Rent to own Homes in Troy, TX

Troy, TX is a great place for affordable rent-to-own homes! With a median household income of over $56,647 and a median rent of $930, the Troy, TX rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Troy, TX. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Troy, TX rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
Hot
1 of 17 716 E CENTRAL AVE
Rent To Own
Ferguson Park
Single Family Home
Temple, TX 76501
3
2
2064 ft2
1908
Hot
1 of 2 608 SKYLAR HEIGHTS DR
Rent To Own
 
Single Family Home
Temple, TX 76502
3
2
1320 ft2
2020
1 of 39 3457 SUMMIT CIR
Rent To Own
 
Single Family Home
Belton, TX 76513
4
4
3201 ft2
1992
2101 INDEPENDENCE CT
Rent To Own
 
Single Family Home
Belton, TX 76513
4
3
2378 ft2
2007
Hot
1 of 10 1000 QUEEN ELIZABETH DR
Rent To Own
 
Single Family Home
Mcgregor, TX 76657
4
3
2208 ft2
2017
1 of 48 6021 BELLA CHARCA PKWY
Rent To Own
 
Single Family Home
Nolanville, TX 76559
4
3
2801 ft2
2016
1908 BOSQUE BLVD
Rent To Own
Sanger-Heights
Single Family Home
Waco, TX 76707
3
1
1440 ft2
1917
1 of 29 Not Disclosed
Rent To Own
 
Single Family Home
Harker Heights, TX 76548
3
2
1750 ft2
2002
Hot
1 of 30 810 TUSCAN RD
Rent To Own
 
Single Family Home
Harker Heights, TX 76548
4
4
3019 ft2
2015
Hot
1 of 48 108 W RUNNING WOLF TRL
Rent To Own
Skipcha South
Single Family Home
Harker Heights, TX 76548
4
3
3367 ft2
2005
Hot
1 of 7 1106 N 10TH ST
Rent To Own
North Killeen
Single Family Home
Killeen, TX 76541
2
1
800 ft2
1955
Hot
1 of 10 2205 IMPERIAL DR
Rent To Own
Clifton Park
Single Family Home
Killeen, TX 76541
3
2
1252 ft2
1971
1 of 19 906 N WASHINGTON AVE
Rent To Own
 
Single Family Home
Cameron, TX 76520
3
2
1410 ft2
1 of 26 503 BLAYTON ST
Rent to Own Eligible
 
Single Family Home
Troy, TX 76579
3
3
1850 ft2
2009
3014 CREASEY DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76501
3
2
1934 ft2
1971
1 of 149 602 W PARK AVE
Rent to Own Eligible
 
Single Family Home
Temple, TX 76501
3
2
1536 ft2
1947
New
422 E LAMAR AVE
Rent to Own Eligible
 
Single Family Home
Temple, TX 76501
2
1
1284 ft2
1940
204 N 7th St
Rent to Own Eligible
 
Single Family Home
Temple, TX 76504
2
1
980 ft2
1943
New
205 N 21ST ST
Rent to Own Eligible
 
Single Family Home
Temple, TX 76504
1
1
1015 ft2
1908
505 AVENUE A
Rent to Own Eligible
 
Single Family Home
Moody, TX 76557
2
1
672 ft2
1940
1 of 49 5104 DUKE DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
2
1813 ft2
2008
Hot
705 FILLY LN
Rent to Own Eligible
 
Single Family Home
Temple, TX 76504
4
2
1940 ft2
1985
New
105 ASPEN ST
Rent to Own Eligible
 
Single Family Home
Bruceville, TX 76630
3
1
1502 ft2
1939
2609 SCOTT BLVD
Rent to Own Eligible
 
Single Family Home
Temple, TX 76504
3
2
1692 ft2
1969
1 of 45 2804 TURNING CREEK ST
Rent to Own Eligible
 
Single Family Home
Temple, TX 76504
4
2
2008 ft2
2017
1 of 34 1219 AMBER DAWN DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
5
3
2713 ft2
2017
1 of 45 4514 CACTUS TRL
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
3
2
1337 ft2
1983
1616 CROOKED TREE
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
3
2680 ft2
2020
2503 INCA DOVE DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
3
2
2026 ft2
2020
1 of 37 2515 INCA DOVE DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
3
1830 ft2
2020
1 of 20 2606 SPOTTED DOVE DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
2
1945 ft2
2019
1 of 89 516 WEEPING WILLOW DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
2
1916 ft2
2009
2603 INCA DOVE DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
2
2026 ft2
2019
1 of 19 513 PEANUT DR
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
3
2231 ft2
2007
1 of 169 8101 GRIST MILL LN
Rent to Own Eligible
 
Single Family Home
Temple, TX 76502
4
3
1980 ft2
2017
209 BELLWOOD DR
Rent to Own Eligible
 
Single Family Home
Belton, TX 76513
3
2
1933 ft2
2001
New
1 of 32 15 APACHE LN
Rent to Own Eligible
Morgan's Point Resort
Single Family Home
Belton, TX 76513
3
2
1824 ft2
1980
1 of 43 803 SW MCLENNAN CO RD
Rent to Own Eligible
 
Single Family Home
Mcgregor, TX 76657
3
2
1855 ft2
2002
2 CLIFFHOUSE DR
Rent to Own Eligible
Morgan's Point Resort
Townhouse/Condo
Belton, TX 76513
1
1
420 ft2
1972
New
11793 ELIZABETH ST
Rent to Own Eligible
 
Single Family Home
Belton, TX 76513
2
2
1222 ft2
1994
800 SHOAL RDG N
Rent to Own Eligible
 
Single Family Home
Lorena, TX 76655
4
2
1968 ft2
2000
New
1 of 21 125 E 13TH AVE
Rent to Own Eligible
 
Single Family Home
Belton, TX 76513
2
1
1026 ft2
1946
1 of 67 137 E 13TH AVE
Rent to Own Eligible
 
Single Family Home
Belton, TX 76513
3
2
1162 ft2
1940
212 N LAMAR ST
Rent to Own Eligible
 
Single Family Home
Little River Academy, TX 76554
3
1
1290 ft2
1987
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Buying a Home in Troy, TX

Troy, TX is seeing rapid growth and Troy, TX's' housing market remains optimal with an average home price that is -41% below the 2024 national average. Troy, TX is part of Bell county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bell is 1.88% which is above the national average, which is 0.99%.

Median Home Price in Troy, TX

Median Rent in Troy, TX

Rent to own homes offer low monthly payments and flexible terms.