Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
New
6314 EL APAJO
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
10
7
25000 ft2
2007
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
New
1 of 130 12044 Royal Rd
Rent To Own
 
Single Family Home
El Cajon, CA 92021
3
2
1404 ft2
2004
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
3754 SHOOTING STAR DR
Rent to Own Eligible
Otay Mesa West
Single Family Home
San Ysidro, CA 92173
4
2
1585 ft2
1978
1 of 50 1130 14TH ST
Rent to Own Eligible
Imperial Beach
Townhouse/Condo
Imperial Beach, CA 91932
4
3
1857 ft2
1999
1 of 49 941 12TH ST
Rent to Own Eligible
Imperial Beach
Single Family Home
Imperial Beach, CA 91932
2
1
825 ft2
1955
1220 SEACOAST DR #1
Rent to Own Eligible
 
Townhouse/Condo
Imperial Beach, CA 91932
2
1
909 ft2
1972
1 of 25 1186 PINE GLEN WAY
Rent to Own Eligible
Otay Mesa West
Single Family Home
San Diego, CA 92154
5
3
1780 ft2
1979
New
200 TELEGRAPH CANYON RD #C
Rent to Own Eligible
Hilltop
Townhouse/Condo
Chula Vista, CA 91910
2
2
1125 ft2
1987
1332 W SAN YSIDRO BLVD #A
Rent to Own Eligible
San Ysidro
Townhouse/Condo
San Ysidro, CA 92173
3
2
1184 ft2
1985
1 of 35 2043 Dairy Mart Rd
Rent to Own Eligible
San Ysidro
Townhouse/Condo
San Ysidro, CA 92173
2
2
729 ft2
1986
New
877 MELROSE AVE
Rent to Own Eligible
Hilltop
Single Family Home
Chula Vista, CA 91911
3
2
1910 ft2
1961
Hot
3966 COLDWELL LN
Rent to Own Eligible
Otay Mesa West
Single Family Home
San Diego, CA 92154
3
2
1175 ft2
1968
1 of 31 940 Calla Ave
Rent to Own Eligible
Imperial Beach
Townhouse/Condo
Imperial Beach, CA 91932
2
1
992 ft2
1990
New
777 WOODLAWN AVE
Rent to Own Eligible
Central Chula Vista
Townhouse/Condo
Chula Vista, CA 91910
4
2
1524 ft2
1953
New
9253 Regents Rd
Rent to Own Eligible
University City
Single Family Home
La Jolla, CA 92037
1
1
764 ft2
2000
1 of 94 4095 Bonita Rd
Rent to Own Eligible
 
Townhouse/Condo
Bonita, CA 91902
2
2
1007 ft2
1970
475 4th Ave
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
2
2
1156 ft2
1965
New
989 CAMINITO ESTRELLA
Rent to Own Eligible
Rancho - Del Rey
Townhouse/Condo
Chula Vista, CA 91910
3
3
1100 ft2
1998
New
285 5TH AVE
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
2
1
1003 ft2
1939
New
1356 ECKMAN AVE
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
3
2
1040 ft2
1960
New
1 of 32 1687 Melrose Ave
Rent to Own Eligible
Castle Park
Single Family Home
Chula Vista, CA 91911
2
2
920 ft2
1981
New
3533 STOCKMAN ST
Rent to Own Eligible
 
Single Family Home
National City, CA 91950
3
2
1040 ft2
1962
New
1677 MELROSE AVE #G
Rent to Own Eligible
Castle Park
Townhouse/Condo
Chula Vista, CA 91911
3
2
1074 ft2
1984
1814 BLUEHAVEN CT
Rent to Own Eligible
San Ysidro
Townhouse/Condo
San Diego, CA 92154
3
3
1338 ft2
1985
411 33RD ST
Rent to Own Eligible
Stockton
Single Family Home
San Diego, CA 92102
2
1
754 ft2
2015
1 of 2 855 W San Ysidro Blvd
Rent to Own Eligible
San Ysidro
Townhouse/Condo
San Ysidro, CA 92173
1
1
507 ft2
1986
8355 Station Village Ln
Rent to Own Eligible
Mission Valley East
Single Family Home
San Diego, CA 92108
2
2
1176 ft2
2005
4057 Brant St
Rent to Own Eligible
Hillcrest
Single Family Home
San Diego, CA 92103
1
1
479 ft2
1972
6416 Friars Rd
Rent to Own Eligible
Mission Valley West
Single Family Home
San Diego, CA 92108
1
1
650 ft2
1972
New
1 of 106 801 Ash St
Rent to Own Eligible
Core-Columbia
Single Family Home
San Diego, CA 92101
2
2
1245 ft2
2006
New
2510 TORREY PINES RD #403
Rent to Own Eligible
La Jolla Heights
Townhouse/Condo
La Jolla, CA 92037
1
1
631 ft2
1970
1 of 40 1250 Cleveland Ave
Rent to Own Eligible
Hillcrest
Single Family Home
San Diego, CA 92103
2
2
958 ft2
1991
6330 GENESEE AVE #206
Rent to Own Eligible
University City
Townhouse/Condo
San Diego, CA 92122
1
1
578 ft2
1985
Hot
1262 KETTNER BLVD #1603
Rent to Own Eligible
Core-Columbia
Townhouse/Condo
San Diego, CA 92101
1
1
904 ft2
2008
90 Quintard St
Rent to Own Eligible
Castle Park
Townhouse/Condo
Chula Vista, CA 91911
3
2
1392 ft2
1980
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.