Rent to own Homes in Centereach, NY

Centereach got its name from the words Center and Reach, because of its location directly in the middle of Long Island. While its population in 1940 was only 628, those early days are only a memory. A surge of construction in recent years fueled sharp population growth and Centereach is now a cohesive suburban community of 31,578. The town received recognition after a 2007 blizzard for having the most effective snow-clearing service in the area.

Centereach, NY is a great place for affordable rent-to-own homes! With a median household income of over $109,247 and a median rent of $2,003, the Centereach, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Centereach, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Centereach, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
1 of 75 9 RUGBY DR
Rent To Own
 
Single Family Home
Shirley, NY 11967
5
2
1740 ft2
1959
10 Robert Street
Rent To Own
 
Single Family Home
Mastic, NY 11950
3
1
0 ft2
1940
351 OLD COUNTRY RD
Rent To Own
 
Single Family Home
Deer Park, NY 11729
3
1
942 ft2
1953
138 The Knoll UNIT 138
Rent To Own
 
Single Family Home
Syosset, NY 11791
3
3
2000 ft2
1982
141 GORHAM AVE
Rent To Own
Hamden
Single Family Home
Hamden, CT 06514
3
2
1821 ft2
1940
Hot
1 of 8 173 FARMINGVILLE RD
Rent To Own
 
Single Family Home
Ridgefield, CT 06877
4
4
5440 ft2
1978
1 of 59 8 SHORELINE DR
Rent to Own Eligible
Lordship
Townhouse/Condo
Stratford, CT 06615
3
3
1680 ft2
2017
155 Short Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
624 ft2
1984
115 Short Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
624 ft2
1984
998 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
4
2693 ft2
2005
1240 FAIRFIELD BEACH RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1105 ft2
1900
New
420 PINE CREEK AVE
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
4568 ft2
1988
537 PENFIELD RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
3
1728 ft2
1950
New
124 OLD BATTERY RD
Rent to Own Eligible
Black Rock
Single Family Home
Bridgeport, CT 06605
11
9
15118 ft2
1928
New
20 GUZZI DR
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
1
1040 ft2
1977
159 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
4
5
3492 ft2
2022
112 LALLEY BLVD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
4054 ft2
2021
New
5 FRANCIS ST
Rent to Own Eligible
 
Single Family Home
Milford, CT 06460
3
4
3030 ft2
2021
1 of 10 69 WOOSTER AVE
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
2
1
1162 ft2
1955
71 BENSON PL
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
5
3928 ft2
2023
1001 S PINE CREEK RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
2
2
1183 ft2
1952
Hot
145 COLUMBUS AVE
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
4
3
1982 ft2
1950
New
125 SHANLEY ST
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
2
1224 ft2
1975
1 of 11 52 DEWEY ST
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
1
960 ft2
1960
50 Birdseye St
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
1088 ft2
1973
1 of 25 376 RUANE ST
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
3
2
1128 ft2
1935
New
965 OLD POST RD
Rent to Own Eligible
Fairfield Beach
Single Family Home
Fairfield, CT 06824
5
6
5039 ft2
2007
260 CARROLL AVE
Rent to Own Eligible
East End
Single Family Home
Bridgeport, CT 06607
2
2
749 ft2
1912
New
1460 ELM ST #427
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
1
1
1088 ft2
1976
1491 ELM ST
Rent to Own Eligible
Stratford Center Historic District
Townhouse/Condo
Stratford, CT 06615
3
2
1599 ft2
1 of 25 1099 SOUTH AVE
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
2
2446 ft2
1942
75 DOVER ST
Rent to Own Eligible
 
