Rent to Own Homes in Charlotte, NC

In the early 1800s, Charlotte, North Carolina, became a bustling town and is recorded as one of the first "gold-rush cities" in the United States. More than 200 years later, the city has once again exploded, though this time through a more modern kind of gold rush — the banking industry. It is now considered the second largest financial district in the U.S., second only to Manhattan, New York. The home of the Charlotte Hornets and Carolina Panthers hosts the headquarters of Fortune 500 companies such as Bank of America and Lowe's. It has a booming economy with 27,300 new jobs, an increase of 2.3%, between 2018 and 2019. The Charlotte metro area had an unemployment rate of 3.1% in 2019, which was lower than the U.S. average of 3.6%.

This nearly 300-square-mile city has approximately 904,000 residents and is now the 15th largest municipality in the United States. Over the past 10 years, Charlotte had a population increase of more than 170,000. People are coming to live in this city in droves, and so can you. Read on to learn more and find a Charlotte rent to own home meant for you.

Charlotte, NC is a great place for affordable rent-to-own homes! With a median household income of over $65,359 and a median rent of $1,185, the Charlotte, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Charlotte, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 Charlotte, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
New
1 of 36 224 Thompson Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Indian Trail, NC 28079
2,545 Sqft | Built in 2003
6536 Moonlight Ln
4 Beds, 2.5 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
3,192 Sqft | Built in 1993
Hot
1004 Charter Pl
4 Beds, 2.5 Baths
Rent To Own
Stonehaven
Single Family Home
Charlotte, NC 28211
2,636 Sqft | Built in 1980
7535 Fowler Springs Ln
3 Beds, 2.5 Baths
Rent To Own
Idlewild South
Single Family Home
Charlotte, NC 28212
1,440 Sqft | Built in 2006
17540 Harbor Walk Dr
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Cornelius, NC 28031
2,200 Sqft | Built in 2008
311 Northwest Dr
2 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Davidson, NC 28036
862 Sqft | Built in 1984
Hot
200 Mcintyre St
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Monroe, NC 28110
1,000 Sqft | Built in 1974
524 Jakes Ridge Ln
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Mooresville, NC 28115
1,151 Sqft | Built in 2000
Rent to own homes offer low monthly payments and flexible terms
208 W Lee Ave
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Bessemer City, NC 28016
1,024 Sqft | Built in 1920
454 N Tradd St
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Statesville, NC 28677
700 Sqft | Built in 1962
461 N Tradd St
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Statesville, NC 28677
728 Sqft | Built in 1963
Hot
1036 Autumn Ln
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Hickory, NC 28602
1,437 Sqft | Built in 1979
1 of 10 Meadow Hill Drive
3 Beds, 2.5 Baths
Rent To Own
North Sharon Amity
Multifamily (2 - 4 Units)
Charlotte, NC 28269
1,848 Sqft | Built in 2006
1 of 3 1135 Granville Rd
1 Bed, 1 Bath
Rent To Own
Myers Park
Townhouse/Condo
Charlotte, NC 28207
812 Sqft | Built in 1920
1 of 20 660 Penn St
3 Beds, 2.5 Baths
Rent To Own
The South End
Townhouse/Condo
Charlotte, NC 28203
2,337 Sqft | Built in 2007
1 of 4 6920 Albaneen Ct
6 Beds, 4.5 Baths
Rent To Own
Silverwood
Single Family Home
Charlotte, NC 28215
3,498 Sqft | Built in 2017
1 of 18 5425 Closeburn Rd Apt 314
1 Bed, 1 Bath
Rent To Own
Closeburn - Glenkirk
Townhouse/Condo
Charlotte, NC 28210
977 Sqft | Built in 2007
1 of 34 514 West 10th Street
1 Bed, 1 Bath
Rent To Own
Fourth Ward
Multifamily (2 - 4 Units)
Charlotte, NC 28202
484 Sqft | Built in 2000
1 of 12 2338 Yadkin Avenue, Unit 309
2 Beds, 2 Baths
Rent To Own
Villa Heights
Multifamily (2 - 4 Units)
