Rent to own Homes in Whitesboro, NY

Whitesboro, NY is a great place for affordable rent-to-own homes! With a median household income of over $47,725 and a median rent of $692, the Whitesboro, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Whitesboro, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Whitesboro, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1106 MAPLE ST
Rent To Own
West Utica
Townhouse/Condo
Utica, NY 13502
4
2
2084 ft2
1900
Hot
1 of 12 210 GARFIELD ST
Rent To Own
North Utica
Single Family Home
Utica, NY 13502
2
1
1395 ft2
1953
1 of 42 6695 New York 5
Rent To Own
 
Multifamily (2 - 4 Units)
Vernon, NY 13476
3
2
1280 ft2
1974
1 of 50 304 MAPLE ST
Rent To Own
 
Multifamily (2 - 4 Units)
Rome, NY 13440
3
2
1850 ft2
Hot
1 of 38 6804 W HILL RD
Rent To Own
 
Single Family Home
Deansboro, NY 13328
3
2
1980 ft2
1888
496 Simpson Rd
Rent To Own
 
Single Family Home
Remsen, NY 13438
3
2
1705 ft2
1957
1 of 31 124 VAN TASSEL LN
Rent To Own
 
Single Family Home
Rome, NY 13440
3
2
1440 ft2
2005
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
127 Willow Pl
Rent To Own
 
Single Family Home
Sherrill, NY 13461
3
2
1400 ft2
2022
1262 PARDEEVILLE RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
2
2
0 ft2
New
782 SULPHUR SPRINGS RD
Rent To Own
 
Single Family Home
Cold Brook, NY 13324
3
2
1200 ft2
2022
Hot
1 of 12 12566 STATE ROUTE 46
Rent To Own
 
Single Family Home
Boonville, NY 13309
5
4
5730 ft2
2007
Hot
1 of 34 410 BROAD ST
Rent To Own
 
Single Family Home
Oneida, NY 13421
4
3
2593 ft2
1880
New
1416-1418 Pioneer Ave
Rent To Own
 
Single Family Home
Blossvale, NY 13308
4
2
1576 ft2
2022
1 of 27 3815 COUNTY HIGHWAY 18
Rent To Own
 
Single Family Home
New Berlin, NY 13411
6
3
2984 ft2
1840
Hot
1 of 6 134 LOWER TODDSVILLE RD
Rent To Own
 
Single Family Home
Cooperstown, NY 13326
3
1
1800 ft2
1820
New
1 of 32 19 CLINTON ST
Pre-Foreclosure (Lis Pendens)
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
3
2
1302 ft2
1892
1 DUNHAM PL
REO Foreclosure
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
3
1
1674 ft2
1953
New
1 of 30 22 ELLIS AVE
Auction
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
4
2
1500 ft2
1930
New
7 GLENDALE PL
Pre-Foreclosure (Lis Pendens)
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
2
1
1369 ft2
1945
New
71 DENTON AVE
Pre-Foreclosure (Lis Pendens)
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
3
2
1970 ft2
2003
New
1 of 47 2 EDGEMONT CIR
Pre-Foreclosure (Lis Pendens)
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
3
2
1255 ft2
1965
New
1 of 29 9 1ST ST
Pre-Foreclosure (Lis Pendens)
Village Of Whitesboro
Single Family Home
Whitesboro, NY 13492
2
1
1267 ft2
1890
New
5321 WILCOX RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Whitesboro, NY 13492
5
2
3064 ft2
1960
33 PINECREST RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Whitesboro, NY 13492
3
1
1085 ft2
1953
New
3 BUNKER AVE
Pre-Foreclosure (Lis Pendens)
Village Of Yorkville
Single Family Home
Yorkville, NY 13495
3
2
1600 ft2
1920
New
54 WHITESBORO ST
Pre-Foreclosure (Lis Pendens)
Village Of Yorkville
Single Family Home
Yorkville, NY 13495
4
2
1466 ft2
1935
New
54 DUDLEY AVE
Pre-Foreclosure (Lis Pendens)
Village Of Yorkville
Single Family Home
Yorkville, NY 13495
4
3
1851 ft2
1945
New
1020 TABOR PL
Pre-Foreclosure (Lis Pendens)
Village Of Yorkville
Single Family Home
Utica, NY 13502
2
1
792 ft2
1930
2137 SINCLAIR AVE
Auction
Village Of Yorkville
Single Family Home
Utica, NY 13502
4
2
1728 ft2
1935
New
5 CRESCENT DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Whitesboro, NY 13492
4
2
1682 ft2
1965
New
40 CHATEAU DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Whitesboro, NY 13492
4
3
2214 ft2
1971
New
211 WINCHESTER DR
Pre-Foreclosure (Lis Pendens)
Village Of New York Mills
Single Family Home
New Hartford, NY 13413
3
1
880 ft2
1960
New
9432 MAYNARD DR
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marcy, NY 13403
2
1
1568 ft2
1948
2128 MAYNARD AVE
Pre-Foreclosure (Lis Pendens)
Village Of Yorkville
Single Family Home
Utica, NY 13502
3
1
1742 ft2
1905
New
1434 NEY AVE
Pre-Foreclosure (Lis Pendens)
West Utica
Single Family Home
Utica, NY 13502
3
1
1232 ft2
1920
New
1012 KELLOGG AVE
Auction
West Utica
Single Family Home
Utica, NY 13502
3
1
1551 ft2
1900
New
1106 MATHEWS AVE
Pre-Foreclosure (Lis Pendens)
West Utica
Single Family Home
Utica, NY 13502
3
1
891 ft2
1920
1638 WESLEY AVE
REO Foreclosure
West Utica
Single Family Home
Utica, NY 13502
3
2
1232 ft2
1940
932 CHURCHILL AVE
REO Foreclosure
West Utica
Townhouse/Condo
Utica, NY 13502
6
2
2440 ft2
1910
New
1028 BRAYTON PARK PL
Pre-Foreclosure (Lis Pendens)
West Utica
Single Family Home
Utica, NY 13502
3
2
1437 ft2
1920
New
1 of 90 8436 CLARK MILLS RD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Whitesboro, NY 13492
3
2
2550 ft2
1975
1 of 15 913 CHURCHILL AVE
REO Foreclosure
West Utica
Townhouse/Condo
Utica, NY 13502
6
3
3144 ft2
1900
Map
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Buying a Home in Whitesboro, NY

Whitesboro, NY is seeing rapid growth and Whitesboro, NY's' housing market remains optimal with an average home price that is -54% below the 2024 national average. Whitesboro, NY is part of Oneida county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Oneida is 2.46% which is above the national average, which is 0.99%.

Median Home Price in Whitesboro, NY

Median Rent in Whitesboro, NY

Rent to own homes offer low monthly payments and flexible terms.