Rent to own Homes in St. Cloud, MN
Join the local food co-op! Good Earth food co-op stocks fresh, seasonal foodstuffs as well as organic and fair-trade items. The community center within the co-op also offers meditation and yoga classes throughout the week. If you're seeking larger brands as well as the all-natural goods, Byerly's is an upscale supermarket in town that caters to those whims as well.
St. Cloud, MN is a great place for affordable rent-to-own homes! With a median household income of over $50,335 and a median rent of $821, the St. Cloud, MN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Cloud, MN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More St. Cloud, MN Property Resources
Rent to own Homes in Cities Near St. Cloud, MN
Neighborhoods in St. Cloud, MN
Pantown rent to own homes St. John Cantius rent to own homes Downtown St. Cloud rent to own homes Colonial Gardens rent to own homes Lincoln School rent to own homes Tech High rent to own homes Clemens and Munsinger Gardens rent to own homes Seberger rent to own homes Wilson Park rent to own homes Southside rent to own homesPopular Zip Codes in St. Cloud, MN
56395 rent to own homes 56393 rent to own homes 56302 rent to own homes 56303 rent to own homes 56301 rent to own homes 56396 rent to own homesBuying a Home in St. Cloud, MN
St. Cloud, MN is seeing rapid growth and St. Cloud, MN's' housing market remains optimal with an average home price that is -27% below the 2024 national average. St. Cloud, MN is part of Stearns county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Stearns is 0.96% which is below the national average, which is 0.99%.
Median Home Price in St. Cloud, MN
Median Rent in St. Cloud, MN
Top 14 Reasons to Live in St. Cloud
Tiptoe through the tulips! Munsinger Gardens, situated on the East bank of the Mississippi River, is full to the brim with flowers, ponds and rock-lined walking paths. Another oasis is Clemens Gardens, which boasts the Windsor Court Fountain, the areas tallest structure of its kind. Roses also abound in a section of the property reserved solely for them.
Extreme water activities! Outdoor Endeavors is a group that offers guided rafting adventures on the Mississippi River, complete with equipment. If kayaking or canoeing is what you're after, Clear Water Outfitting can get you started with equipment rentals and maps essential for navigating the currents.
Get well! All of your modern medical needs will be met at one of the areas fine hospitals, to include St. Cloud Regional Medical Center. When seeking alternative forms of healing, Edgewater Natural Family Medicine can be of service, offering acupuncture and a more natural approach to wellness.
Explore Granite City! A short drive will deliver you to the Quarry Park Nature Preserve where locals spend the entire day scuba diving in the summer and skiing during winter months. Year round, you can hike and rock climb through charted territory as you settle into breath-taking views. History buffs, however, might prefer to take in the panoramas at Stearns History Museum where the legacy of granite is conveyed through in-house exhibits and by homes in surrounding neighborhoods.
The Paramount Arts District! The district houses the old Paramount Theater, which now holds concerts and productions throughout the year. The district businesses focus on visual and performing arts and locals can see art that takes various forms at Gallery Saint Germain.
Learn something new! There are many exciting how-to courses in the area ranging from the Stained Glass Made Simple workshop at the Visual Arts Center to the Steampunk Jewelry workshop through the Great River Regional Library.
Delight in top-notch cuisine! When you're in the mood for amazing food in stylish surroundings look no further than Nick's Third Floor at D.B. Searle's. They serve fresh, nuanced cuisine that has residents raving. Jule's Bistro is another local charmer putting up New American cuisine in a quaint setting.
Take in a hockey match! Hockey is all the rage when the St. Cloud Huskies play in town from November through March. Grab some tickets and head to the Herb Brooks National Hockey Center for some action.
Appreciation rates are on the rise! Neighborhoods surrounding 7th Street West and Smith Avenue North see a yearly appreciation of 5.40%. Another great choice for those wishing to rent to own homes with increasing worth is the area near Summit Avenue and Howell, where rates increase 4.66% annually.
Affordable rent to own options! There are many areas in town where renters can find a bargain. Abodes nearest Robert and 12th Streets see average rental prices of $484, lower than 95.7% of other neighborhoods in Minnesota.
High Home Values! If you're seeking rent to own houses that are high in value, start your search around Linwood and Osceola Avenues where the median home value is $422,308. The community surrounding Mississippi River Boulevard and Emerald Street is another option with homes valued at $341,746.
Access to the lake! More than half of the homes in this city are owner occupied, and many of these residents opt to live close to the lake. Homes that offer a plethora of lakeside activity are found near Orchard and Overlake Avenues just off the coast of Bald Eagle Lake.
Plenty of room and bargains for renters! Vacancy rates near Summit Avenue are at 15.2%, which leave many homes up for the taking. In the area surrounding Rice Street and St. Anthony Avenue the average rental prices are just $497, lower than 94.5% of the neighboring cities.