Rent to own Homes in Memphis, TN

Memphis, Tennessee, is the largest city on the Mississippi River and the second-largest city in Tennessee. With a population of a little over 600,00, it still maintains a small town feel, thanks to its legendary Southern hospitality. One of the biggest draws to Memphis has always been music, and this is the city we can thank for several specific genres, including Rock 'n' Roll, Memphis Blues, Gospel, and even Crunk.

Memphis, TN is a great place for affordable rent-to-own homes! With a median household income of over $41,864 and a median rent of $915, the Memphis, TN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Memphis, TN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Memphis, TN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
8074 S REGIS PL
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Rent To Own
Alliance of Cordova Neighborhoods
Single Family Home
Cordova, TN 38018
4
2
1944 ft2
1981
5330 LAURIE LN
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Rent To Own
White Station -Yates Neighborhood Association
Single Family Home
Memphis, TN 38120
4
1
2026 ft2
1955
5657 NORMANDY PL
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Rent To Own
East Memphis
Single Family Home
Memphis, TN 38120
3
3
2600 ft2
1961
6618 Chesapeake Dr
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Rent To Own
 
Single Family Home
Memphis, TN 38122
3
2
1344 ft2
6861 CORAL HILL DR
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Rent To Own
Easthill
Single Family Home
Bartlett, TN 38135
3
2
1541 ft2
1978
6040 SYON CV
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Rent To Own
Balmoral Residents Association
Single Family Home
Memphis, TN 38119
4
3
2626 ft2
1971
3646 HAUGHTON LN #1
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Rent To Own
Lantern Square Apartments
Townhouse/Condo
Memphis, TN 38128
3
3
1626 ft2
1974
4036 S WALNUT GROVE CIR
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Rent To Own
Pidgeon Estates
Single Family Home
Memphis, TN 38117
3
2
2237 ft2
1950
4562 QUINCE RD
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Rent To Own
Colonial Acres Neighborhood Association
Single Family Home
Memphis, TN 38117
3
1
1006 ft2
1952
Hot
4048 WARD AVE
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Rent To Own
Jackson
Single Family Home
Memphis, TN 38108
2
1
715 ft2
1951
222 GROVE DALE ST
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Rent To Own
Green Glade North
Single Family Home
Memphis, TN 38120
3
5
3309 ft2
1965
9066 TELLURIDE CV
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Rent To Own
Lakes of Forest Hill
Single Family Home
Germantown, TN 38138
5
4
5231 ft2
2013
3630 CRESTWYN DR
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Rent To Own
Lakes of Forest Hill
Single Family Home
Germantown, TN 38138
4
4
2803 ft2
1972
4886 Bilco Rd
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Rent To Own
Coro Lake Property Owners Association
Single Family Home
Memphis, TN 38109
5
3
0 ft2
1960
7894 STATE LINE RD
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Rent To Own
Lake Village Homeowners Association
Single Family Home
Memphis, TN 38125
3
3
1856 ft2
1962
4313 MORGAN CV
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Rent To Own
Olive Branch
Single Family Home
Olive Branch, MS 38654
4
2
2335 ft2
1995
4071 CAROLYN MITCHELL DR
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Rent To Own
Olive Branch
Single Family Home
Olive Branch, MS 38654
5
3
2750 ft2
2018
New
91 Twin Lakes Dr
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Rent To Own
 
Single Family Home
Byhalia, MS 38611
5
2
2618 ft2
2022
New
1440 E Fountain Gate Drive
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Rent To Own
 
