Rent to own Homes in San Francisco, CA

San Francisco is one of the most visited cities in the USA, and is ranked as the 44th most visited tourist destination in the entire world. The city is well known for many things, including the world famous Golden Gate Bridge, Alcatraz Island, its hilly topography, its eclectic architectural mix, and its cool, foggy weather. Within the U.S., San Francisco is also an important financial and banking center, and has a vibrant cultural and arts scene, making it an extremely attractive city for those seeking a new property to call home.

San Francisco, CA is a great place for affordable rent-to-own homes! With a median household income of over $119,136 and a median rent of $2,010, the San Francisco, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Francisco, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Francisco, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1600 INGALLS ST
Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
1 MANDALAY PL #1506
Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
Hot
81 TARRY LN
Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
967 JORDAN ST
Rent To Own
 
Single Family Home
Montara, CA 94037
4
4
3469 ft2
1981
601 Middle Rd APT 22
Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
Baine Avenue Apartments, 6437 Baine Ave
Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
New
1 of 10 106 MADRID ST
Rent to Own Eligible
Excelsior
Single Family Home
San Francisco, CA 94112
3
2
1745 ft2
1916
1097 GREEN ST #9
Rent to Own Eligible
Russian Hill
Townhouse/Condo
San Francisco, CA 94133
1
1
998 ft2
1910
888 7TH ST #143
Rent to Own Eligible
Potrero
Townhouse/Condo
San Francisco, CA 94107
1
1
535 ft2
2007
1 CRESCENT WAY #1402
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
1063 ft2
2001
555 BARTLETT ST #312
Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
2
2
934 ft2
2009
82 ALVARADO ST
Rent to Own Eligible
Noe Valley
Townhouse/Condo
San Francisco, CA 94110
2
1
733 ft2
1900
301 CRESCENT CT #3402
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
1106 ft2
2007
Hot
331 LISBON ST
Rent to Own Eligible
Excelsior
Single Family Home
San Francisco, CA 94112
5
1
1720 ft2
1900
New
855 FOLSOM ST #316
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94107
1
1
642 ft2
2001
1 of 24 52 Innes Ct
Rent to Own Eligible
Hunters Point
Townhouse/Condo
San Francisco, CA 94124
1
1
740 ft2
2017
1 DANIEL BURNHAM CT #816
Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94109
1
1
716 ft2
1988
Hot
2 SPARTA ST
Rent to Own Eligible
Visitacion Valley
Single Family Home
San Francisco, CA 94134
4
3
3012 ft2
1992
Hot
870 HARRISON ST #303
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94107
1
1
531 ft2
2015
1 of 13 1 Crescent Way
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
984 ft2
2001
650 Turk St
Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94102
1
1
643 ft2
2007
1 of 33 555 INNES AVE #309
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94124
1
1
790 ft2
2016
1650 JACKSON ST #707
Rent to Own Eligible
Nob Hill
Townhouse/Condo
San Francisco, CA 94109
1
1
845 ft2
1991
New
81 Frank Norris St
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94109
1
1
514 ft2
1913
New
260 KING ST #731
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
693 ft2
2004
573 DONAHUE ST
Rent to Own Eligible
Hunters Point
Townhouse/Condo
San Francisco, CA 94124
2
2
1380 ft2
2016
501 CRESCENT WAY #5213
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
3
2
1421 ft2
2006
New
3241 MISSION ST #7
Rent to Own Eligible
Bernal Heights
Townhouse/Condo
San Francisco, CA 94110
1
1
597 ft2
1980
New
201 LAUREN CT
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
1207 ft2
2008
Hot New
45 ORA WAY #A101
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94131
1
2
684 ft2
1975
1325 Indiana St
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94107
1
2
1121 ft2
2002
New
1 of 122 10 Innes Ct
Rent to Own Eligible
Hunters Point
Townhouse/Condo
San Francisco, CA 94124
1
1
551 ft2
2018
88 ARKANSAS ST #223
Rent to Own Eligible
Potrero
Townhouse/Condo
San Francisco, CA 94107
2
2
809 ft2
2022
New
616 20TH ST #410
Rent to Own Eligible
Central Waterfront
Townhouse/Condo
San Francisco, CA 94107
1
1
770 ft2
2013
Hot
300 3RD ST #705
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94107
2
2
1161 ft2
1990
425 1ST ST #3304
Rent to Own Eligible
South Beach
Townhouse/Condo
San Francisco, CA 94105
1
1
605 ft2
2008
1470 VAN DYKE AVE
Rent to Own Eligible
Bayview
Single Family Home
San Francisco, CA 94124
2
1
1000 ft2
1917
Hot
1906 47TH AVE
Rent to Own Eligible
Outer Sunset
Single Family Home
San Francisco, CA 94116
2
1
1084 ft2
1947
1 CRESCENT WAY #1315
Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
1337 ft2
2001
Hot
17 PRECITA AVE
Rent to Own Eligible
Bernal Heights
Single Family Home
San Francisco, CA 94110
2
1
800 ft2
1900
Hot
1405 GREENWICH ST #3
Rent to Own Eligible
Russian Hill
Townhouse/Condo
San Francisco, CA 94109
1
1
998 ft2
1924
1160 MISSION ST #606
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94103
2
2
1146 ft2
2008
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Buying a Home in San Francisco, CA

