Rent to own Homes in Worcester, NY

Worcester, NY is a great place for affordable rent-to-own homes! With a median household income of over $53,750 and a median rent of $1,011, the Worcester, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Worcester, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Worcester, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 86 2515 New York 28
Rent To Own
 
Multifamily (2 - 4 Units)
Oneonta, NY 13820
3
2
8944 ft2
1972
1 of 13 2 Sutton Hollow Road
Rent To Own
 
Multifamily (2 - 4 Units)
Windham, NY 12496
3
1
1200 ft2
1920
1 of 23 291 MAPLE VALLEY RD
Rent To Own
 
Single Family Home
Worcester, NY 12197
6
1
1800 ft2
Hot
1 of 35 615 BUCK RD
Rent To Own
 
Single Family Home
Davenport, NY 13750
3
3
1900 ft2
1999
1 of 25 25 Lake Shore Rd
Rent To Own
 
Multifamily (2 - 4 Units)
Kortright, NY 13739
3
4
2184 ft2
2012
1 of 5 169 WOODLAND DR
Rent To Own
 
Single Family Home
Jefferson, NY 12093
2
1
1632 ft2
1985
1 of 9 49 LAKE ST
Rent To Own
 
Single Family Home
Stamford, NY 12167
4
2
1700 ft2
1898
Hot
1 of 6 134 LOWER TODDSVILLE RD
Rent To Own
 
Single Family Home
Cooperstown, NY 13326
3
1
1800 ft2
1820
1 of 16 51830 STATE HIGHWAY 10
Rent To Own
 
Townhouse/Condo
Bloomville, NY 13739
6
4
2500 ft2
1900
157 COUNTY HIGHWAY 47
Rent To Own
 
Single Family Home
Oneonta, NY 13820
1
1
728 ft2
1920
1 of 22 Kane Lane
Rent To Own
 
Multifamily (2 - 4 Units)
Gilboa, NY 12076
1
1
1000 ft2
2019
1 of 45 45 School View Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Roxbury (Grand Gorge), NY 12434
4
3
1900 ft2
1991
60635 Saint Hwy #30
Rent To Own
 
Single Family Home
Grand Gorge, NY 12434
7
3
3716 ft2
1910
29 REID ST
Rent To Own
 
Single Family Home
Fort Plain, NY 13339
4
2
1970 ft2
1875
Hot
1 of 39 142 MATIS DR
Rent To Own
 
Single Family Home
Saint Johnsville, NY 13452
2
3
1496 ft2
2008
1 of 43 437 MEEHAN RD
Rent To Own
 
Single Family Home
Margaretville, NY 12455
4
3
1800 ft2
1920
1 of 40 46860 New York 30
Rent To Own
 
Multifamily (2 - 4 Units)
Halcottsville, NY 12438
4
2
2000 ft2
2010
1 of 10 232 MAIN ST
Rent To Own
 
Single Family Home
Middleburgh, NY 12122
4
2
2100 ft2
1880
1 of 27 293 Hidden Waters Road
Rent To Own
 
Multifamily (2 - 4 Units)
Margaretville, NY 12455
3
2
1800 ft2
2019
1 of 16 60 ORCHARD ST
Rent To Own
 
Single Family Home
Margaretville, NY 12455
2
1
708 ft2
1940
6992 Dunk Hill Rd
Rent To Own
 
Single Family Home
Franklin, NY 13775
1
1
600 ft2
2022
8 BEECH ST
Rent To Own
 
Single Family Home
Ilion, NY 13357
3
2
1487 ft2
1940
12070 Route 23
Rent To Own
 
Single Family Home
Prattsville, NY 12468
3
1
0 ft2
1930
1 of 38 990 YOUNGS RD
Rent To Own
 
Single Family Home
Delanson, NY 12053
4
3
3000 ft2
2001
1 of 16 314 4TH AVE
Rent To Own
 
Single Family Home
Frankfort, NY 13340
4
1
1228 ft2
1900
1 of 58 2942 COUNTY HIGHWAY 23
Rent To Own
 
Single Family Home
Walton, NY 13856
8
4
4500 ft2
1904
Hot
1 of 8 72 BRUCE ST
Rent To Own
 
Single Family Home
Walton, NY 13856
4
1
2125 ft2
1900
1 of 2 106 & 108 byard street
Rent To Own
 
Multifamily (2 - 4 Units)
Johnstown, NY 12095
6
2
2000 ft2
1930
Hot
1 of 5 64 MEAD ST
Rent To Own
 
Single Family Home
Walton, NY 13856
4
2
1470 ft2
1900
Hot
1 of 12 93 EAST BLVD
Rent To Own
 
Single Family Home
Gloversville, NY 12078
3
1
1764 ft2
1930
1 of 9 90 DIVISION ST
Rent To Own
 
Townhouse/Condo
Hunter, NY 12442
8
4
2688 ft2
1971
1 of 8 6173 State Rt. 28
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenicia, NY 12464
5
3
1700 ft2
1940
Hot
1 of 12 210 GARFIELD ST
Rent To Own
North Utica
Single Family Home
Utica, NY 13502
2
1
1395 ft2
1953
1106 MAPLE ST
Rent To Own
West Utica
Townhouse/Condo
Utica, NY 13502
4
2
2084 ft2
1900
New
43 WATER ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Worcester, NY 12197
3
2
1868 ft2
1900
1 of 41 641 COUNTY HIGHWAY 38
Auction
 
Single Family Home
Worcester, NY 12197
3
2
2162 ft2
1962
New
395 SMOKEY AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Schenevus, NY 12155
2
1
1700 ft2
1958
1 of 5 16 MAIN ST
Auction
 
Townhouse/Condo
East Worcester, NY 12064
8
3
2200 ft2
285 MRAVLJA HILL RD
REO Foreclosure
 
Single Family Home
Worcester, NY 12197
3
2
2260 ft2
1988
331 MUD LAKE RD
REO Foreclosure
 
Single Family Home
Richmondville, NY 12149
5
2
2206 ft2
1890
Hot
1819 STATE HIGHWAY 166
Fannie Mae/Freddie Mac
 
Single Family Home
Cooperstown, NY 13326
4
2
1887 ft2
1900
2545 STATE ROUTE 10
REO Foreclosure
 
Single Family Home
Summit, NY 12175
2
1
1256 ft2
1985
1 of 5 410 CAMP SUMMIT RD
Auction
 
Single Family Home
Summit, NY 12175
3
2
1025 ft2
1998
New
1 of 24 168 MOUNTAIN LN
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Cooperstown, NY 13326
2
2
1756 ft2
1996
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Neighborhoods in Worcester, NY

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Popular Zip Codes in Worcester, NY

12197 rent to own homes

Buying a Home in Worcester, NY

Worcester, NY is seeing rapid growth and Worcester, NY's' housing market remains optimal with an average home price that is -50% below the 2024 national average. Worcester, NY is part of Otsego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Otsego is 1.59% which is above the national average, which is 0.99%.

Median Home Price in Worcester, NY

Median Rent in Worcester, NY

Rent to own homes offer low monthly payments and flexible terms.