Rent to own Homes in San Francisco, CA

San Francisco is one of the most visited cities in the USA, and is ranked as the 44th most visited tourist destination in the entire world. The city is well known for many things, including the world famous Golden Gate Bridge, Alcatraz Island, its hilly topography, its eclectic architectural mix, and its cool, foggy weather. Within the U.S., San Francisco is also an important financial and banking center, and has a vibrant cultural and arts scene, making it an extremely attractive city for those seeking a new property to call home.

San Francisco, CA is a great place for affordable rent-to-own homes! With a median household income of over $119,136 and a median rent of $2,010, the San Francisco, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Francisco, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Francisco, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1600 INGALLS ST
Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
New
65 Lausanne Ave
Rent To Own
Hillside
Single Family Home
Daly City, CA 94014
1
1
750 ft2
1976
1 MANDALAY PL #1506
Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
Hot
81 TARRY LN
Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
711 PORTWALK PL
Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1405 Julia Lane
Rent To Own
Mt. Diablo Health Care District
Single Family Home
Concord, CA 94518
4
4
2143 ft2
2023
1401 Julia Lane
Rent To Own
Mt. Diablo Health Care District
Single Family Home
Concord, CA 94518
4
4
2466 ft2
2023
New
1409 Julia Lane
Rent To Own
Mt. Diablo Health Care District
Single Family Home
Concord, CA 94518
4
4
2143 ft2
2023
3475 Chapman Way
Rent To Own
Mt. Diablo Health Care District
Single Family Home
Concord, CA 94518
4
4
2466 ft2
2023
Baine Avenue Apartments, 6437 Baine Ave
Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
New
41305 ALLINE ST
Rent To Own
Irvington
Single Family Home
Fremont, CA 94538
3
2
1508 ft2
1961
5903 SUTTON PARK PL
Rent To Own
Cupertino
Single Family Home
Cupertino, CA 95014
5
5
2489 ft2
1972
New
3175 Center Drive
Rent To Own
 
Single Family Home
Fairfield, CA 94533
4
3
2065 ft2
3187 Center Drive
Rent To Own
 
Single Family Home
Fairfield, CA 94533
5
3
2311 ft2
455 VALLEJO ST #105
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94133
1
1
825 ft2
1973
900 BUSH ST #319
Rent to Own Eligible
Downtown San Francisco
Townhouse/Condo
San Francisco, CA 94109
1
1
631 ft2
1982
330 Berry St
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94158
2
2
917 ft2
2009
New
1022 POWELL ST #1
Rent to Own Eligible
Chinatown
Townhouse/Condo
San Francisco, CA 94108
2
2
1380 ft2
1908
New
1 of 16 1998 Broadway
Rent to Own Eligible
Pacific Heights
Townhouse/Condo
San Francisco, CA 94109
1
1
700 ft2
1964
1001 17th St
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94107
1
1
639 ft2
2016
New
260 KING ST #731
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
693 ft2
2004
New
1712 BAKER ST
Rent to Own Eligible
Lower Pacific Heights
Townhouse/Condo
San Francisco, CA 94115
1
1
864 ft2
1900
Hot New
900 BUSH ST #218
Rent to Own Eligible
Downtown San Francisco
Townhouse/Condo
San Francisco, CA 94109
1
1
598 ft2
1982
New
825 LA PLAYA ST #130
Rent to Own Eligible
Richmond District
Townhouse/Condo
San Francisco, CA 94121
1
1
948 ft2
1983
1 of 34 1075 Market St
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94103
1
1
445 ft2
2018
1 of 14 946 Stockton St
Rent to Own Eligible
Chinatown
Townhouse/Condo
San Francisco, CA 94108
2
2
690 ft2
1970
1150 LOMBARD ST #29
Rent to Own Eligible
Russian Hill
Townhouse/Condo
San Francisco, CA 94109
1
1
957 ft2
1989
901 TENNESSEE ST #407
Rent to Own Eligible
Central Waterfront
Townhouse/Condo
San Francisco, CA 94107
2
2
778 ft2
2019
1 of 35 77 VAN NESS AVE #506
Rent to Own Eligible
Civic Center
Townhouse/Condo
San Francisco, CA 94102
1
1
838 ft2
2009
601 4th St
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
1026 ft2
1916
Hot New
3321 17TH ST #7
Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
1
1
500 ft2
1925
Hot New
4312 KIRKHAM ST
Rent to Own Eligible
Outer Sunset
Single Family Home
San Francisco, CA 94122
2
1
990 ft2
1909
88 ARKANSAS ST #223
Rent to Own Eligible
Potrero
Townhouse/Condo
San Francisco, CA 94107
2
2
809 ft2
2022
Hot
254 MAYNARD ST
Rent to Own Eligible
Excelsior
Single Family Home
San Francisco, CA 94112
1
1
687 ft2
1939
Hot New
301 MISSION ST #7G
Rent to Own Eligible
South Beach
Townhouse/Condo
San Francisco, CA 94105
2
2
1268 ft2
2009
Hot
260 KING ST #1407
Rent to Own Eligible
Mission Bay
Townhouse/Condo
San Francisco, CA 94107
1
1
896 ft2
2004
870 HARRISON ST #603
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94107
1
1
518 ft2
2015
New
51 INNES CT #307
Rent to Own Eligible
Hunters Point
Townhouse/Condo
San Francisco, CA 94124
1
1
720 ft2
2017
New
95 MCCOPPIN ST #E203
Rent to Own Eligible
 
