Rent to own Homes in Charlotte, NC

In the early 1800s, Charlotte, North Carolina, became a bustling town and is recorded as one of the first "gold-rush cities" in the United States. More than 200 years later, the city has once again exploded, though this time through a more modern kind of gold rush — the banking industry. It is now considered the second largest financial district in the U.S., second only to Manhattan, New York. The home of the Charlotte Hornets and Carolina Panthers hosts the headquarters of Fortune 500 companies such as Bank of America and Lowe's. It has a booming economy with 27,300 new jobs, an increase of 2.3%, between 2018 and 2019. The Charlotte metro area had an unemployment rate of 3.1% in 2019, which was lower than the U.S. average of 3.6%.

This nearly 300-square-mile city has approximately 904,000 residents and is now the 15th largest municipality in the United States. Over the past 10 years, Charlotte had a population increase of more than 170,000. People are coming to live in this city in droves, and so can you. Read on to learn more and find a Charlotte rent to own home meant for you.

Charlotte, NC is a great place for affordable rent-to-own homes! With a median household income of over $65,359 and a median rent of $1,185, the Charlotte, NC rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Charlotte, NC. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Charlotte, NC rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
10311 DOMINION VILLAGE DR
3 Beds, 3 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
2,252 Sqft | Built in 2005
6536 MOONLIGHT LN
4 Beds, 3 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
3,192 Sqft | Built in 1993
Hot
1004 CHARTER PL
4 Beds, 3 Baths
Rent To Own
Stonehaven
Single Family Home
Charlotte, NC 28211
2,636 Sqft | Built in 1980
7535 FOWLER SPRINGS LN
3 Beds, 3 Baths
Rent To Own
Idlewild South
Single Family Home
Charlotte, NC 28212
1,440 Sqft | Built in 2006
107 GILMORE ST
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Fort Mill, SC 29715
870 Sqft | Built in 1951
17540 HARBOR WALK DR
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Cornelius, NC 28031
2,124 Sqft | Built in 2008
311 NORTHWEST DR
2 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Davidson, NC 28036
869 Sqft | Built in 1984
Hot
200 MCINTYRE ST
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Monroe, NC 28110
1,000 Sqft | Built in 1974
Rent to own homes offer low monthly payments and flexible terms.
524 Jakes Ridge Ln
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Mooresville, NC 28115
1,151 Sqft | Built in 2000
4914 THRONEBURG RD
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Catawba, NC 28609
1,008 Sqft | Built in 1989
208 W LEE AVE
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Bessemer City, NC 28016
1,154 Sqft | Built in 1920
410 CANDLEWICK DR
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Salisbury, NC 28147
1,910 Sqft | Built in 2001
454 N TRADD ST
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Statesville, NC 28677
700 Sqft | Built in 1962
461 N TRADD ST
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Statesville, NC 28677
728 Sqft | Built in 1963
1036 AUTUMN LN
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Hickory, NC 28602
1,437 Sqft | Built in 1979
1420 ESSEX AVE
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Gastonia, NC 28052
703 Sqft | Built in 1940
Hot
1 of 17 2130 DURAND RD
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Fort Mill, SC 29715
2,200 Sqft | Built in 2007
4012 ZILKER PARK DR
3 Beds, 3 Baths
Rent To Own
Eagle Lake
Townhouse/Condo
Charlotte, NC 28217
1,909 Sqft | Built in 2017
Hot
1 of 11 1721 KASHMIR WHITE LN
4 Beds, 4 Baths
Rent To Own
Waterstone
Single Family Home
Fort Mill, SC 29708
1,940 Sqft | Built in 2001
1 of 18 12528 MCGRATH DR
2 Beds, 2.5 Baths
Rent To Own
Prosperity Church Road
Townhouse/Condo
Charlotte, NC 28269
1,309 Sqft | Built in 2013
1 of 34 2381 MAPLE GROVE LN NW
5 Beds, 4 Baths
Rent To Own
 