Charlotte, NC 28205
1,010 Sqft | Built in 2009
1 of 23 6100 Brace Rd
3 Beds, 3 Baths
Rent To Own
Stonehaven
Single Family Home
Charlotte, NC 28211
2,743 Sqft | Built in 1967
1 of 9 2128 Floral Ave
2 Beds, 1 Bath
Rent To Own
Freedom Park
Single Family Home
Charlotte, NC 28203
988 Sqft | Built in 1948
1 of 28 4014 Strangford Ave
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Charlotte, NC 28215
1,170 Sqft | Built in 1966
4012 Zilker Park Dr
3 Beds, 2.5 Baths
Rent To Own
Eagle Lake
Townhouse/Condo
Charlotte, NC 28217
1,936 Sqft | Built in 2017
Hot
2735 Grimes St
2 Beds, 1 Bath
Rent To Own
Tryon Hills
Single Family Home
Charlotte, NC 28206
985 Sqft | Built in 1949
Hot
1 of 11 6739 Silver Valley Drive
3 Beds, 2 Baths
Rent To Own
Bradfield Farms
Multifamily (2 - 4 Units)
Charlotte, NC 28215
1,216 Sqft | Built in 1999
1 of 29 14943 Savannah Hall Dr
3 Beds, 2.5 Baths
Rent To Own
Yorkshire
Townhouse/Condo
Charlotte, NC 28273
2,020 Sqft | Built in 2017
1 of 35 1137 James St
2 Beds, 1 Bath
Rent To Own
Oakdale North
Single Family Home
Charlotte, NC 28216
944 Sqft | Built in 1949
1 of 27 6729 Alderson Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Charlotte, NC 28269
2,635 Sqft | Built in 2013
Hot
1 of 35 2203 Eversham Dr NW
3 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Concord, NC 28027
2,016 Sqft | Built in 2015
Hot
1 of 13 13411 Mallard Lake Rd
3 Beds, 2.5 Baths
Rent To Own
Mallard Creek - Withrow Downs
Single Family Home
Charlotte, NC 28262
2,716 Sqft | Built in 2011
6726 Wannamaker Ln
4 Beds, 2 Baths
Rent To Own
Carmel
Single Family Home
Charlotte, NC 28226
1,688 Sqft | Built in 1980
Hot
8925 Sharonbrook Dr
4 Beds, 3 Baths
Rent To Own
Sterling
Single Family Home
Charlotte, NC 28210
2,243 Sqft | Built in 1962
Hot
1 of 23 16318 Redstone Mountain Ln
2 Beds, 2 Baths
Rent To Own
Ballantyne West
Townhouse/Condo
Charlotte, NC 28277
1,458 Sqft | Built in 2001
1 of 16 6626 Rothchild Dr
3 Beds, 2.5 Baths
Rent To Own
Oxford Hunt
Townhouse/Condo
Charlotte, NC 28270
1,320 Sqft | Built in 1999
Hot
1 of 49 3002 Canopy Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Indian Trail, NC 28079
2,022 Sqft | Built in 2010
1 of 8 6107 Skyline Dr
3 Beds, 2 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
1,570 Sqft | Built in 1993
1 of 16 3525 Windbluff Dr
4 Beds, 3.5 Baths
Rent To Own
Rain Tree
Single Family Home
Charlotte, NC 28277
4,260 Sqft | Built in 1978
1 of 29 10215 Stonemede Ln
5 Beds, 4 Baths
Rent To Own
Providence Estates East
Single Family Home
Matthews, NC 28105
5,476 Sqft | Built in 2003
Hot
650 Robertson Ave
3 Beds, 1 Bath
Rent To Own
Thomasboro - Hoskins
Single Family Home
Charlotte, NC 28208
1,428 Sqft | Built in 1942
New
1020 Barnette Farm Lane # 29
4 Beds, 2.5 Baths
Rent To Own
Farm Pond
Single Family Home
Monroe, NC 28110
2,114 Sqft | Built in 2022
Hot
1 of 8 4659 Old Lantern Way
2 Beds, 1.5 Bath
Rent To Own
North Sharon Amity
Townhouse/Condo
Charlotte, NC 28212
928 Sqft | Built in 1970
1 of 4 1716 Still River Way
5 Beds, 3.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fort Mill, SC 29708
3,273 Sqft | Built in 2016
1 of 10 8337 Burgundy Ridge Dr
5 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Harrisburg, NC 28075
2,842 Sqft | Built in 2007
1 of 30 108 Prairie View Ct
3 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Belmont, NC 28012
1,452 Sqft | Built in 2016
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Rent to Own Homes in Cities Near Charlotte, NC

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Buying a Home in Charlotte, NC

Charlotte, NC is seeing rapid growth and Charlotte, NC's' housing market remains not optimal with an average home price that is 8% above the 2022 national average. Charlotte, NC is part of Mecklenburg county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Mecklenburg is 1.05% which is above the national average, which is 0.99%.

