Rent to own Homes in Bay City, TX

Located on the Gulf Coast of Texas, Bay City is the county seat of Matagorda County. Bay City possesses a charm of its own with its creeks and prairies. The city has also the characteristics of a thriving community with its hosts of recreational and economic activities. And you know you're getting the good life when beaches and parks are just a short drive away from work - yes, two-hour vacations are quite possible in this side of Texas.

Bay City, TX is a great place for affordable rent-to-own homes! With a median household income of over $45,089 and a median rent of $879, the Bay City, TX rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Bay City, TX. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Bay City, TX rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 2 12 CHAPPARRAL DR
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
3
2
1860 ft2
1973
1 of 14 3220 LA VISTA AVE
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
4
2
1889 ft2
1968
1912 STONESTHROW DR
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
3
2
1388 ft2
1983
1 of 21 3 INWOOD CIR
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
4
3
2213 ft2
1982
1 of 29 1014 BAY RIDGE BLVD
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
3
3
1614 ft2
2010
319 3RD ST
Rent to Own Eligible
 
Single Family Home
Van Vleck, TX 77482
3
2
1157 ft2
2019
676 COUNTY ROAD 426
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
4
3
2265 ft2
1930
New
5074 NICHOLS RD
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
2
528 ft2
1972
3715 CLINE RD
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
2
480 ft2
1975
115 OLD CANEY RD
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
2
837 ft2
1959
321 CIRCLE DR
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
6
3
3285 ft2
1950
426 CROOM DR
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
3
648 ft2
1960
1322 CRESTMONT ST
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
4
2
480 ft2
1967
404 E ALABAMA ST
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
2
1772 ft2
1910
422 W BURLESON ST
Rent to Own Eligible
 
Townhouse/Condo
Wharton, TX 77488
2
2
1144 ft2
1950
New
1102 COUNTY ROAD 202
Rent to Own Eligible
 
Single Family Home
Bay City, TX 77414
4
3
1270 ft2
1991
207 E 8TH ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
1404 ft2
1950
611 S WHARTON ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
1235 ft2
1940
New
601 AUGUST ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
1307 ft2
1948
1316 BAILEY ST
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
1
1164 ft2
1950
624 BRANCH ST
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
2
1
240 ft2
1945
504 CARLSON CIR
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
3
2
1692 ft2
1960
202 W WEST ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
3100 ft2
1968
New
609 FAHRENTHOLD ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
4
2
1488 ft2
1940
305 AVENUE A
Rent to Own Eligible
 
Single Family Home
Brazoria, TX 77422
3
2
2310 ft2
1975
1734 AVENUE C #C
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
1315 ft2
1981
New
3710 N FULTON ST
Rent to Own Eligible
 
Single Family Home
Wharton, TX 77488
2
2
720 ft2
1960
1734 AVENUE C #A
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
3
2
1989 ft2
1981
9706 PINEY POINT CIR
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
1813 ft2
2014
9711 PINEY POINT CIR
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
1991 ft2
2013
15010 HIGHWAY 36
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
1
1
1200 ft2
1940
428 CLIFFORD ST
Rent to Own Eligible
 
Single Family Home
El Campo, TX 77437
2
2
1663 ft2
1960
12739 ROESLER RD
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
1656 ft2
1940
9623 HIGHLAND POINTE DR
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
4
3
2776 ft2
2004
8911 MILBY ST
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
1
2
1656 ft2
1984
3802 DOVESWOOD CIR
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
2031 ft2
2020
1 of 25 11520 DANNHAUS RD
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
1757 ft2
1985
Hot New
11220 FM 1994 RD
Rent to Own Eligible
 
Single Family Home
Guy, TX 77444
2
1
1228 ft2
1930
New
9541 CHURCH ST
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
4
2
2245 ft2
1970
New
8603 SCHENDEL ST
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
4
2
2218 ft2
1940
3311 SCHROEDER AVE
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
2
1250 ft2
1977
12430 OLD NEEDVILLE FAIRCHILD RD
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
3
3
1954 ft2
1993
New
11002 LEAH ELIZABETH DR
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
4
3
2547 ft2
2006
12438 ZAMANEK RD
Rent to Own Eligible
 
Single Family Home
Needville, TX 77461
4
2
2455 ft2
1997
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Buying a Home in Bay City, TX

Bay City, TX is seeing rapid growth and Bay City, TX's' housing market remains optimal with an average home price that is -51% below the 2024 national average. Bay City, TX is part of Matagorda county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Matagorda is 1.3% which is above the national average, which is 0.99%.

Median Home Price in Bay City, TX

Median Rent in Bay City, TX

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Bay City, Texas

Commune with nature! Between the Matagorda County Birding Nature Center and the Matagorda Bay Nature Park, residents can have all the nature they want, whenever they want it. They have the option to go bird watching or go fishing at the city's public piers. If that isn't enough to quench that outdoorsy spirit, the Matagorda Beach is just a few minutes' ride away from Bay City.

Appreciating home values! Real estate properties of this city have been appreciating above the national average for the last 10 years. This is good news for homebuyers and investors who are eyeing good returns on their investments. Neighborhoods within 12th Street, Matagorda, and City Center have the best house price appreciation rates among all other communities.

Have a fill of good Texan barbecue and Mexican cuisines! Bay City is also a good place to hunt for excellent barbecue and Mexican food. Popular dining options include Glenn's Country Style Bar-B-Q and Ricardo's Mexican Restaurant.

Low home cost and rental prices! People scouring for rent to own homes will find good deals in this city. This city boasts of average home cost and rental rate that is lower than the national average. If you're eyeing for a good deal yourself, you might want to start your search in areas like Ashwood, Pledger, and Matagorda Highway as these neighborhoods reports some of the lowest home values in this city.

Arts and culture exploration! You just have to take a tour at the Matagorda County Museum and Art League of Bay City to know that the arts and culture scene of this city is alive and well. The performing arts are also making some waves with the Community Actors of South Texas staging performances thrice a year. They are also grooming the next generation of performers by constantly holding auditions that are open to the public.