Rent to own Homes in San Francisco, CA

San Francisco is one of the most visited cities in the USA, and is ranked as the 44th most visited tourist destination in the entire world. The city is well known for many things, including the world famous Golden Gate Bridge, Alcatraz Island, its hilly topography, its eclectic architectural mix, and its cool, foggy weather. Within the U.S., San Francisco is also an important financial and banking center, and has a vibrant cultural and arts scene, making it an extremely attractive city for those seeking a new property to call home.

San Francisco, CA is a great place for affordable rent-to-own homes! With a median household income of over $119,136 and a median rent of $2,010, the San Francisco, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Francisco, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Francisco, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1600 INGALLS ST
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Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
1 of 25 370 Bartlett Street #2
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Rent To Own
Mission
Townhouse/Condo
San Francisco, CA 94110
1
1
845 ft2
1960
1 MANDALAY PL #1506
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Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
717 JOHNSON ST
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Rent To Own
 
Townhouse/Condo
Albany, CA 94706
4
2
1530 ft2
1949
1200 Brickyard Way
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Rent To Own
Point Richmond
Townhouse/Condo
Richmond, CA 94801
2
2
1369 ft2
1985
1 of 42 1479 SAN PABLO AVE
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Rent To Own
Nob Hill
Townhouse/Condo
Pinole, CA 94564
5
5
3020 ft2
2020
Hot
81 TARRY LN
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Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
711 PORTWALK PL
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Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
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Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1 of 5 Scribe Way
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Rent To Own
Castro Valley Hills
Townhouse/Condo
Castro Valley, CA 94546
4
4
1749 ft2
2024
1 of 4 Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
1
1714 ft2
2025
3919 Novel Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
3
1423 ft2
2024
1 of 14 3704-3704A Scribe Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
4
2033 ft2
2025
1 of 4 3832-3832A Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
1
1714 ft2
2025
1 of 6 3838-3838A Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
4
1749 ft2
2025
3836 Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
4
1423 ft2
2025
1 of 15 3711 Scribe Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
3
1495 ft2
2025
1243 PINE CREEK WAY #B
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94520
3
2
1240 ft2
1971
1243 Pine Creek Way
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94520
3
1
1240 ft2
1971
Hot
1 of 30 1480 JULIA LN
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94519
3
3
1610 ft2
2022
1 of 30 1424 JULIA LN
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94519
3
3
1610 ft2
2024
Baine Avenue Apartments, 6437 Baine Ave
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Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
1 of 42 981 Harcot Court
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Rent To Own
Whisman Station
Townhouse/Condo
San Jose, CA 95133
4
4
1721 ft2
2025
New
334 Santana Row
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Rent To Own
The Villas
Single Family Home
San Jose, CA 95128
2
3
2042 ft2
2002
1 of 20 900 Cambridge Dr
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Rent To Own
Benicia
Single Family Home
Benicia, CA 94510
2
1
1087 ft2
1984
250 KING ST #1114
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Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
962 ft2
2004
Hot
350 SAN JOSE AVE #350
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Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94110
4
4
2250 ft2
1900
2130 HARRISON ST #2
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Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
1
2
1073 ft2
2001
2225 23RD ST #215
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Rent to Own Eligible
Potrero
Townhouse/Condo
San Francisco, CA 94107
1
1
602 ft2
1989
New
3422 19th St # 3422
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Rent to Own Eligible
Mission
Single Family Home
San Francisco, CA 94110
2
2
0 ft2
1907
New
300 IVY ST #401
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Rent to Own Eligible
Hayes Valley
Townhouse/Condo
San Francisco, CA 94102
1
1
682 ft2
2014
New
260 KING ST #1107
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Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
896 ft2
2004
45 BARTLETT ST #318
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Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
1
1
725 ft2
2014
New
262 Clinton Park
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Rent to Own Eligible
Mission Dolores
Single Family Home
San Francisco, CA 94103
2
1
0 ft2
1900
New
170 KING ST #504
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Rent to Own Eligible
South Beach
Townhouse/Condo
San Francisco, CA 94107
1
1
852 ft2
2007
New
857 Church St
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Rent to Own Eligible
Castro
Townhouse/Condo
San Francisco, CA 94114
1
1
740 ft2
1954
1 of 90 52 INNES CT #403
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Rent to Own Eligible
Hunters Point
Townhouse/Condo
San Francisco, CA 94124
3
2
1409 ft2
2017
New
227 ARLETA AVE
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Rent to Own Eligible
Visitacion Valley
Single Family Home
San Francisco, CA 94134
3
2
1000 ft2
1928
1 of 29 301 CRESCENT CT #3410
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Rent to Own Eligible
Bayview
Townhouse/Condo
San Francisco, CA 94134
2
2
1034 ft2
2007
392 Bayview Cir
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Rent to Own Eligible
Silver Terrace
Single Family Home
San Francisco, CA 94124
2
2
0 ft2
1986
950 Harrison St
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Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94107
1
2
1012 ft2
2000
New
55 PAGE ST #412
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Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94102
2
2
1008 ft2
2008
250 KING ST #532
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Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
716 ft2
2004
1 of 59 1122 HOLLISTER AVE
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Rent to Own Eligible
Bayview
Single Family Home
San Francisco, CA 94124
2
1
912 ft2
1913
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Buying a Home in San Francisco, CA