Single Family Home
Stratford, CT 06615
3
1
961 ft2
1947
Hot New
49 HOPE ST
Rent to Own Eligible
Black Rock
Townhouse/Condo
Bridgeport, CT 06605
2
2
1330 ft2
1921
1011 STRATFORD AVE #5
Rent to Own Eligible
East End
Townhouse/Condo
Bridgeport, CT 06607
2
2
870 ft2
1993
New
196 AVON ST
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
6
3
2178 ft2
1920
New
1700 MAIN ST
Rent to Own Eligible
Stratford Center Historic District
Single Family Home
Stratford, CT 06615
2
3
2839 ft2
1937
1737 STRATFORD AVE
Rent to Own Eligible
East End
Townhouse/Condo
Bridgeport, CT 06607
5
3
3128 ft2
1897
New
414-416 WOOD AVE
Rent to Own Eligible
West End - West Side
Townhouse/Condo
Bridgeport, CT 06606
7
3
2653 ft2
1892
New
184 Lewis St
Rent to Own Eligible
West End - West Side
Single Family Home
Bridgeport, CT 06605
4
2
2029 ft2
1887
43 SURF AVE
Rent to Own Eligible
 
Townhouse/Condo
Stratford, CT 06615
3
2
2768 ft2
1974
295 HANOVER ST
Rent to Own Eligible
West End - West Side
Single Family Home
Bridgeport, CT 06605
3
1
1338 ft2
1870
832 IRANISTAN AVE
Rent to Own Eligible
West End - West Side
Townhouse/Condo
Bridgeport, CT 06605
12
4
3804 ft2
1882
245 Unquowa Rd
Rent to Own Eligible
 
Townhouse/Condo
Fairfield, CT 06824
2
1
979 ft2
1964
New
84 LUDLOWE RD
Rent to Own Eligible
 
Single Family Home
Fairfield, CT 06824
3
2
1470 ft2
1938
Map
Sponsored Link

More Centereach, NY Property Resources

Rent to own Homes in Cities Near Centereach, NY

Browse all Rent to own Homes in New York

Neighborhoods in Centereach, NY

No neighborhoods found

Popular Zip Codes in Centereach, NY

11720 rent to own homes

Buying a Home in Centereach, NY

Centereach, NY is seeing rapid growth and Centereach, NY's' housing market remains not optimal with an average home price that is 66% above the 2024 national average. Centereach, NY is part of Suffolk county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Suffolk is 1.7% which is above the national average, which is 0.99%.

Median Home Price in Centereach, NY

Median Rent in Centereach, NY

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Centereach, NY

It's a great place to find bargains! Home prices in Centereach have been slow to recover after the economic downturn and the median sale price of $273,750 is not far above 2012's low point of $271,000. It's easy to come and take a look at Centereach housing possibilities because the hamlet is accessible from the Long Island Expressway or the Northern State Parkway. The Centereach Civic Association coordinates neighborhood volunteers to keep the area tidy and develop a sense of community.

It has a lake with a ghost! Just a mile from Centereach is Lake Ronkonkoma, the largest body of fresh water on Long Island. Known for the elusive Lady of the Lake, who is the heroine of a long-ago love story, Lake Ronkonkoma appeals to anyone who relishes a good folk tale. For those with more practical interests, Lake Ronkonkoma County Park, on its northern shore, offers plenty of opportunities to fish for eleven species of fish.

Rent to own houses provide solutions for homeowners! Because Centereach is still rebuilding its real estate market, over 18 percent of homes have negative equity. Owners in this situation will be likely to hold off on selling their homes for a time and rental homes that lead to purchase provide a win-win situation for everyone in the transaction. Local color in Centereach is served up by Buffalo Wild Wings, a vibrant sports bar that offers classic American food and plenty of big screens for watching sports. Just a mile or so down Middle Country Road is Good Steer, where patrons enjoy dry-aged beef beside a crackling fire.

You can have a tropical party! Tiki Action Park is a fun center with a tropical theme. Go-karts, a laser maze, miniature golf and a great arcade make this a super birthday party event venue. After you return from your tropical adventure, you can cross the street and enjoy the chance to shop at Centereach Mall's many stores.