Rent to own Homes in St. Marys, GA
Located on the north bank of the St. Mary's River, this town of just over 17,000 is only 38 miles from Jacksonville, Florida. It's also the entrance to the Cumberland Island National Seashore, housing the visitor center and island boat access along the waterfront. This nautical and picturesque city has its own airport and is adjacent to the Naval Submarine Base Kings Bay.
St. Marys, GA is a great place for affordable rent-to-own homes! With a median household income of over $66,033 and a median rent of $1,012, the St. Marys, GA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in St. Marys, GA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
More St. Marys, GA Property Resources
Rent to own Homes in Cities Near St. Marys, GA
- Asbury Lake
- Atlantic Beach
- Baldwin
- Bellair-Meadowbrook Terrace
- Bryceville
- Callahan
- Fernandina Beach
- Fleming Island
- Fruit Cove
- Hilliard
- Jacksonville
- Jacksonville Beach
- Kingsland
- Lakeside
- Nassau Village-Ratliff
- Neptune Beach
- Oakleaf Plantation
- Orange Park
- Palm Valley
- Ponte Vedra
- Ponte Vedra Beach
- Saint George
- Saint Johns
- Sawgrass
- St. Marys
- Yulee
Neighborhoods in St. Marys, GA
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St. Marys, GA is seeing rapid growth and St. Marys, GA's' housing market remains optimal with an average home price that is -10% below the 2024 national average. St. Marys, GA is part of Camden county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Camden is 0.79% which is below the national average, which is 0.99%.
Median Home Price in St. Marys, GA
Median Rent in St. Marys, GA
Top 7 Reasons to Live in St. Mary's, GA
Excellent home values and low rental prices! While rental prices in City Center are lower than in over 57 percent of Georgia, the values of the homes are over 57 percent higher, making the community a great value for rent to own homes. While the Elliots Bluff and Laurel Island Parkway area rentals are higher on average, home values surpass the rental costs, as well, so you're getting more bang for your buck.
The unspoiled beauty of Cumberland Island! St. Mary's is the main access point to Cumberland island, the largest barrier island in Georgia. Beautiful forests, scenic marshes and pristine beaches are a part of the island where over 9,800 acres are a designated Wilderness Area. Brickhill Bluff and Plum Orchard are two favorite areas for St. Mary's residents to explore.
Shrimp! St. Mary's Rock Shrimp Festival is entering its 43rd year, replete with a themed parade, all day entertainment and, of course, fresh rock shrimp, the namesake of the festival. Restaurants like the Blue Goose and the Riverside Cafe are among the festival food purveyors.
Variety of housing options close to nature! With a vacancy rate in the city center of around 13.4 percent, there are many opportunities to make this neighborhood your own. From beautiful Crooked River State Park to the Cumberland Island National seashore, there's always nature nearby, whether choosing a townhouse, apartment or single family home. Median rental rates are lower than some 57 percent of Georgia neighborhoods, as well.
St. Mary's historic district! This is a city with a true sense of history and the historic district is on the National Register of Historic Places. From elegant homes such as Orange Hall to the magnificent Jackson-Clark-Bessent-MacDonell-Nesbitt House, these regional landmarks offer a fascinating insight to the past.
Great dining! St. Mary's waterfront location make it a veritable haven of fine fish eateries, but there's more than just the fresh catch of the day to tempt your palate. Try Osaka Japanese Steak House for excellent Japanese food or Mi Casa for delicious Mexican cuisine. Of course, don't neglect the seafood at Captain Seagle's either.
St. Mary's Community Market produce! Plenty of fresh fruits and veggies are available at the St. Mary's Community Market on Saturdays, which also offers homemade baked treats and local arts and crafts. Afterwards, visit the St. Mary's Peace Garden commemorating the War of 1812.