Single Family Home
Concord, NC 28027
3,530 Sqft | Built in 2011
1 of 30 1831 BRIARCREST DR NW
5 Beds, 3 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
3,054 Sqft | Built in 2002
1 of 35 1137 JAMES ST
2 Beds, 1 Bath
Rent To Own
Oakdale North
Single Family Home
Charlotte, NC 28216
944 Sqft | Built in 1949
1 of 27 6729 ALDERSON DR
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Charlotte, NC 28269
2,635 Sqft | Built in 2013
Hot
1 of 35 2203 EVERSHAM DR NW
3 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Concord, NC 28027
2,028 Sqft | Built in 2015
Hot
1 of 13 13411 MALLARD LAKE RD
4 Beds, 2.5 Baths
Rent To Own
Mallard Creek - Withrow Downs
Single Family Home
Charlotte, NC 28262
2,754 Sqft | Built in 2011
Hot
1 of 8 6107 SKYLINE DR
3 Beds, 2 Baths
Rent To Own
Highland Creek
Single Family Home
Charlotte, NC 28269
1,571 Sqft | Built in 1993
1 of 42 4202 SHEPHERDLEAS LN
4 Beds, 3.5 Baths
Rent To Own
Piper Glen Estates
Single Family Home
Charlotte, NC 28277
4,008 Sqft | Built in 1993
1 of 7 806 HOUSTON DR
4 Beds, 4 Baths
Rent To Own
 
Single Family Home
Monroe, NC 28110
3,800 Sqft | Built in 1991
6726 WANNAMAKER LN
4 Beds, 2 Baths
Rent To Own
Carmel
Single Family Home
Charlotte, NC 28226
1,688 Sqft | Built in 1980
8925 SHARONBROOK DR
4 Beds, 3 Baths
Rent To Own
Sterling
Single Family Home
Charlotte, NC 28210
2,243 Sqft | Built in 1962
Hot
1 of 23 16318 REDSTONE MOUNTAIN LN
2 Beds, 2 Baths
Rent To Own
Ballantyne West
Townhouse/Condo
Charlotte, NC 28277
1,460 Sqft | Built in 2001
Hot
1 of 16 6626 ROTHCHILD DR
3 Beds, 2.5 Baths
Rent To Own
Oxford Hunt
Townhouse/Condo
Charlotte, NC 28270
1,320 Sqft | Built in 1999
Hot
1 of 20 4016 ANCESTRY CIR
4 Beds, 4 Baths
Rent To Own
 
Single Family Home
Matthews, NC 28104
4,392 Sqft | Built in 2000
1 of 25 11277 MCFALLS DR
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Fort Mill, SC 29707
2,688 Sqft | Built in 1986
Hot
1 of 49 3002 CANOPY DR
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Indian Trail, NC 28079
2,135 Sqft | Built in 2010
Hot
1 of 16 3525 WINDBLUFF DR
4 Beds, 3.5 Baths
Rent To Own
Rain Tree
Single Family Home
Charlotte, NC 28277
4,260 Sqft | Built in 1978
Hot
1 of 29 10215 STONEMEDE LN
6 Beds, 4 Baths
Rent To Own
Providence Estates East
Single Family Home
Matthews, NC 28105
6,648 Sqft | Built in 2003
Hot
1 of 3 1326 ROLLINS AVE
3 Beds, 2 Baths
Rent To Own
Briarcreek - Woodland
Single Family Home
Charlotte, NC 28205
1,570 Sqft | Built in 2021
Hot
1315 EAST BLVD
1 Bed, 1 Bath
Rent To Own
Dilworth
Townhouse/Condo
Charlotte, NC 28203
775 Sqft | Built in 2006
1 of 10 1837 ACADEMY ST
3 Beds, 2 Baths
Rent To Own
Shamrock
Single Family Home
Charlotte, NC 28205
1,451 Sqft | Built in 1953
1 of 22 2637 CHESTERFIELD AVE
4 Beds, 3 Baths
Rent To Own
Chantilly
Single Family Home
Charlotte, NC 28205
2,197 Sqft | Built in 1947
Hot
1 of 8 4659 OLD LANTERN WAY
2 Beds, 1.5 Bath
Rent To Own
North Sharon Amity
Townhouse/Condo
Charlotte, NC 28212
928 Sqft | Built in 1970
Hot
1 of 3 1135 GRANVILLE RD
1 Bed, 1 Bath
Rent To Own
Myers Park
Townhouse/Condo
Charlotte, NC 28207
819 Sqft | Built in 1920
Sponsored Link

More Charlotte, NC Property Resources

Rent to own Homes in Cities Near Charlotte, NC

Browse all Rent to own Homes in North Carolina

Buying a Home in Charlotte, NC

Charlotte, NC is seeing rapid growth and Charlotte, NC's' housing market remains optimal with an average home price that is -100% below the 2022 national average. Charlotte, NC is part of Mecklenburg county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Mecklenburg is 1.05% which is above the national average, which is 0.99%.

