Rent to own Homes in Fort Wayne, IN

Fort Wayne, Indiana, sits along the banks of the St. Joseph, Maumee and St. Mary's Rivers. Its location was the primary reason the United States Army originally established a fort here in 1794. Fort Wayne quickly established itself as an important trading post and continued to experience rapid growth throughout the Industrial Revolution. Today, Fort Wayne plays a primary role in the cultural happenings of life in Indiana. In the town's centralized arts district, you will find The Arts United Center, home to dance and theater performances. Across the street, you will also discover the Fort Wayne Museum of Art. If you consider yourself more of a sports fan, have no fear. Fort Wayne is home to three minor league sports teams and was voted as the 2007 Best Place in the Country for Minor League Sports by the Street and Smith's Sports Business Journal.

Fort Wayne, IN is a great place for affordable rent-to-own homes! With a median household income of over $51,454 and a median rent of $777, the Fort Wayne, IN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Fort Wayne, IN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Fort Wayne, IN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 36 141 E Main Street
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Single Family Home
North Manchester, IN 46962
2
2
6085 ft2
1910
6620 Bruce Road # 40
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Single Family Home
Celina, OH 45822
2
1
0 ft2
2014
1 of 20 9745 Foxwood Passage
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Rent To Own
Northeast Fort Wayne
Single Family Home
Fort Wayne, IN 46835
3
2
1817 ft2
1 of 13 4114 SMITH ST
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Rent To Own
Pettit-Rudisill
Single Family Home
Fort Wayne, IN 46806
3
2
1586 ft2
1945
1 of 10 8549 RACEBORG PL
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Northeast Fort Wayne
Single Family Home
Fort Wayne, IN 46835
3
3
2256 ft2
2019
1 of 13 8671 RACEBORG PL
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Northeast Fort Wayne
Single Family Home
Fort Wayne, IN 46835
3
2
1805 ft2
2021
1 of 11 8415 BONJOUR CV
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Northeast Fort Wayne
Single Family Home
Fort Wayne, IN 46835
3
2
1882 ft2
2022
Hot
3117 PLAZA DR
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Pontiac Place
Single Family Home
Fort Wayne, IN 46806
3
2
1508 ft2
1911
1 of 23 4030 ELWOOD DR
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Northeast Fort Wayne
Single Family Home
Fort Wayne, IN 46815
4
2
2189 ft2
1955
1 of 12 13024 SILK TREE TRL
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Southwest Fort Wayne
Single Family Home
Fort Wayne, IN 46814
4
3
2006 ft2
2020
1 of 10 13070 CRAPE MYRTLE CV
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Southwest Fort Wayne
Single Family Home
Fort Wayne, IN 46814
3
2
1522 ft2
2021
1 of 10 14942 LEO CREEK BLVD
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Single Family Home
Leo, IN 46765
5
4
4185 ft2
2019
1 of 10 15190 ANNABELLE PL
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Single Family Home
Leo, IN 46765
3
2
1831 ft2
2022
1 of 10 15360 Brimwillow Drive
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Northwest Fort Wayne
Single Family Home
Huntertown, IN 46848
3
3
1384 ft2
1155 LAGONDA TRL
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Single Family Home
Fort Wayne, IN 46818
4
3
1749 ft2
2022
1 of 10 1410 Bearhollow Drive
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Northwest Fort Wayne
Single Family Home
Huntertown, IN 46748
4
3
1645 ft2
2023
1 of 10 16681 WILLOW RIDGE TRL
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Northwest Fort Wayne
Single Family Home
Fort Wayne, IN 46845
3
2
1637 ft2
2018
1 of 17 157 BIG ROCK PASS
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Single Family Home
Huntertown, IN 46748
3
3
2346 ft2
2020
1 of 10 1310 WEDGE RUN
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Northwest Fort Wayne
Single Family Home
Fort Wayne, IN 46845
3
2
1426 ft2
2021
1 of 27 785 WAXWING CT
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Single Family Home
Roanoke, IN 46783
3
2
1844 ft2
2022
1 of 11 776 WAXWING CT
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Single Family Home
Roanoke, IN 46783
3
2
1799 ft2
2022
1 of 16 798 WAXWING CT
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Single Family Home
Roanoke, IN 46783
4
3
2549 ft2
2022
1 of 13 2267 BROWNSTONE RUN
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Single Family Home
Huntertown, IN 46748
3
3
1740 ft2
2018
1 of 10 The Monaco at 569 Outline Trail
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Single Family Home
Huntertown, IN 46845
5
8
9326 ft2
1 of 10 17820 LETTERBRICK RUN
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Single Family Home
Leo, IN 46765
5
6
5904 ft2
2020
1 of 24 5272 Greyson Heights Blvd
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Single Family Home
Auburn, IN 46706
4
5
3944 ft2
1 of 10 13749 Outpost Lodge Road
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Single Family Home
Roanoke, IN 46783
4
3
1973 ft2
1 of 11 457 ROCKWELL AVE
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Single Family Home
Roanoke, IN 46783
3
2
1622 ft2
2022
1 of 8 451 ROCKWELL AVE
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Single Family Home
Roanoke, IN 46783
3
2
1491 ft2
2022
1 of 10 2115 CUSTER DR
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Single Family Home
Garrett, IN 46738
3
2
1605 ft2
2022
1 of 8 606 GRUBE DR
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Single Family Home
Garrett, IN 46738
3
2
1737 ft2
2022
1 of 10 1907 Waynedale Drive
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Single Family Home
Garrett, IN 46703
3
3
1686 ft2
1 of 10 1908 WAYNEDALE DR
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Single Family Home
Garrett, IN 46738
4
3
1678 ft2
2022
1 of 10 2113 CUSTER DR
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Single Family Home
Garrett, IN 46738
3
2
1405 ft2
2022
Hot
1 of 23 116 S PETERS ST
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Single Family Home
Garrett, IN 46738
4
2
2044 ft2
1940
111 Sunset Drive
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Single Family Home
Avilla, IN 46710
3
2
1545 ft2
1 of 11 224 N INDIAN RIVER CV
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Single Family Home
Columbia City, IN 46725
3
2
1445 ft2
2021
1 of 9 223 W LONGFELLOW BLVD
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Single Family Home
Columbia City, IN 46725
4
3
1901 ft2
2022
1 of 35 238 W LONGFELLOW BLVD
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Single Family Home
Columbia City, IN 46725
3
2
1631 ft2
2021
1 of 10 296 W LONGFELLOW BLVD
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Single Family Home
Columbia City, IN 46725
3
2
1798 ft2
2020
1 of 10 807 W Portsmouth Cove
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Single Family Home
Columbia City, IN 46725
4
3
1758 ft2
1 of 12 301 W PORTSMOUTH CV
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Single Family Home
Columbia City, IN 46725
3
2
1460 ft2
2021
1 of 13 753 N NORFOLK CV
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Single Family Home
Columbia City, IN 46725
3
2
1623 ft2
2022
1 of 26 1150 W STATE ST
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Single Family Home
Pleasant Lake, IN 46779
3
1
1223 ft2
1910
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Rent to own Homes in Cities Near Fort Wayne, IN