San Francisco, CA is seeing rapid growth and San Francisco, CA's' housing market remains not optimal with an average home price that is 430% above the 2025 national average. San Francisco, CA is part of San Francisco county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county San Francisco is 0.55% which is below the national average, which is 0.99%.

Median Home Price in San Francisco, CA

Median Rent in San Francisco, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Francisco CA

Housing Statistics San Francisco is a hugely popular city in the USA, and consequently, its housing prices are much higher than you might find in other smaller neighborhoods and towns outside of the major hubs. Those with greater financial restrictions might want to consider rent to own homes, of which there are many in the area. On average, houses currently sell at an average of $1,490,226, with median prices at $851,000, based on monthly sale transactions of 1,221, although these figures will change a little bit each month. Median turnover rates for houses in the area were estimated to be just under $70,000 in 2011, with rental averages of just under $2,000 per month, second only to New York in the most expensive areas to rent in the USA.

Outdoor Activities San Francisco might boast the most beautifully natural setting of all of the major cities in the U.S., making it a great city to explore for outdoor enthusiasts. The Bay Area provides a host of thrills, from surfing on the same waves that Kelly Slater once enjoyed, to sailing on the same waters as the America's Cup competition. From the water, you can also get out and explore the Golden Gate Bridge, one of the city's most iconic landmarks, as well as the prison on Alcatraz Island. If you wish, you can even venture slightly farther out of the city to find a secluded beach for a spot of swimming or to simply relax under the sun with a picnic. If you'd rather be more active, the Golden Gate National Recreation Area provides a massive playground to explore, comprising beautiful untouched forests, peaceful lookout points with amazing views, and a host of tracks and trails for hiking and biking. One of the great walks available is the Lands End Trail, a three mile trip that even a novice hiker can manage. It affords a magnificent view over the Golden Gate Bridge and the San Francisco Bay at the summit. There really is just so much to explore in the area, making it the perfect spot for outdoor lovers.

Weather and Climate Of course, to maximize these outdoor exploits, you'd hope to have some good weather, and San Francisco doesn't disappoint with mild winters and warm, dry summers. As the city is surrounded by water on three sides, it is greatly influenced by cool currents coming out of the Pacific, providing a climate that is mild throughout the year with little variation in temperature. The city is also known for its fog, created by rising hot air that draws the winds into the Bay. In addition, due to the variations in the city's topography, characterized by its rolling hills, San Francisco also exhibits several different micro-climates, with the high hills responsible for a 20 percent variance in rain in certain areas, and the eastern side enjoying more sun and warmer temperatures over the course of the year. On average, temperatures only get up above 74 degrees for 29 days out of the year, with May to October offering the mildest and driest weather conditions for those who want to enjoy their outdoor pursuits.

Neighborhood Guide San Francisco has a host of larger, well known neighborhoods, along with much smaller communities and developments. In general, there are 5 major districts: Downtown/Central, Richmond, Sunset, Upper Market, and Bernal Heights/Bayview. Officially, there are 36 neighborhoods within these main areas, although some sources count as many as 40, with some overlapping into other areas.