Single Family Home
Hernando, MS 38632
5
3
3200 ft2
2004
1974 YOUNG AVE
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Rent to Own Eligible
Cooper Young Community Association
Single Family Home
Memphis, TN 38104
3
2
1530 ft2
1902
1945 WALKER AVE
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Rent to Own Eligible
Cooper Young Community Association
Single Family Home
Memphis, TN 38104
2
1
984 ft2
1924
87 W LAFAYETTE CIR
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Rent to Own Eligible
Joffre Area Ciivic Association
Single Family Home
Memphis, TN 38111
2
2
1681 ft2
1941
1 of 23 1589 WAVERLY AVE
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Rent to Own Eligible
Glenview Community Action Association
Single Family Home
Memphis, TN 38106
3
2
2250 ft2
1922
7577 ROMERO DR
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Rent to Own Eligible
Shadowlawn Place
Single Family Home
Bartlett, TN 38002
4
3
3041 ft2
2008
New
1 of 22 7860 STEPHANIE CV
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Rent to Own Eligible
Garden Meadows
Single Family Home
Bartlett, TN 38133
3
2
1488 ft2
1996
3093 ALTRURIA RD
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Rent to Own Eligible
East Hampton
Single Family Home
Bartlett, TN 38134
3
2
1550 ft2
1972
New
3461 EARLYNN DR
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Rent to Own Eligible
Bartlett Creek
Single Family Home
Bartlett, TN 38133
4
3
3331 ft2
1994
3267 DON VALLEY DR
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Rent to Own Eligible
Burloe
Single Family Home
Bartlett, TN 38133
3
2
2134 ft2
1998
New
6951 ANDREWS RD
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Rent to Own Eligible
Oak Road Meadows
Single Family Home
Bartlett, TN 38135
3
2
1538 ft2
1991
3839 MISTY OAK DR
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Rent to Own Eligible
Windyke Area Neighborhood Association
Single Family Home
Memphis, TN 38125
3
2
1736 ft2
1979
3360 PEMBROKE ELLIS CV
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Rent to Own Eligible
Davies Plantation
Single Family Home
Bartlett, TN 38133
4
3
2758 ft2
1994
6640 BOOTH FORREST CV
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Rent to Own Eligible
Daybreak
Single Family Home
Bartlett, TN 38135
3
3
2456 ft2
1999
6128 MARY ELIZABETH CV
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Rent to Own Eligible
East Hampton
Single Family Home
Bartlett, TN 38134
3
2
1679 ft2
1976
3437 SUMMERDALE DR
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Rent to Own Eligible
Summerdale Estates
Single Family Home
Bartlett, TN 38133
3
2
2370 ft2
1989
1 of 25 3456 PATRICIA ELLEN DR
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Rent to Own Eligible
Davies Plantation
Single Family Home
Bartlett, TN 38133
3
2
2318 ft2
1994
6820 BRIARFIELD LN
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Rent to Own Eligible
Briarwood
Single Family Home
Bartlett, TN 38135
4
3
2958 ft2
1994
4648 MOLSONWOOD DR
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Rent to Own Eligible
Ravencrest
Single Family Home
Bartlett, TN 38135
4
3
3046 ft2
2002
New
7016 DOKKUM CV
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Rent to Own Eligible
 
Single Family Home
Memphis, TN 38133
3
2
1204 ft2
1991
7960 CURLEYBARK CV
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Rent to Own Eligible
Hickory Creek
Single Family Home
Bartlett, TN 38135
4
3
3210 ft2
2002
1 of 39 7935 MEMPHIS ARLINGTON RD
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Rent to Own Eligible
Garden Meadows
Single Family Home
Bartlett, TN 38133
4
2
2245 ft2
1977
3071 BARLEY MILLS CIR
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Rent to Own Eligible
Stonebridge
Townhouse/Condo
Lakeland, TN 38002
4
3
2046 ft2
1975
1920 HARBERT AVE
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Rent to Own Eligible
East Midtown Community Association
Single Family Home
Memphis, TN 38104
2
2
1992 ft2
1922
1860 POPLAR WOODS CIR W #2
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Rent to Own Eligible
Fountain Square Condo Association
Townhouse/Condo
Germantown, TN 38138
2
2
1446 ft2
1970
New
4384 WALDEN CV
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Rent to Own Eligible
Richwood Home Owners Association
Single Family Home
Memphis, TN 38125
4
2
2846 ft2
1987
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Buying a Home in Memphis, TN

Memphis, TN is seeing rapid growth and Memphis, TN's' housing market remains optimal with an average home price that is -51% below the 2024 national average. Memphis, TN is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Shelby is 1.38% which is above the national average, which is 0.99%.

Median Home Price in Memphis, TN

Median Rent in Memphis, TN

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Memphis TN

Housing Statistics The number of homes sold in Memphis in a recent 12-month period was 1,828. The average listing price was $178,093, but the the median home sale price was $99,500. The majority of residents -- 53.73% -- own their homes. Of those that do intend to rent--or rent to own--it's worth noting that the apartment vacancy rate hovers around 17.06%.

Local Events and Festivals If you are looking for a city with something to offer every member of your family, Memphis is just the place. The local events kick off in May each year with the Memphis in May Extravaganza. This is a month long event that features four main parts:

Nightlife Memphis really does have something for everyone and it's evident in the nightlife variety it offers. This city has far more than just bars and dance clubs. If you are looking for something musical, try B.B. King's Blues Club on Beale Street. You can get some great food and listen to incredible music at this friendly and inviting club. Dying to catch the big game? Try Brookhaven Pub and Grill on Brookhaven Circle. Fantastic food can be found here, with plenty of games on the large plasma screens.

Neighborhoods Memphis has many neighborhoods, each with unique features. Here, a few of the more notable ones within the city:

Memphis, TN Frequently Asked Questions

Like any city, there are safer parts than others. As of right now, the level of crime in Memphis is considered "very high," with crime steadily increasing over the past three years. Check out the safer areas like Midtown, Downtown, Oakland, Brighton, Munford, Millington, and Horn Lake.

In addition to music, BBQ, and other cultural attractions, Memphis also has affordable housing and great schools.

The median housing cost in Memphis, Tennessee, is $857,700.

Memphis has been historically attached to both music and food. Not only is Graceland, Elvis' home, a grand attraction, but people come from all over to listen to Soul, Blues, Jazz, and Rock in one of many of Memphis' music venues. The other thing Memphis is known for? BBQ! People travel from all over the world to taste Memphis' famous BBQ.