06877
4
4
5440 ft2
1978
57 FRONT ST #704
Rent To Own
DUMBO
Townhouse/Condo
Brooklyn, NY 11201
2
2
1132 ft2
1899
Hot
663 LENOX RD
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1160 ft2
1920
726 E 45TH ST
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1600 ft2
1920
1 of 12 1916 Ocean Ave, #10
Rent To Own
Midwood
Multifamily (2 - 4 Units)
Brooklyn, NY 11230
2
2
1151 ft2
2017
2131 Ocean Ave PH 7B
Rent To Own
Sheepshead Bay
Single Family Home
Brooklyn, NY 11229
3
3
1705 ft2
2019
Hot
1734 60TH ST
Rent To Own
Borough Park
Single Family Home
Brooklyn, NY 11204
3
2
2414 ft2
1905
1 of 40 140 AVENUE O
Rent To Own
Bensonhurst
Townhouse/Condo
Brooklyn, NY 11204
2
2
807 ft2
2011
1 of 24 26 Clinton Street Unit 1A
Rent To Own
 
Multifamily (2 - 4 Units)
Belleville, NJ 07109
1
1
0 ft2
1970
6928 5th Ave #3
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
3
1
1100 ft2
28 HAMILTON AVE
Rent To Own
 
Single Family Home
Sloatsburg, NY 10974
3
1
1221 ft2
1953
2761 BATH AVE #3D
Rent To Own
Southern Brooklyn
Townhouse/Condo
Brooklyn, NY 11214
3
3
1153 ft2
1988
351 OLD COUNTRY RD
Rent To Own
 
Single Family Home
Deer Park, NY 11729
3
1
942 ft2
1953
9411 Shore Rd APT 5
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
2
1
1200 ft2
1960
25 Reynolds Rd
Rent To Own
 
Single Family Home
Danbury, CT 06811
3
3
3255 ft2
2006
84 MAPLE AVE
Rent To Own
 
Single Family Home
Fishkill, NY 12524
4
5
4200 ft2
2010
150 STADLEY ROUGH RD
Rent To Own
 
Single Family Home
Danbury, CT 06811
4
2
2080 ft2
1963
29 SUNSET TRL
Rent To Own
 
Single Family Home
New Fairfield, CT 06812
4
2
2000 ft2
1932
43 OLD BRIDGE RD
Rent To Own
 
Single Family Home
Brookfield, CT 06804
3
3
2714 ft2
1981
1 of 11 1401 44TH ST
Rent To Own
Meadowview
Single Family Home
North Bergen, NJ 07047
3
4
2012 ft2
2006
New
67 BEDFORD RD
Rent to Own Eligible
 
Single Family Home
Greenwich, CT 06831
3
2
1793 ft2
1956
Hot New
17 NUTMEG DR
Rent to Own Eligible
Riversville
Single Family Home
Greenwich, CT 06831
5
3
2916 ft2
1966
75 GLENVILLE ST
Rent to Own Eligible
Glenville
Single Family Home
Greenwich, CT 06831
3
4
2584 ft2
1973
30 GLENVILLE ST
Rent to Own Eligible
Glenville
Townhouse/Condo
Greenwich, CT 06831
5
4
2508 ft2
1900
35 DEEP GORGE RD
Rent to Own Eligible
Pemberwick
Single Family Home
Greenwich, CT 06831
5
3
2405 ft2
1965
19 CHURCH ST W #3
Rent to Own Eligible
Byram
Townhouse/Condo
Greenwich, CT 06830
3
2
1178 ft2
1909
56 RIVERDALE AVE
Rent to Own Eligible
Port Chester
Single Family Home
Greenwich, CT 06831
2
2
1270 ft2
1926
202 ROUND HILL RD
Rent to Own Eligible
Mid Country West
Single Family Home
Greenwich, CT 06831
5
4
4382 ft2
1994
16 DALE DR
Rent to Own Eligible
Pemberwick
Single Family Home
Greenwich, CT 06831
4
3
1904 ft2
1962
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Buying a Home in White Plains, NY

White Plains, NY is seeing rapid growth and White Plains, NY's' housing market remains not optimal with an average home price that is 157% above the 2024 national average. White Plains, NY is part of Westchester county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Westchester is 1.62% which is above the national average, which is 0.99%.

Median Home Price in White Plains, NY

Median Rent in White Plains, NY

Rent to own homes offer low monthly payments and flexible terms.

White Plains, NY

Values are up. House prices remain relatively stable. However, in the past year, the values of real estate that are not for sale, on the market, and rent to own have inched upward by 4.3%. Values are projected to increase by 4% in the coming year.

Many transportation options. White Plain's distance can offer a true escape form urban madness. Yet multiple transportation makes returning to work elsewhere both easy and convenient. Two Metro-North Railroad stations offer service to Grand Central Terminal in Manhattan. The Bee Line crisscrosses the city while the Cross-Westchester Expressway II-287) provides car connections.

Bigger residences. Over 50% of the White Plains properties, whether they're mortgage financed condos or rent to own houses, are 1,800 square feet or larger. Almost 6% sprawl of 3,600 square feet. Compare this to the smaller units in New York City, where almost half are under 1,800 square feet and 14% are less than 1,000.

Fun with stores. Two malls in White Plains offer Westchester County shoppers the benefits of big time malls. The Galleria has over 130 stores and a fitness center on the main street level. The Westchester has over 150 options anchored by Neiman Marcus and Nordstrom.

Higher value real estate. The median value of real estate in White Plains is $485,900. This makes homes in the city more valuable than those in metropolitan New York, where the median value is $369,900.

Applauding the stage. The White Plains Performing Arts Council acts as the bastion of performances ranging from comedy to concerts. Many of the celebrated talents hail from the local area, including Westchester Philharmonic, the only professional symphony orchestra in Westchester County.

Possible discounts. You may not have to pay the high prices in White Plains, even if you opt for a rent to own home. About 28% of the offerings get a price cut and almost 17% eventually sell below the listing price. This compares to metropolitan New York where 24% get price cut and 21% sell below listing.

Enjoying the outdoors. To reap the benefits of the outdoors, you can retreat to one of 20 multI purpose parks. The Jack Harrington Greenway is a walking trail that runs for 0.8 miles. Bark Dog Park lets our furry friends run around unleashed. And Delfino Park boasts several sports fields, a basketball court, a locker room, picnic areas, and Internet access.

Vintage home paradise. If you value the solidity and character of older homes, you'll like that over 40% of homes in the city were built from 1920 to 1939, with an additional 1% constructed before then. A local agent can lead you to these charming options.

Birth of the nation. The White Plains Historical Society can explain to you how the history of the area dates from before the Revolutionary War. For example, the Jacob Purdy House, which is on the National Register of Historic Places, was built before 1730 and was used by General George Washington as his headquarters.

Declining rental rates. If you want to rent in White Plains, rates have fallen by over 6% to $2,250. In New York City, rates have increased over the past year by almost 2% to a median $2,700.

An eye for arts. ArtsWestchester takes charge of the visual arts by providing services to artists, their admirers, and the educational community. One informal way to appreciate all that stimulates the eyes is the White Plains Outdoor Arts Festival, a juried show of artists who can also sell their works.

Commitment to alternatives. The city shows its commitment to transportation alternatives through electric vehicle charging stations, some of which are in the Transportation Center and public garages. Zipcar allows anyone to enjoy the privileges of driving without actually owning a private vehicle.