Rent to own Homes in Indianapolis, IN

Indianapolis is the 12th largest city in the country with a population of close to 830,000. It's the capital of Indiana, and it has been voted by numerous publications as one of the best places to live in the United States when it comes to large cities. The city offers a great deal for its residents, including large scale attractions, major sports, and comfortable living. Indianapolis is also noted as one of the fastest growing cities in the country. It is home to a huge selection of housing, including rental apartments, rent to own houses, and purchasable homes.

Indianapolis, IN is a great place for affordable rent-to-own homes! With a median household income of over $50,813 and a median rent of $911, the Indianapolis, IN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Indianapolis, IN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Indianapolis, IN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
1827 MANSFIELD ST
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Rent To Own
Near Northwest - Riverside
Single Family Home
Indianapolis, IN 46202
2
1
1718 ft2
1925
Hot
1907 N BANCROFT ST
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46218
2
1
1557 ft2
1941
1 of 39 1537 E LEGRANDE AVE
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Rent To Own
Near Southeast
Single Family Home
Indianapolis, IN 46203
4
3
1768 ft2
1925
1 of 12 711 E 16TH ST
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Rent To Own
Near Northside
Single Family Home
Indianapolis, IN 46202
3
4
2000 ft2
2021
1 of 44 108 E St Clair Street #E
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Rent To Own
Downtown Indianapolis
Single Family Home
Indianapolis, IN 46204
2
1
797 ft2
1920
1 of 23 9442 ORCHARD COVE DR
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Rent To Own
Wanamaker
Single Family Home
Indianapolis, IN 46239
2
2
1495 ft2
2021
1 of 25 4841 E Terrace Avenue
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Rent To Own
Near Southeast
Single Family Home
Indianapolis, IN 46203
2
1
780 ft2
1947
Hot
1930 MANSFIELD ST
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Rent To Own
Near Northwest - Riverside
Single Family Home
Indianapolis, IN 46202
3
1
1976 ft2
1925
New
1 of 32 12913 Tradd St
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Rent To Own
The Village Of West Clay
Single Family Home
Carmel, IN 46032
2
2
1211 ft2
2002
1 of 32 5880 and 5838 E County Road 800 N
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Rent To Own
 
Single Family Home
Brownsburg, IN 46112
4
2
2232 ft2
1976
512 CENTRAL AVE
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Rent To Own
 
Single Family Home
Anderson, IN 46012
3
2
1202 ft2
1915
68 Bartolome
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Rent to Own Eligible
 
Single Family Home
Miami, FL 33154
5
3
0 ft2
2000
New
1 of 8 1122 MEDFORD AVE
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Rent To Own
Near Westside
Single Family Home
Indianapolis, IN 46222
2
1
898 ft2
1930
1 of 25 4923 KESSLER BOULEVARD EAST DR
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Rent To Own
Devonshire
Single Family Home
Indianapolis, IN 46220
8
6
26000 ft2
1956
Hot
929 N BOSART AVE
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46201
2
1
884 ft2
1920
1 of 32 1601 E 77TH ST
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Rent To Own
North Central
Single Family Home
Indianapolis, IN 46240
3
3
2987 ft2
1934
1 of 22 1128 RIDGE TOP DR
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Rent To Own
Greenwood
Single Family Home
Greenwood, IN 46142
3
1
1150 ft2
1961
1 of 47 1422 ENGLISH AVE
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Rent To Own
Fountain Square
Single Family Home
Indianapolis, IN 46201
4
4
3010 ft2
1890
7006 DORIS DR
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Rent To Own
Chapel Hill - Ben Davis
Single Family Home
Indianapolis, IN 46214
3
1
936 ft2
1965
New
714 S BILTMORE AVE
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Rent To Own
Garden City
Single Family Home
Indianapolis, IN 46241
2
1
440 ft2
1945
Hot New
959 E GEORGIA ST
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Rent To Own
Fountain Square
Single Family Home
Indianapolis, IN 46202
2
1
2460 ft2
1900
Hot New
2732 N DEARBORN ST
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Rent To Own
Martindale - Brightwood
Single Family Home
Indianapolis, IN 46218
2
1
754 ft2
1947
Hot
2906 MARS HILL ST
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Rent To Own
Mars Hill
Single Family Home
Indianapolis, IN 46241
2
1
816 ft2
1930
1 of 6 4809 N KITLEY AVE
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Rent To Own
 
