Rent to own Homes in Luzerne, IA

Luzerne, IA is a great place for affordable rent-to-own homes! With the current housing shortage trend it can make it harder to become a homeowner, including in Luzerne, IA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Luzerne, IA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 263
1 of 26 1161 Lakeview Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Buckingham, IA 50612
4
4
3200 ft2
1993
1 of 16 6629 TERRAZZO DR NW
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52405
4
3
2518 ft2
1982
Hot
1 of 34 116 HANOVER RD SW
Rent To Own
Cedar Hills
Single Family Home
Cedar Rapids, IA 52404
4
1
1500 ft2
1970
1 of 14 230 ALAN AVE SW
Rent To Own
 
Single Family Home
Swisher, IA 52338
4
3
2384 ft2
1994
1 of 57 2925 CEDAR RIDGE DR NE
Rent To Own
 
Single Family Home
Cedar Rapids, IA 52402
5
4
3719 ft2
2000
Hot
1527 SUNSET DR
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
3
1
1186 ft2
1964
1306 11TH AVE
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
4
2
1402 ft2
1914
1902 10TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Belle Plaine, IA 52208
4
4
2582 ft2
1925
1 of 19 204 PROSPECT ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
3
2
1340 ft2
1926
1 of 16 109 WEST ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
2
1
1079 ft2
1920
New
207 PROSPECT ST NW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
3
2
1788 ft2
1906
New
109 WEST ST SW
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Blairstown, IA 52209
2
1
784 ft2
1946
New
99 4TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Keystone, IA 52249
3
3
1620 ft2
1910
205 MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Keystone, IA 52249
3
2
1140 ft2
1875
604 16TH ST
REO Foreclosure
 
Single Family Home
Belle Plaine, IA 52208
2
2
902 ft2
1900
510 17TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Belle Plaine, IA 52208
3
3
1455 ft2
1903
403 4TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Keystone, IA 52249
4
2
2365 ft2
1910
1153 212TH BLVD
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Belle Plaine, IA 52208
4
2
1144 ft2
1980
Hot
102 6TH ST
HUD Foreclosure
 
Single Family Home
Van Horne, IA 52346
4
2
1872 ft2
1900
605 5TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
3
3
1491 ft2
1970
305 MAIN ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
4
4
1868 ft2
1915
304 4TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
2
2
1317 ft2
1920
95 2ND AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Van Horne, IA 52346
3
2
1763 ft2
1885
New
1425 WESTERN AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
4
4
1232 ft2
1965
Hot
3349 315TH ST
REO Foreclosure
 
Single Family Home
Elberon, IA 52225
3
1
1344 ft2
1900
Hot
235 W WASHINGTON ST
REO Foreclosure
 
Single Family Home
Marengo, IA 52301
3
1
952 ft2
2023
1 of 16 695 WESTERN AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
2
2
1008 ft2
1915
597 COURT AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
3
2
1230 ft2
1920
1096 EASTERN AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
5
2
2247 ft2
1885
2371 71ST ST
Auction
 
Single Family Home
Van Horne, IA 52346
4
2
2160 ft2
1919
1 of 5 12 2ND AVE
Auction
 
Single Family Home
Elberon, IA 52225
4
1
1222 ft2
1920
1605 210TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Marengo, IA 52301
1
1
728 ft2
1920
602 WASHINGTON ST
REO Foreclosure
 
Single Family Home
Victor, IA 52347
3
1
1428 ft2
1920
Hot
1101 3RD ST
REO Foreclosure
 
Single Family Home
Victor, IA 52347
4
2
1394 ft2
1914
New
204 1ST AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Newhall, IA 52315
4
2
1754 ft2
1900
New
102 1ST ST E
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Newhall, IA 52315
3
2
1758 ft2
1920
2605 68TH ST
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Newhall, IA 52315
5
6
2237 ft2
2004
New
400 1ST ST E
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Newhall, IA 52315
2
3
1431 ft2
1915
New
603 1ST ST E
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Newhall, IA 52315
2
1
809 ft2
1910
1 of 54 438 11TH AVE
Pre-Foreclosure (Lis Pendens)
 
Single Family Home
Conroy, IA 52220
2
3
1260 ft2
1979
1 of 16 422 4TH ST
Auction
 
Single Family Home
Clutier, IA 52217
2
2
884 ft2
1960
1 of 90 412 MAIN ST
REO Foreclosure
 
Single Family Home
Clutier, IA 52217
3
2
1620 ft2
1915
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Buying a Home in Luzerne, IA

Luzerne, IA is seeing rapid growth and Luzerne, IA's' housing market remains optimal with an average home price that is -29% below the 2024 national average. Luzerne, IA is part of Benton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Benton is 1.15% which is above the national average, which is 0.99%.

Median Home Price in Luzerne, IA

Median Rent in Luzerne, IA

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Rent to own homes offer low monthly payments and flexible terms.