Townhouse/Condo
San Francisco, CA 94103
1
1
931 ft2
1997
2 Mint Plz
Rent to Own Eligible
SoMa
Townhouse/Condo
San Francisco, CA 94103
1
1
727 ft2
1926
Hot New
2130 HARRISON ST #2
Rent to Own Eligible
Mission
Townhouse/Condo
San Francisco, CA 94110
1
2
1073 ft2
2001
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Buying a Home in San Francisco, CA

San Francisco, CA is seeing rapid growth and San Francisco, CA's' housing market remains not optimal with an average home price that is 430% above the 2024 national average. San Francisco, CA is part of San Francisco county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Francisco is 0.55% which is below the national average, which is 0.99%.

Median Home Price in San Francisco, CA

Median Rent in San Francisco, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Francisco CA

Housing Statistics San Francisco is a hugely popular city in the USA, and consequently, its housing prices are much higher than you might find in other smaller neighborhoods and towns outside of the major hubs. Those with greater financial restrictions might want to consider rent to own homes, of which there are many in the area. On average, houses currently sell at an average of $1,490,226, with median prices at $851,000, based on monthly sale transactions of 1,221, although these figures will change a little bit each month. Median turnover rates for houses in the area were estimated to be just under $70,000 in 2011, with rental averages of just under $2,000 per month, second only to New York in the most expensive areas to rent in the USA.

Outdoor Activities San Francisco might boast the most beautifully natural setting of all of the major cities in the U.S., making it a great city to explore for outdoor enthusiasts. The Bay Area provides a host of thrills, from surfing on the same waves that Kelly Slater once enjoyed, to sailing on the same waters as the America's Cup competition. From the water, you can also get out and explore the Golden Gate Bridge, one of the city's most iconic landmarks, as well as the prison on Alcatraz Island. If you wish, you can even venture slightly farther out of the city to find a secluded beach for a spot of swimming or to simply relax under the sun with a picnic. If you'd rather be more active, the Golden Gate National Recreation Area provides a massive playground to explore, comprising beautiful untouched forests, peaceful lookout points with amazing views, and a host of tracks and trails for hiking and biking. One of the great walks available is the Lands End Trail, a three mile trip that even a novice hiker can manage. It affords a magnificent view over the Golden Gate Bridge and the San Francisco Bay at the summit. There really is just so much to explore in the area, making it the perfect spot for outdoor lovers.

Weather and Climate Of course, to maximize these outdoor exploits, you'd hope to have some good weather, and San Francisco doesn't disappoint with mild winters and warm, dry summers. As the city is surrounded by water on three sides, it is greatly influenced by cool currents coming out of the Pacific, providing a climate that is mild throughout the year with little variation in temperature. The city is also known for its fog, created by rising hot air that draws the winds into the Bay. In addition, due to the variations in the city's topography, characterized by its rolling hills, San Francisco also exhibits several different micro-climates, with the high hills responsible for a 20 percent variance in rain in certain areas, and the eastern side enjoying more sun and warmer temperatures over the course of the year. On average, temperatures only get up above 74 degrees for 29 days out of the year, with May to October offering the mildest and driest weather conditions for those who want to enjoy their outdoor pursuits.

Neighborhood Guide San Francisco has a host of larger, well known neighborhoods, along with much smaller communities and developments. In general, there are 5 major districts: Downtown/Central, Richmond, Sunset, Upper Market, and Bernal Heights/Bayview. Officially, there are 36 neighborhoods within these main areas, although some sources count as many as 40, with some overlapping into other areas.