Single Family Home
Indianapolis, IN 46226
3
2
936 ft2
1955
6915 GOVERNORS POINT BLVD
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Rent To Own
Southern Dunes
Single Family Home
Indianapolis, IN 46217
3
3
2016 ft2
2001
Hot
1 of 57 241 N PERSHING AVE
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Rent To Own
Near Westside
Single Family Home
Indianapolis, IN 46222
2
1
2358 ft2
1910
1 of 98 4404 N MERIDIAN ST
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Rent To Own
Butler - Tarkington
Single Family Home
Indianapolis, IN 46208
4
6
5838 ft2
1926
2010 N COLORADO AVE
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46218
3
2
1800 ft2
1950
Hot New
2912 N GLADSTONE AVE
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Rent To Own
Martindale - Brightwood
Single Family Home
Indianapolis, IN 46218
3
1
960 ft2
1966
1 of 17 Address Withheld By Seller
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Rent To Own
Martindale - Brightwood
Single Family Home
Indianapolis, IN 46218
2
1
906 ft2
1920
950 N RURAL ST
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46201
3
2
2254 ft2
1909
1 of 48 4657 E 62ND ST
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Rent To Own
Allisonville
Single Family Home
Indianapolis, IN 46220
4
4
3132 ft2
1951
New
1 of 8 1342 W 18TH ST
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Rent To Own
Near Northwest - Riverside
Single Family Home
Indianapolis, IN 46202
3
1
1568 ft2
1905
Hot
1 of 117 3505 BIRCHWOOD AVE
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Rent To Own
Mapleton - Fall Creek
Single Family Home
Indianapolis, IN 46205
3
2
2352 ft2
1913
4518 E NEW YORK ST
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46201
4
3
2244 ft2
1920
1 of 21 6916 STARKEY RIDGE LN
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Rent To Own
Augusta - New Augusta
Single Family Home
Indianapolis, IN 46268
3
2
1546 ft2
1993
New
7897 HOTZE ST
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Rent To Own
Bloomfield Lake Estates
Single Family Home
Indianapolis, IN 46259
3
2
1079 ft2
1962
New
8102 ROY RD
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Rent To Own
 
Single Family Home
Indianapolis, IN 46219
3
1
1073 ft2
1959
1 of 24 311 E 31ST ST
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Rent To Own
Mapleton - Fall Creek
Single Family Home
Indianapolis, IN 46205
4
3
3219 ft2
1920
4319 GREENWAY DR
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Rent To Own
Millersville
Single Family Home
Indianapolis, IN 46220
3
2
1320 ft2
1972
1 of 37 9150 KERWOOD DR
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Rent To Own
Nora - Far Northside
Single Family Home
Indianapolis, IN 46240
3
3
3291 ft2
1949
4812 E 21ST ST
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Rent To Own
Near Eastside
Single Family Home
Indianapolis, IN 46218
4
1
1270 ft2
1950
10254 CARROLLTON AVE
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Rent To Own
Home Place
Single Family Home
Carmel, IN 46280
3
2
1310 ft2
1955
New
14298 Beaument Blvd
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Rent To Own
 
Single Family Home
Carmel, IN 46074
4
4
4631 ft2
2024
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Buying a Home in Indianapolis, IN

Indianapolis, IN is seeing rapid growth and Indianapolis, IN's' housing market remains optimal with an average home price that is -33% below the 2025 national average. Indianapolis, IN is part of Marion county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Marion is 1.15% which is above the national average, which is 0.99%.

Median Home Price in Indianapolis, IN

Median Rent in Indianapolis, IN

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Indianapolis IN

Housing Statistics One thing that makes Indianapolis one of the best places to live in the country is its cost of living. The cost of renting a home is $700, which is pretty much the average across the country for a one-bedroom property. The average price of a home is less than $100,000, at $99,570. If you're looking for a place to live, there are approximately 800,000 houses with less than 10% vacant. As with most cities there are more people who own a home than those who are renting a home. There are 63% of residents who own a home and 30% of residents who rent a home. If you own a home, the average cost of a home in Indianapolis is about $130,000. an.

Largest Employers and Industries Indianapolis has many well-known companies headquartered in the city. This is one of the reasons the city has experienced so much growth. One of the largest companies headquartered in Indianapolis is Eli Lilly and Company, a large pharmaceutical manufacturer. The wireless provider Brightpoint is located here. Indianapolis also has distribution centers for FedEx Express, Amazon, Target, and CVS Pharmacy. The health insurance provider, Wellpoint, is also located here. Conseco, Emmis Communications, Steak 'n Shake, and Dow AgroSciences, Sallie Mae, Rolls-Royce, Raytheon, and General Motors are a few more popular companies that call Indianapolis home.

Arts and Culture Indianapolis is rich in arts and culture. The city actually has six cultural districts located throughout the city. There is a cultural trail which is an urban bike and pedestrian pathway that connects the six cultural districts. The center of Indianapolis has a Monument Circle, which is dedicated to the military. There is the War Memorial Plaza dedicated to soldiers of World War I. In fact, the city is second to only Washington, D.C., when it comes to war memorials.

NeighborhoodsNorth Side: The North side of the city is considered the central part and it is the oldest. Many of the purchasable and rental homes there are being renovated. It is pretty much an urban area with areas like Cottage Home and Lockerbie Square. The Butler-Tarkington neighborhood is close to Butler University with many college students living in this area. If you have a family you may consider Meridian-Kessler. It is an area full of brick homes and spacious yards that's perfect for families.

Indianapolis, IN Frequently Asked Questions

Indianapolis is safer than 1% of Indiana's cities and 2%. Though the crime rate has risen in 2021, the mayor still refers to Indianapolis as "extraordinarily safe."

Yes! Indianapolis is Indiana's largest city, has a healthy job market, three different universities, and the cost of living is 12% lower than the national average.

The average snowfall is 21.6 inches, which is below the national average of 27.8 inches.

The median price of a home in Indianapolis, Indiana, is $217,000.