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Buying a Home in Fort Wayne, IN

Fort Wayne, IN is seeing rapid growth and Fort Wayne, IN's' housing market remains optimal with an average home price that is -44% below the 2025 national average. Fort Wayne, IN is part of Allen county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Allen is 0.94% which is below the national average, which is 0.99%.

Median Home Price in Fort Wayne, IN

Median Rent in Fort Wayne, IN

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Fort Wayne

Fort Wayne, IN's cost of living is 12% lower than the national average.

Average Home Prices in Fort Wayne

The median home price for Fort Wayne, Indiana, is $172,600, lower than the national average of $295,300.

Fort Wayne Statistics

If you're interested in Fort Wayne rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Fort Wayne statistics compared to the U.S. national average.

Fort Wayne AveragesNational Averages
One-Way CommuteNot listed27.1 minutes
Violent Crime14.322.7
Property Crime30.4435.4
Unemployment Rate3.4%4.7%
Income Tax Rate3.23%4.6%
Air QualityAQI 22AQI 40
Water QualitySafeSafe
Median Household Income$49,411$79,900
Median Property Taxes$1,263$2,471
Utilities$172.13$171.67
Monthly Rent$918.00$1,098
Median Home Cost$172,600$295,300
Median Home Age49 years37 years

Housing Market in Fort Wayne

Fort Wayne features a slightly more cost-effective housing market when compared to Indiana as a whole. The median house price in Fort Wayne is $100,800, compared to the state's median value of $109,126. Fort Wayne is a city that encourages its residents to stay for years to come. The city has experienced a 6 percent population growth since 2000, with an annual home turnover rate of 15 percent, which speaks to the stability of the market. On average, people stay in their homes for slightly over five years. Fort Wayne is a homeowners market, with 65 percent of homes being owner-occupied. Less than 25 percent of the Fort Wayne housing market is focused on rentals, while 11 percent of homes sit vacant. Those in the market for rent to own houses may have trouble uncovering homes that suit their needs in Fort Wayne, while those looking to buy will have better chances of settling in Fort Wayne.

Largest Employers and Industries

Gone are the days when Fort Wayne functioned as a trading post or a stop along the westward bound railroad. Today, Fort Wayne's major industries include healthcare, insurance, manufacturing and education. Tourism in Fort Wayne also continues to grow, as the city establishes itself as a cultural hub. According to The Alliance, Fort Wayne and Allen County's center for economic growth, the largest employers in town include Parkview Health Systems, Lutheran Health Network, Fort Wayne Community Schools, General Motors, City of Fort Wayne, Lincoln Financial Group, Allen County Government, BF Goodrich, IPFW and BAE Systems Platform Solutions. Parkview Health Systems and the Lutheran Health Network together employ over 9,000 employees.

Local Restaurants

Fort Wayne is home to a wide array of restaurants, ranging from the casual to the exotic. No matter what type of food you crave, there is probably a highly-rated restaurant in Fort Wayne to suit your cravings. Some of the best restaurants, according to Urbanspoon and Visit Fort Wayne, include 800 Degrees Wood Fired Pizza, which combines the atmosphere of a beer with Italian-style pizzas in a vast collection of flavors, and Baker Street Restaurant, an American-style restaurant specializing in steak and seafood. It regularly tops Fort Wayne's Best Of lists. Don Hall's Takaoka of Japan is a feast for the eyes and the stomach. Steak, seafood and veggies are grilled tableside for a meal that's always made just for you. Caliente is Fort Wayne's one-stop shop for Cuban dishes. This casual atmosphere specializes in tamales and Cuban sandwiches.

Neighborhoods

When looking for a home in Fort Wayne, keep in mind the city's neighborhoods are divided into four main areas, some of which are detailed here:

Fort Wayne, IN Frequently Asked Questions

According to NIche.com, Fort Wayne is one of the best places to live in Indiana. It's family-friendly, great for young professionals, and the cost of living is 12% lower than the national average.

Yes. Fort Wayne is listed as the 5th safest city in Indiana. Its total crime score is 62.5, which is below the national average for large cities.

Yes, Fort Wayne, Indiana, is in Eastern Standard Time.

The average price of a home in Fort Wayne, IN, is $172,600, which is below the national average of $295,300.