San Francisco, CA is seeing rapid growth and San Francisco, CA's' housing market remains not optimal with an average home price that is 430% above the 2024 national average. San Francisco, CA is part of San Francisco county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Francisco is 0.55% which is below the national average, which is 0.99%.

Median Home Price in San Francisco, CA

Median Rent in San Francisco, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Francisco CA

Housing Statistics San Francisco is a hugely popular city in the USA, and consequently, its housing prices are much higher than you might find in other smaller neighborhoods and towns outside of the major hubs. Those with greater financial restrictions might want to consider rent to own homes, of which there are many in the area. On average, houses currently sell at an average of $1,490,226, with median prices at $851,000, based on monthly sale transactions of 1,221, although these figures will change a little bit each month. Median turnover rates for houses in the area were estimated to be just under $70,000 in 2011, with rental averages of just under $2,000 per month, second only to New York in the most expensive areas to rent in the USA.

Outdoor Activities San Francisco might boast the most beautifully natural setting of all of the major cities in the U.S., making it a great city to explore for outdoor enthusiasts. The Bay Area provides a host of thrills, from surfing on the same waves that Kelly Slater once enjoyed, to sailing on the same waters as the America's Cup competition. From the water, you can also get out and explore the Golden Gate Bridge, one of the city's most iconic landmarks, as well as the prison on Alcatraz Island. If you wish, you can even venture slightly farther out of the city to find a secluded beach for a spot of swimming or to simply relax under the sun with a picnic. If you'd rather be more active, the Golden Gate National Recreation Area provides a massive playground to explore, comprising beautiful untouched forests, peaceful lookout points with amazing views, and a host of tracks and trails for hiking and biking. One of the great walks available is the Lands End Trail, a three mile trip that even a novice hiker can manage. It affords a magnificent view over the Golden Gate Bridge and the San Francisco Bay at the summit. There really is just so much to explore in the area, making it the perfect spot for outdoor lovers.

Weather and Climate Of course, to maximize these outdoor exploits, you'd hope to have some good weather, and San Francisco doesn't disappoint with mild winters and warm, dry summers. As the city is surrounded by water on three sides, it is greatly influenced by cool currents coming out of the Pacific, providing a climate that is mild throughout the year with little variation in temperature. The city is also known for its fog, created by rising hot air that draws the winds into the Bay. In addition, due to the variations in the city's topography, characterized by its rolling hills, San Francisco also exhibits several different micro-climates, with the high hills responsible for a 20 percent variance in rain in certain areas, and the eastern side enjoying more sun and warmer temperatures over the course of the year. On average, temperatures only get up above 74 degrees for 29 days out of the year, with May to October offering the mildest and driest weather conditions for those who want to enjoy their outdoor pursuits.

Neighborhood Guide San Francisco has a host of larger, well known neighborhoods, along with much smaller communities and developments. In general, there are 5 major districts: Downtown/Central, Richmond, Sunset, Upper Market, and Bernal Heights/Bayview. Officially, there are 36 neighborhoods within these main areas, although some sources count as many as 40, with some overlapping into other areas.