Median Home Price in Charlotte, NC

Median Rent in Charlotte, NC

Rent to own homes offer low monthly payments and flexible terms

Average Cost of Living in Charlotte

Despite everything Charlotte has to offer, it's not an expensive place to live. The overall cost of living is a little more than 1% below the national average. Health costs are at the national average, but everything else, from groceries to transportation expenses, is between 0.8% and 2.3% lower than the rest of the country. These numbers are not so common in larger countries across the U.S.

Average Home Prices in Charlotte

Typically, popular metropolitan areas command high housing prices, but that's not the case in Charlotte. The median home cost in the city is $228,800, which is slightly more than 22% above the average for North Carolina, but 1% lower than the average in the United States. These prices are very affordable, considering the city's economy and popularity, and rent-to-own homes are a great way to quickly and easily become homeowners in this bustling city.

Charlotte Statistics

If you're interested in Charlotte rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Charlotte statistics compared to the U.S. national average.

Charlotte Averages National Averages
One-Way Commute 25.3 minutes 26.4 minutes
Violent Crime 34.3 22.7
Property Crime 53.6 35.4
Unemployment Rate 4.2% 3.9%
Income Tax Rate 5.5% 4.6%
Air Quality 43 58
Water Quality 60 55
Median Household Income $53,274 $53,482
Median Property Taxes $2,600 $2,200
Utilities $170/month $112/month
Monthly Rent $970 $1,470
Median Home Cost $228,800 $231,200
Median Home Age 25 years 40 years

Popular Amenities and Attractions in Charlotte

Charlotte is proud of its tourism industry. More than 29 million people visited the city in 2018. These tourists spent nearly $7.5 billion throughout the year. Charlotte Douglas International Airport makes it easy to travel to and from the city, and Charlotte has an impressive transportation network for getting around town. Residents and visitors can take advantage of the city's light rail, trolley, and bus systems, which run frequent, convenient routes. You can also use private cabs or rideshare services such as Uber and Lyft. If you prefer to go green, you can take advantage of the city's bike-share program, which has stations throughout Charlotte.

There are many entertainment and recreational opportunities in the city. Carowinds, North Carolina's world-class, 400-acre amusement park, is located in Charlotte. In addition to its many rides and rollercoasters, the park hosts a slew of events, night activities, and festivals. There's also a 27-acre water park, Carolina Harbor, on the site.

The U.S. National Whitewater Center in Charlotte offers year-round outdoor activities and educational instruction for people of all ages. The 1,300-acre woodland preserve has the world's largest man-made whitewater river, where you can go rafting, and a lake for kayaking and stand-up paddleboarding. There are more than 50 miles of hiking, biking, and walking trails throughout the park. Other activities include mountain climbing, ziplines, controlled jumps from 30 to 100 feet high, ice skating during the winter months, and rope courses. There are also many organized events, such as races, music concerts, and educational certification programs. You can spend several days at the center without running out of things to do.

The city also has many options for indoor or hybrid experiences. The NASCAR Hall of Fame is a 400,000-square-foot facility where you can walk through the hall to view the inductees, use their simulations to "drive" a race car, and follow the everyday life of race teams. The Discovery Place Science Museum, in addition to its many exhibits, has programs, shows, and classes throughout the day, and an IMAX theater with several daily features. If you're into art, you can visit the Mint Museum Randolph, an art museum located at the site of the original branch of the U.S. Mint.

With so much to do, such a vibrant, up-and-coming economy, and an affordable cost of living in the city, Charlotte will continue to grow for the foreseeable future. There are options for urban and suburban living, and there's a wide variety of folks from different backgrounds in the city. If you're looking to relocate, you should consider Charlotte as a viable rent to own home option.

Charlotte, NC Frequently Asked Questions

Charlotte, NC has a walk score of

Charlotte, NC has a bike score of

The state tax rate is 4.99% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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