Rent to own Homes in Luzerne, IA

Luzerne, IA is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Luzerne, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Luzerne, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 14 of 14
110 Vicky Lane #10
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Rent To Own
 
Townhouse/Condo
Williamsburg, IA 52361
2
1
866 ft2
2000
206 13th Street
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Rent To Own
 
Townhouse/Condo
Vinton, IA 52349
2
2
1331 ft2
1994
1 of 11 805 CHESTNUT ST
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Rent To Own
 
Single Family Home
La Porte City, IA 50651
2
1
624 ft2
1951
1 of 9 807 WILSON ST
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REO Foreclosure
 
Single Family Home
Tama, IA 52339
2
1
816 ft2
1960
Hot
220 BERLIN AVE
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REO Foreclosure
 
Single Family Home
Traer, IA 50675
2
1
1073 ft2
1900
1 of 8 501 BISHOP AVE
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REO Foreclosure
 
Single Family Home
La Porte City, IA 50651
3
2
1752 ft2
1890
1 of 9 602 COMMERCIAL ST
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Fannie Mae/Freddie Mac
 
Single Family Home
La Porte City, IA 50651
4
2
2140 ft2
1920
1 of 22 903 2ND ST
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REO Foreclosure
 
Single Family Home
Palo, IA 52324
2
1
844 ft2
1955
4310 CARPENTER RD NE
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REO Foreclosure
 
Single Family Home
Cedar Rapids, IA 52411
4
3
2782 ft2
2014
New
1 of 5 1739 C AVE NW
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Auction
Cleveland Area
Single Family Home
Cedar Rapids, IA 52405
3
1
1381 ft2
1938
Hot
1 of 44 4897 60TH ST
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REO Foreclosure
 
Single Family Home
Searsboro, IA 50242
3
2
1456 ft2
2004
Hot
602 COLLEGE ST
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REO Foreclosure
 
Single Family Home
Reinbeck, IA 50669
3
3
1200 ft2
1910
Hot
102 6TH ST
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HUD Foreclosure
 
Single Family Home
Van Horne, IA 52346
4
2
1872 ft2
1900
New
1 of 5 501 E 11TH ST
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Auction
 
Single Family Home
Vinton, IA 52349
2
1
836 ft2
1964
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Buying a Home in Luzerne, IA

Luzerne, IA is seeing rapid growth and Luzerne, IA's' housing market remains optimal with an average home price that is -29% below the 2025 national average. Luzerne, IA is part of Benton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Benton is 1.15% which is above the national average, which is 0.99%.

Median Home Price in Luzerne, IA

Median Rent in Luzerne, IA

Median rent data is currently unavailable.
Rent to own homes offer low monthly payments and flexible terms.