Median Home Price in Charlotte, NC

Median Rent in Charlotte, NC

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Charlotte

Despite everything Charlotte has to offer, it's not an expensive place to live. The overall cost of living is a little more than 1% below the national average. Health costs are at the national average, but everything else, from groceries to transportation expenses, is between 0.8% and 2.3% lower than the rest of the country. These numbers are not so common in larger countries across the U.S.

Average Home Prices in Charlotte

Typically, popular metropolitan areas command high housing prices, but that's not the case in Charlotte. The median home cost in the city is $228,800, which is slightly more than 22% above the average for North Carolina, but 1% lower than the average in the United States. These prices are very affordable, considering the city's economy and popularity, and rent-to-own homes are a great way to quickly and easily become homeowners in this bustling city.

Charlotte Statistics

If you're interested in Charlotte rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Charlotte statistics compared to the U.S. national average.

Charlotte Averages National Averages
One-Way Commute 25.3 minutes 26.4 minutes
Violent Crime 34.3 22.7
Property Crime 53.6 35.4
Unemployment Rate 4.2% 3.9%
Income Tax Rate 5.5% 4.6%
Air Quality 43 58
Water Quality 60 55
Median Household Income $53,274 $53,482
Median Property Taxes $2,600 $2,200
Utilities $170/month $112/month
Monthly Rent $970 $1,470
Median Home Cost $228,800 $231,200
Median Home Age 25 years 40 years

Popular Amenities and Attractions in Charlotte

Charlotte is proud of its tourism industry. More than 29 million people visited the city in 2018. These tourists spent nearly $7.5 billion throughout the year. Charlotte Douglas International Airport makes it easy to travel to and from the city, and Charlotte has an impressive transportation network for getting around town. Residents and visitors can take advantage of the city's light rail, trolley, and bus systems, which run frequent, convenient routes. You can also use private cabs or rideshare services such as Uber and Lyft. If you prefer to go green, you can take advantage of the city's bike-share program, which has stations throughout Charlotte.

There are many entertainment and recreational opportunities in the city. Carowinds, North Carolina's world-class, 400-acre amusement park, is located in Charlotte. In addition to its many rides and rollercoasters, the park hosts a slew of events, night activities, and festivals. There's also a 27-acre water park, Carolina Harbor, on the site.

The U.S. National Whitewater Center in Charlotte offers year-round outdoor activities and educational instruction for people of all ages. The 1,300-acre woodland preserve has the world's largest man-made whitewater river, where you can go rafting, and a lake for kayaking and stand-up paddleboarding. There are more than 50 miles of hiking, biking, and walking trails throughout the park. Other activities include mountain climbing, ziplines, controlled jumps from 30 to 100 feet high, ice skating during the winter months, and rope courses. There are also many organized events, such as races, music concerts, and educational certification programs. You can spend several days at the center without running out of things to do.

The city also has many options for indoor or hybrid experiences. The NASCAR Hall of Fame is a 400,000-square-foot facility where you can walk through the hall to view the inductees, use their simulations to "drive" a race car, and follow the everyday life of race teams. The Discovery Place Science Museum, in addition to its many exhibits, has programs, shows, and classes throughout the day, and an IMAX theater with several daily features. If you're into art, you can visit the Mint Museum Randolph, an art museum located at the site of the original branch of the U.S. Mint.

With so much to do, such a vibrant, up-and-coming economy, and an affordable cost of living in the city, Charlotte will continue to grow for the foreseeable future. There are options for urban and suburban living, and there's a wide variety of folks from different backgrounds in the city. If you're looking to relocate, you should consider Charlotte as a viable rent to own home option.

Charlotte, NC Frequently Asked Questions

Charlotte, NC has a walk score of

Charlotte, NC has a bike score of

The state tax rate is 4.99% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
Browse Rent to own Locations Below
Browse All Rent to Own Listings